After adapting Joebb21's more forceful approach Hunter has finally paid me back the original $1,655. However, He didn't make good on his word to send me the 2 coins that he promised he would send after I gave him more time.
He still seems to be out there selling coins after all this time. If anyone is planning on buying something from him, make sure to get the coins first or pay with PayPal.
@MACGE1 said:
After adapting Joebb21's more forceful approach Hunter has finally paid me back the original $1,655. However, He didn't make good on his word to send me the 2 coins that he promised he would send after I gave him more time.
He still seems to be out there selling coins after all this time. If anyone is planning on buying something from him, make sure to get the coins first or pay with PayPal.
After all that time... interest should have been paid.
@MACGE1 said:
After adapting Joebb21's more forceful approach Hunter has finally paid me back the original $1,655. However, He didn't make good on his word to send me the 2 coins that he promised he would send after I gave him more time.
He still seems to be out there selling coins after all this time. If anyone is planning on buying something from him, make sure to get the coins first or pay with PayPal.
I'm glad that you recouped your original money. I only wish that you and @joebb21 could twist his arm a little more and force him to pay you interest. Hunter basically effected an interest free loan by swindle or so it at least appears that way.
Considering that no bank pays any interest of note there should at least be a pain and suffering tax imposed. Although I'm sure being made whole is a relief.
mark
Walker Proof Digital Album Fellas, leave the tight pants to the ladies. If I can count the coins in your pockets you better use them to call a tailor. Stay thirsty my friends......
Every time I list a gold coin on CL I get an email from a "Hunter Sabety". Not sure if this is the same "Hunter" as before I got CL emails wanting to sell under the "Hunter Smith" name.
Yes those are the rolls indeed. He claims that he sent a package of coins to me to in lieu of the money he owes me which should be here on Tuesday. Either way this is going to be wrapped up by this week.
If you ever receive a package, have it opened before a USPS clerk or film it. Don't be surprised if the box is empty.
You mean like this package I received from ebayer koinz314:
Yes those are the rolls indeed. He claims that he sent a package of coins to me to in lieu of the money he owes me which should be here on Tuesday. Either way this is going to be wrapped up by this week.
If you ever receive a package, have it opened before a USPS clerk or film it. Don't be surprised if the box is empty.
You mean like this package I received from ebayer koinz314:
Sure would be fun to pay that clown a visit at his home.
Yes those are the rolls indeed. He claims that he sent a package of coins to me to in lieu of the money he owes me which should be here on Tuesday. Either way this is going to be wrapped up by this week.
If you ever receive a package, have it opened before a USPS clerk or film it. Don't be surprised if the box is empty.
You mean like this package I received from ebayer koinz314:
Yes those are the rolls indeed. He claims that he sent a package of coins to me to in lieu of the money he owes me which should be here on Tuesday. Either way this is going to be wrapped up by this week.
If you ever receive a package, have it opened before a USPS clerk or film it. Don't be surprised if the box is empty.
You mean like this package I received from ebayer koinz314:
Can paypal prevent a CC chargeback?
Not running my own business, I don't know the answer to that. I don't think they could, from what I have heard, though. Something in terms and agreements?
He is still very active on FB coin groups (and I assume IG and other general social platforms too) although many FB groups are catching on to him and giving him the boot. I can't imagine his scam lasting much longer, he's running out of places to ply his craft. Or he'll finally screw over the wrong guy and get caught, legally or otherwise.
@Bochiman said:
Can paypal prevent a CC chargeback?
Not running my own business, I don't know the answer to that. I don't think they could, from what I have heard, though. Something in terms and agreements?
No. The credit card companies handle their own chargebacks. PayPal stays out of the way. But if the payment with made with PayPal cash rather than a credit card, then PayPal is in command.
As I've always believed, video of packages being opened or sealed is proof of nothing. After all, you could easily move the labels from one envelope to another and who would know?
Since it was opened by a USPS employee, why did they not sign an affidavit affirming that the envelope was empty?
Since the package was carried by USPS, did you contact the Postal Inspector? Mail fraud would be investigated by them, not by PayPal.
PayPal is essentially correct. This is why as a buyer you should never use PayPal cash to pay someone. The credit card company is much more reliable (for the buyer) in prosecuting chargebacks. PayPal is actually not the one responsible for the chargeback. The problem I have with PayPal is that only they know who the credit card company is and their user agreement effectively blocks all appeals.
I agree that videos can be fooled with; a member of our coin club was in a barroom brawl where some people ended up in the hospital and his lawyer got a hold of the video and was able to cut out the damning evidence so the other guy got in trouble. There may be third party verification of opening or closing mail that could be trusted.
As I've always believed, video of packages being opened or sealed is proof of nothing. After all, you could easily move the labels from one envelope to another and who would know?
Since it was opened by a USPS employee, why did they not sign an affidavit affirming that the envelope was empty?
Since the package was carried by USPS, did you contact the Postal Inspector? Mail fraud would be investigated by them, not by PayPal.
PayPal is essentially correct. This is why as a buyer you should never use PayPal cash to pay someone. The credit card company is much more reliable (for the buyer) in prosecuting chargebacks. PayPal is actually not the one responsible for the chargeback. The problem I have with PayPal is that only they know who the credit card company is and their user agreement effectively blocks all appeals.
I filed a report with the USPIS a few weeks ago and also reported the crook to IC3. The empty package never came into my hands. The UPS store manager signed for it and opened it as I video taped. You can see the return address and USPS tracking number proving it came from the crook. The only reason I'm not more upset is because I had a feeling Paypal might pull this crap so I mostly emptied-out my PP account and had my bank block any Paypal payments......just like the chargeback. Since Paypal won't tell me who the so called 'chargeback' company is, I have no recourse but to hold Paypal responsible. Fortunately, Paypal will be replaced at eBay next year.
As I've always believed, video of packages being opened or sealed is proof of nothing. After all, you could easily move the labels from one envelope to another and who would know?
Since it was opened by a USPS employee, why did they not sign an affidavit affirming that the envelope was empty?
Since the package was carried by USPS, did you contact the Postal Inspector? Mail fraud would be investigated by them, not by PayPal.
PayPal is essentially correct. This is why as a buyer you should never use PayPal cash to pay someone. The credit card company is much more reliable (for the buyer) in prosecuting chargebacks. PayPal is actually not the one responsible for the chargeback. The problem I have with PayPal is that only they know who the credit card company is and their user agreement effectively blocks all appeals.
I filed a report with the USPIS a few weeks ago and also reported the crook to IC3. The empty package never came into my hands. The UPS store manager signed for it and opened it as I video taped. You can see the return address and USPS tracking number proving it came from the crook. The only reason I'm not more upset is because I had a feeling Paypal might pull this crap so I mostly emptied-out my PP account and had my bank block any Paypal payments......just like the chargeback. Since Paypal won't tell me who the so called 'chargeback' company is, I have no recourse but to hold Paypal responsible. Fortunately, Paypal will be replaced at eBay next year.
Paypal will suspend your account, and sit back for you to make payment to them ... A large amount owed..... they will turn account over to a debt collector
As I've always believed, video of packages being opened or sealed is proof of nothing. After all, you could easily move the labels from one envelope to another and who would know?
Since it was opened by a USPS employee, why did they not sign an affidavit affirming that the envelope was empty?
Since the package was carried by USPS, did you contact the Postal Inspector? Mail fraud would be investigated by them, not by PayPal.
PayPal is essentially correct. This is why as a buyer you should never use PayPal cash to pay someone. The credit card company is much more reliable (for the buyer) in prosecuting chargebacks. PayPal is actually not the one responsible for the chargeback. The problem I have with PayPal is that only they know who the credit card company is and their user agreement effectively blocks all appeals.
I filed a report with the USPIS a few weeks ago and also reported the crook to IC3. The empty package never came into my hands. The UPS store manager signed for it and opened it as I video taped. You can see the return address and USPS tracking number proving it came from the crook. The only reason I'm not more upset is because I had a feeling Paypal might pull this crap so I mostly emptied-out my PP account and had my bank block any Paypal payments......just like the chargeback. Since Paypal won't tell me who the so called 'chargeback' company is, I have no recourse but to hold Paypal responsible. Fortunately, Paypal will be replaced at eBay next year.
Paypal will suspend your account, and sit back for you to make payment to them ... A large amount owed..... they will turn account over to a debt collector
I already cancelled my Paypal account months ago and the debt collector contacted me and cancelled the collection after I provided them with evidence of the crime. NBC news is now handling the case against Paypal.
As I've always believed, video of packages being opened or sealed is proof of nothing. After all, you could easily move the labels from one envelope to another and who would know?
Since it was opened by a USPS employee, why did they not sign an affidavit affirming that the envelope was empty?
Since the package was carried by USPS, did you contact the Postal Inspector? Mail fraud would be investigated by them, not by PayPal.
PayPal is essentially correct. This is why as a buyer you should never use PayPal cash to pay someone. The credit card company is much more reliable (for the buyer) in prosecuting chargebacks. PayPal is actually not the one responsible for the chargeback. The problem I have with PayPal is that only they know who the credit card company is and their user agreement effectively blocks all appeals.
I filed a report with the USPIS a few weeks ago and also reported the crook to IC3. The empty package never came into my hands. The UPS store manager signed for it and opened it as I video taped. You can see the return address and USPS tracking number proving it came from the crook. The only reason I'm not more upset is because I had a feeling Paypal might pull this crap so I mostly emptied-out my PP account and had my bank block any Paypal payments......just like the chargeback. Since Paypal won't tell me who the so called 'chargeback' company is, I have no recourse but to hold Paypal responsible. Fortunately, Paypal will be replaced at eBay next year.
Paypal will suspend your account, and sit back for you to make payment to them ... A large amount owed..... they will turn account over to a debt collector
I already cancelled my Paypal account months ago and the debt collector contacted me and cancelled the collection after I provided them with evidence of the crime. NBC news is now handling the case against Paypal.
Good luck! This is an absolute disgrace. Paypal's canned responses to your BBB complaint are nauseating. Doesn't an obvious and blatant set of facts and a proven case of fraud count for anything anymore? Hopefully, some media coverage will help provide some much deserved resolution on your part.
Collecting 1970s Topps baseball wax, rack and cello packs, as well as PCGS graded Half Cents, Large Cents, Two Cent pieces and Three Cent Silver pieces.
As I've always believed, video of packages being opened or sealed is proof of nothing. After all, you could easily move the labels from one envelope to another and who would know?
Since it was opened by a USPS employee, why did they not sign an affidavit affirming that the envelope was empty?
Since the package was carried by USPS, did you contact the Postal Inspector? Mail fraud would be investigated by them, not by PayPal.
PayPal is essentially correct. This is why as a buyer you should never use PayPal cash to pay someone. The credit card company is much more reliable (for the buyer) in prosecuting chargebacks. PayPal is actually not the one responsible for the chargeback. The problem I have with PayPal is that only they know who the credit card company is and their user agreement effectively blocks all appeals.
I filed a report with the USPIS a few weeks ago and also reported the crook to IC3. The empty package never came into my hands. The UPS store manager signed for it and opened it as I video taped. You can see the return address and USPS tracking number proving it came from the crook. The only reason I'm not more upset is because I had a feeling Paypal might pull this crap so I mostly emptied-out my PP account and had my bank block any Paypal payments......just like the chargeback. Since Paypal won't tell me who the so called 'chargeback' company is, I have no recourse but to hold Paypal responsible. Fortunately, Paypal will be replaced at eBay next year.
Paypal will suspend your account, and sit back for you to make payment to them ... A large amount owed..... they will turn account over to a debt collector
I already cancelled my Paypal account months ago and the debt collector contacted me and cancelled the collection after I provided them with evidence of the crime. NBC news is now handling the case against Paypal.
Good luck! This is an absolute disgrace. Paypal's canned responses to your BBB complaint are nauseating. Doesn't an obvious and blatant set of facts and a proven case of fraud count for anything anymore? Hopefully, some media coverage will help provide some much deserved resolution on your part.
I just received an email from Paypal on this matter, they said they are giving me a (1) time credit of $1,571.18. (that is the amount I was in arears in my account)
Completed
PayPal
Transfer
Mar23
2018
PayPal
Transfer
Loading transaction details for
PayPal
Transfer
$1,571.18
Close
There is an open dispute associated with this transaction. Visit the Resolution Center to view status.
Paid byPayPalTransaction ID0FC96356443641447
Note from PayPal$1,571.18 USD;PayPal Posting Date:Mar 22, 2018;Payment from:Paypal;As a one-time goodwill gesture, we have issued a credit to your account. Thank you for using PayPal.
I guess it's better than nothing, but, I'm still out $920 that was previously removed from my account by Paypal and given to eBayer koinz314. I am quite certain that Hector from NBC News did something to convince Paypal they are in the wrong. I'm not happy, but, I don't know if there's anything else I can do.
@joebb21 said:
If you paid using paypal why are you not 100% covered?
He was the seller, not the buyer.
Glad to hear you got at least a measure of restitution, if not made whole. Will NBC still be profiling your story?
Collecting 1970s Topps baseball wax, rack and cello packs, as well as PCGS graded Half Cents, Large Cents, Two Cent pieces and Three Cent Silver pieces.
My case has been resolved. Paypal just issued me an additional $1,000..........In the future, I will immediately go to NBC news for help as they are very effective. Too bad koinz314 is still active on eBay to commit more crimes.
Glad it got resolved but seems a shame koinz314 (can't hurt to have his name in here as much as possible for google search results) really has no repercussions for this. Added him to my ever growing block list.
On a related note planman2014 still posting in the CT For Sale section.
@Bochiman said:
Can paypal prevent a CC chargeback?
Not running my own business, I don't know the answer to that. I don't think they could, from what I have heard, though. Something in terms and agreements?
No. The credit card companies handle their own chargebacks. PayPal stays out of the way. But if the payment with made with PayPal cash rather than a credit card, then PayPal is in command.
PP cannot prevent a charge back but they do provide the CC Co. with info on your behalf such as tracking information (proof of delivery). They basically try to assist you when faced with a chargeback.
The other fear a seller needs to be aware of is that a buyer without a paypal account can check out on ebay as a guest using a stolen credit card. This gets processed through paypal but offers no protection to the seller in the case of a charge back. This is why I state in my description that I will refund all purchases made through paypal with an account that has not been verified by paypal.
Gold has a world price entirely unaffected by accounting games between the Treasury and the Fed. - Jim Rickards
"The other fear a seller needs to be aware of is that a buyer without a paypal account can check out on ebay as a guest using a stolen credit card. This gets processed through paypal but offers no protection to the seller in the case of a charge back."
True, but I believe your "eBay seller protection" will kick in on your behalf if you complied with all the requirements.
"Bongo drive 1984 Lincoln that looks like old coin dug from ground."
@OPA said:
"The other fear a seller needs to be aware of is that a buyer without a paypal account can check out on ebay as a guest using a stolen credit card. This gets processed through paypal but offers no protection to the seller in the case of a charge back."
True, but I believe your "eBay seller protection" will kick in on your behalf if you complied with all the requirements.
When a CC completes a charge back it is because they are satisfied the credit card holder did nothing wrong, but this can be based on lies from the CC holder. In a case such as ArizonaRareCoins, If ebay hears the same lies and believes them then they, like PP, will most likely not protect the seller in a charge back.
Gold has a world price entirely unaffected by accounting games between the Treasury and the Fed. - Jim Rickards
@Bochiman said:
Can paypal prevent a CC chargeback?
Not running my own business, I don't know the answer to that. I don't think they could, from what I have heard, though. Something in terms and agreements?
No. By accepting credit cards, PayPal is bound to its contract with the credit card companies which allow you to do charge backs. I have done charge backs twice in the last fifteen years on PayPal transactions and largely because I refused to wait for PayPal's long process in cases where it was clear I would be vindicated (scam and no merchandise/no tracking information after two weeks of attempted contact with the seller).
@OPA said:
"The other fear a seller needs to be aware of is that a buyer without a paypal account can check out on ebay as a guest using a stolen credit card. This gets processed through paypal but offers no protection to the seller in the case of a charge back."
True, but I believe your "eBay seller protection" will kick in on your behalf if you complied with all the requirements.
When a CC completes a charge back it is because they are satisfied the credit card holder did nothing wrong, but this can be based on lies from the CC holder. In a case such as ArizonaRareCoins, If ebay hears the same lies and believes them then they, like PP, will most likely not protect the seller in a charge back.
This is SOOOOOO TRUE. Not 2 weeks after Paypal was FORCED to return the $2,495 they stole from me via a prior chargeback case, Paypal again attempted to steal $3,400 from me from a sale that was completed over 1 year earlier via chargeback, and I again contacted NBC and NBC again FORCED Paypal to return the money back to me:
Case ID: PP-D-9781823
The buyer has filed a case with their financial institution for a payment of $3,387.44 you received on May 29, 2017. We've opened a case on Apr 22, 2018 so that we can collect more info and resolve this with the buyer's financial institution. Learn more
I hope you win this one. I noticed that PayPal has alot of ability to access of a persons bank account. I am not quite sure how they get away with this other than when you give them your account number there must be special provisions that allow this.
@Gluggo said:
I hope you win this one. I noticed that PayPal has alot of ability to access of a persons bank account. I am not quite sure how they get away with this other than when you give them your account number there must be special provisions that allow this.
You agree to give PayPal access to your bank accounts when you sign up (it is somewhere in the fine print) and that consent lasts until revoked. It can be revoked in writing or by deleting the account from PayPal. If PayPal reaches into your account after removal/revocation of consent, they are in deep trouble.
Comments
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After adapting Joebb21's more forceful approach Hunter has finally paid me back the original $1,655. However, He didn't make good on his word to send me the 2 coins that he promised he would send after I gave him more time.
He still seems to be out there selling coins after all this time. If anyone is planning on buying something from him, make sure to get the coins first or pay with PayPal.
Thanks for the heads-up !!!
A descendant from the Sodomite tribe, I'm presuming.
It's people like that who ruin the hobby for others
After all that time... interest should have been paid.
I'm glad that you recouped your original money. I only wish that you and @joebb21 could twist his arm a little more and force him to pay you interest. Hunter basically effected an interest free loan by swindle or so it at least appears that way.
Considering that no bank pays any interest of note there should at least be a pain and suffering tax imposed. Although I'm sure being made whole is a relief.
mark
Fellas, leave the tight pants to the ladies. If I can count the coins in your pockets you better use them to call a tailor. Stay thirsty my friends......
Congrats. Only 10 months!
A Hunter Smith just responded to my CL ad. Should I answer him?
Are you buying or selling?
Buying
I have had scammers finally compensate me for the original fraud cost, they never want to pay a plug nickel more.
Our buddy h Smith is trying to pull another scam.
Does this look familiar
Where is he selling now? So I can avoid (not that I'm in the market for a raw Saint right now).
He is responding to CL buying ads "thousands of miles" away.
Every time I list a gold coin on CL I get an email from a "Hunter Sabety". Not sure if this is the same "Hunter" as before I got CL emails wanting to sell under the "Hunter Smith" name.
I never understand why people think they can trust others who hide behind an icon.
You mean like this package I received from ebayer koinz314:
https://youtube.com/watch?v=jXahDW3_IwQ
Sure would be fun to pay that clown a visit at his home.
EAC 6024
How'd it play out?
I'm assuming, since your video is a month old, you filed on ebay/paypal and have been restituted?
I've been told I tolerate fools poorly...that may explain things if I have a problem with you. Current ebay items - Nothing at the moment
Paypal and eBay both ruled in my favor, however, Paypal allowed this guy to do a chargeback. I filed a BBB complaint against Paypal:
https://sanjose.app.bbb.org/complaint/view/601792/c/m8j242
Currently I am dealing with NBC news and they are trying to get Paypal to return the money before putting this case on TV.
Can paypal prevent a CC chargeback?
Not running my own business, I don't know the answer to that. I don't think they could, from what I have heard, though. Something in terms and agreements?
I've been told I tolerate fools poorly...that may explain things if I have a problem with you. Current ebay items - Nothing at the moment
Wow, please keep us posted. That's messed up.
eBay ID-bruceshort978
Successful BST:here and ATS, bumanchu, wdrob, hashtag, KeeNoooo, mikej61, Yonico, Meltdown, BAJJERFAN, Excaliber, lordmarcovan, cucamongacoin, robkool, bradyc, tonedcointrader, mumu, Windycity, astrotrain, tizofthe, overdate, rwyarmch, mkman123, Timbuk3,GBurger717, airplanenut, coinkid855 ,illini420, michaeldixon, Weiss, Morpheus, Deepcoin, Collectorcoins, AUandAG, D.Schwager.
What a mess! All I can say is it's a good thing you recorded it.
Pete
He is still very active on FB coin groups (and I assume IG and other general social platforms too) although many FB groups are catching on to him and giving him the boot. I can't imagine his scam lasting much longer, he's running out of places to ply his craft. Or he'll finally screw over the wrong guy and get caught, legally or otherwise.
No. The credit card companies handle their own chargebacks. PayPal stays out of the way. But if the payment with made with PayPal cash rather than a credit card, then PayPal is in command.
A few observations:
I agree that videos can be fooled with; a member of our coin club was in a barroom brawl where some people ended up in the hospital and his lawyer got a hold of the video and was able to cut out the damning evidence so the other guy got in trouble. There may be third party verification of opening or closing mail that could be trusted.
I filed a report with the USPIS a few weeks ago and also reported the crook to IC3. The empty package never came into my hands. The UPS store manager signed for it and opened it as I video taped. You can see the return address and USPS tracking number proving it came from the crook. The only reason I'm not more upset is because I had a feeling Paypal might pull this crap so I mostly emptied-out my PP account and had my bank block any Paypal payments......just like the chargeback. Since Paypal won't tell me who the so called 'chargeback' company is, I have no recourse but to hold Paypal responsible. Fortunately, Paypal will be replaced at eBay next year.
Uh....I need my chard now!
Paypal will suspend your account, and sit back for you to make payment to them ... A large amount owed..... they will turn account over to a debt collector
I already cancelled my Paypal account months ago and the debt collector contacted me and cancelled the collection after I provided them with evidence of the crime. NBC news is now handling the case against Paypal.
Good luck! This is an absolute disgrace. Paypal's canned responses to your BBB complaint are nauseating. Doesn't an obvious and blatant set of facts and a proven case of fraud count for anything anymore? Hopefully, some media coverage will help provide some much deserved resolution on your part.
Collecting 1970s Topps baseball wax, rack and cello packs, as well as PCGS graded Half Cents, Large Cents, Two Cent pieces and Three Cent Silver pieces.
I just received an email from Paypal on this matter, they said they are giving me a (1) time credit of $1,571.18. (that is the amount I was in arears in my account)
Completed
PayPal
Transfer
Mar23
2018
PayPal
Transfer
Loading transaction details for
PayPal
Transfer
Close
There is an open dispute associated with this transaction. Visit the Resolution Center to view status.
Paid byPayPalTransaction ID0FC96356443641447
Note from PayPal$1,571.18 USD;PayPal Posting Date:Mar 22, 2018;Payment from:Paypal;As a one-time goodwill gesture, we have issued a credit to your account. Thank you for using PayPal.
I guess it's better than nothing, but, I'm still out $920 that was previously removed from my account by Paypal and given to eBayer koinz314. I am quite certain that Hector from NBC News did something to convince Paypal they are in the wrong. I'm not happy, but, I don't know if there's anything else I can do.
If you paid using paypal why are you not 100% covered?
He was the seller, not the buyer.
Glad to hear you got at least a measure of restitution, if not made whole. Will NBC still be profiling your story?
Collecting 1970s Topps baseball wax, rack and cello packs, as well as PCGS graded Half Cents, Large Cents, Two Cent pieces and Three Cent Silver pieces.
I haven't heard back from NBC- Mr Sanchez yet. Only got this email from paypal this AM. I hope NBC will continue to help and cover this publicly.
My case has been resolved. Paypal just issued me an additional $1,000..........In the future, I will immediately go to NBC news for help as they are very effective. Too bad koinz314 is still active on eBay to commit more crimes.
Glad it got resolved but seems a shame koinz314 (can't hurt to have his name in here as much as possible for google search results) really has no repercussions for this. Added him to my ever growing block list.
On a related note planman2014 still posting in the CT For Sale section.
@Eeyore84 you may find this thread enlightening.
PP cannot prevent a charge back but they do provide the CC Co. with info on your behalf such as tracking information (proof of delivery). They basically try to assist you when faced with a chargeback.
The other fear a seller needs to be aware of is that a buyer without a paypal account can check out on ebay as a guest using a stolen credit card. This gets processed through paypal but offers no protection to the seller in the case of a charge back. This is why I state in my description that I will refund all purchases made through paypal with an account that has not been verified by paypal.
Gold has a world price entirely unaffected by accounting games between the Treasury and the Fed. - Jim Rickards
"The other fear a seller needs to be aware of is that a buyer without a paypal account can check out on ebay as a guest using a stolen credit card. This gets processed through paypal but offers no protection to the seller in the case of a charge back."
True, but I believe your "eBay seller protection" will kick in on your behalf if you complied with all the requirements.
When a CC completes a charge back it is because they are satisfied the credit card holder did nothing wrong, but this can be based on lies from the CC holder. In a case such as ArizonaRareCoins, If ebay hears the same lies and believes them then they, like PP, will most likely not protect the seller in a charge back.
Gold has a world price entirely unaffected by accounting games between the Treasury and the Fed. - Jim Rickards
No. By accepting credit cards, PayPal is bound to its contract with the credit card companies which allow you to do charge backs. I have done charge backs twice in the last fifteen years on PayPal transactions and largely because I refused to wait for PayPal's long process in cases where it was clear I would be vindicated (scam and no merchandise/no tracking information after two weeks of attempted contact with the seller).
This is SOOOOOO TRUE. Not 2 weeks after Paypal was FORCED to return the $2,495 they stole from me via a prior chargeback case, Paypal again attempted to steal $3,400 from me from a sale that was completed over 1 year earlier via chargeback, and I again contacted NBC and NBC again FORCED Paypal to return the money back to me:
Case ID: PP-D-9781823
The buyer has filed a case with their financial institution for a payment of $3,387.44 you received on May 29, 2017. We've opened a case on Apr 22, 2018 so that we can collect more info and resolve this with the buyer's financial institution. Learn more
Case detailsView case history
Buyer information
Michael Carroll
bigmaccheese83@gmail.com
Invoice ID
INV2-AUEP-E8KB-J32Q-4A9D
Transaction amount
$3,400.00
Transaction ID
5JW28902YM659442R
Disputed amount
$3,387.44
Dispute reason
More Information Needed
Your responses
Date of submission
Apr 26, 2018
Tracking
USPS 23150610000029629743
I hope you win this one. I noticed that PayPal has alot of ability to access of a persons bank account. I am not quite sure how they get away with this other than when you give them your account number there must be special provisions that allow this.
You agree to give PayPal access to your bank accounts when you sign up (it is somewhere in the fine print) and that consent lasts until revoked. It can be revoked in writing or by deleting the account from PayPal. If PayPal reaches into your account after removal/revocation of consent, they are in deep trouble.
Jeez you guys are like the bears you want around to keep the wolves away.