Do you carry any change or cash at all?
oldabeintx
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Messed this up. Fat fingers.
Do you carry any change or cash at all?
This is a public poll: others will see what you voted for.
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A small wad of cash, and a pouch of dollar coins (for parking meters) and halves (for tip jars and street musicians).
No very rarely I just my debit card or credit card.
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Unable to edit the poll - last choice was to be “never carry coins to make change”. Also amend second choice to include “occasionally” . Don’t think I’ll try another poll soon. just curious, I only carry currency on trips. All change goes into a jar until it’s turned in.
I never carry coins. No use. I don't even take out my wallet for my cards. I have Apple pay, I just double tap and my cards on my phone. Coins are to much of a hassle.
Also, is there a way to allow more than one choice - I’m guessing not?
I carry some paper money in my wallet for emergencies, but I haven't carried coins in my pocket for years. I pay for everything using credit cards since even vending machines and parking meters take credit cards these days. I pay my credit card bills in full and enjoy getting the rebate. Also, the coins I enjoy collecting now haven't been in circulation since 1933.
Worry is the interest you pay on a debt you may not owe.
"Paper money eventually returns to its intrinsic value---zero."----Voltaire
"Everything you say should be true, but not everything true should be said."----Voltaire
I'm a 100% credit card purchaser. I pay my balance in full every Friday morning.
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I have a bunch of IOUs......
Also never carry coins.
That's just asking for a hole in your pocket.
I carry currency, but I try to get rid of coins except quarters to the extent practicable.
Always have currency. And usually have $2 bills or dollar coins. Small change, only rarely if I know in advance the exact price of something I’ll be buying.
Nothing is as expensive as free money.
I just looked I have $114 in cash in my wallet. I like to keep between $100 - $200 in there usually and that probably stems from my ex wife only 'allowing me' to carry $60... Pfffff. Yesterday I brought a bunch change to work cause you get 25c off a cold drink if you use quarters. I slipped in a details $5 gold piece that Im hoping will straighten itself out before becoming a lowball (its probably a F15 at the moment)
Credit cards pay for most everything unless there is a cash discount and I like shopping for gift cards when I accrue a lot of Points.
I need to put some $2 bills in there for tips - those reactions are always a mixed bag lol.
It's all about what the people want...
Only honest way to create a pocket piece is to carry coins. And paper currency is light to carry as it's value is small due to inflation.😀
I carry some cash, but rarely use it due to using cash back credit card.
"Got a flaming heart, can't get my fill"
Credit for food and gas, some meals. Coffee, news papers, etc i got to have change back 😳, omg 😲
I would have voted for 2 ...wad of currency and coins to make change at times
I don’t know about a “wad of cash,” but I typically keep $60-$80 in my wallet. It’s more of an in-case-of-emergency measure than anything else. Pretty much all of my purchases these days are on credit cards.
I carry cash to pay for all daily grocery store, general purpose store and restaurant purchases. $100 to $200 in the wallet is fairly typical. Credit card use around my neighborhood is limited to gasoline purchases as self service gas stations are typical. In grocery stores I avoid self checkout options in favor of full service checkout lines....to encourage the employment of cashiers.
https://www.pcgs.com/setregistry/gold/liberty-head-2-1-gold-major-sets/liberty-head-2-1-gold-basic-set-circulation-strikes-1840-1907-cac/alltimeset/268163
I always carry bail money...
I carry some on me but always have an emergency stash of bills and coins in my vehicle.
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Never a slave to one plastic brand will I ever be.
I mostly pay with credit card, but typically carry between $100 and $200 cash. I like to pay cash at small, locally owned businesses to spare them the credit card fee. I noticed the local family-owned donut shop recently put a sign up asking customers, if possible, to pay cash for that reason. I will occasionally carry coins, usually 1 dollar coin, 1 half, and 1 quarter for tip rounding or just to have something to jiggle in my pocket!
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No cash poker and no gambling, just tournaments. For decades
Besides coins it's my most serious "hobby".
Coins are Neato!
"If it's a penny for your thoughts and you put in your two cents worth, then someone...somewhere...is making a penny." - Steven Wright
And when I leave the house on Saturday to do the grocery shopping, I also put 99c in change in my pocket.
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I always have at least some cash on me, although I typically go with card for payments. But in the event that my card doesn't work, I have a backup. I dont carry any coins on my person as I use a ridgewallet.
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I always have this $5 note with me,
I always carry cash ... as someone said "Bail Money", which has some truth. Amazing what kind of help you can get if you're willing to buy a favor when you're in a bind. And sometimes, even if they don't ask for it, a saving assist deserves some 20's.
And although I rarely carry change in my pockets for long, some is always in the car and the FJ, and also on the dresser in a dish ... before it eventually makes the coffee tins.
“We are only their care-takers,” he posed, “if we take good care of them, then centuries from now they may still be here … ”
Todd - BHNC #242
The size of the “wad” varies, but there’s always something there. Coins, though, never.
“The thrill of the hunt never gets old”
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Nickelodeon
I always have to have cash with me. My policy is if it's under $10 I'll pay cash if it's over $10 I'll put it on my debit/credit card. If the card system is down I always have cash on me to pay for the item or service in an emergency
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I am not sure what coons are but never carry coins or cash. I do collect coins, just never spend them.
Cash + 4 cents ( for correct change)
I never carry coins or cash unless I'm going somewhere (like a coin show) when I specifically need it.
Donato
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I don’t always have currency or coins on me but I do often. My wife does as well. She’s more likely to need it than I do so she has it more often.
I have a friend who carries a wad of $5 bills in his car as handouts. Many might disagree with this sort of charity, but he’s an extraordinarily kind person.
Cash only, and I like to accumulate nice small bills where I can leave the restaurant and plunk down the pile without having to wait for the whole cash-out process. Coins go into a bin where maybe once/year I take them to Walmart and dump them into the auto-checkout register (avoid Coinstar fee) and start again.
Wow that sound like an exciting life, wish we could hear a few examples!
Panhandlers require cash. Not equipped with a swiper yet.
I always have at least some cash and coins because I learned more than once that when it comes to debit/credit cards, things work well until they don't. Example: Some time ago I went to a small town in WI where I periodically go for a semi-annual brat and cheese run, usually with a list of things to get for a few friends as well as myself. I'd normally just whip out the card and settle with everyone later... but this particular time their CC system had crashed, and they could only accept cash. I had to drive a fair distance to another small town that had a gas station with a working ATM and then come back but I made a mental note thereafter to carry some extra bucks, particularly when going any significant distance from home. I'm not a tinfoil hat guy but it really isn't a big stretch to say that all it really takes is some coordinated hacking, an EMP attack, a severed major fiber optic line/grid failure or even a severe solar storm and some areas could be living Amish for a while until things get sorted out. An emergency fund isn't a bad idea. jmho
PS... that bail money idea isn't bad either
RIP Mom- 1932-2012
Hey, why no option for checks?
Any kind of purchase above a couple dollars goes on credit card. Easier and I get points.
When possible (and always at my regular places) tips are in cash.
I spend coins if I need to get rid of some that might not be accepted at my bank's coin counter (such as half dollars) by using them at the self checkout at the grocery store.
We recently had a panhandler at our local Target store over the holidays and he had the swiper/reader on his phone. He solicited a customer walking into Target and asked if she could donate $2 to a local cause to help youth. She put her card in the reader and noticed that the transaction was for $2000. The subject then ran and jumped into a waiting car and made his getaway. She came into Target telling people of being scammed and she was informed Target couldn't do anything; he didn't work or have permission from Target. There was also a report of the same scam across town that weekend. Although I use a credit card to pay for everything, even my home bills, so as to receive their free money from points, I always carry some cash(currency) but never leave the house with coins. I prefer the credit card, so my debit card doesn't get hacked, which has happened in the past, mostly when it involved travel. I pay the balance off monthly, and yes, that can hurt when you see the balance.
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Amazingly, I have been more on the receiving end of a few 20's stuffed in my pocket for rendering aid ... including pulling a group of three very under-dressed fishermen out of a snow drift in their brand new GMC Crew Cab about 15 miles from the highway with no cellular service, in late afternoon early Spring, in bear country!
Although ... there was that time I got arrested speeding in a rental car in rural Georgia back in the 90's.
“We are only their care-takers,” he posed, “if we take good care of them, then centuries from now they may still be here … ”
Todd - BHNC #242
Cash for small purchases. i don't generally carry coins though. Most goes on the card.
the only place I use cash anymore is the coin show
With a credit card, she can call her credit card company and cancel the charge. If it was a debit card, she's probably out of luck.
Worry is the interest you pay on a debt you may not owe.
"Paper money eventually returns to its intrinsic value---zero."----Voltaire
"Everything you say should be true, but not everything true should be said."----Voltaire
I would never even take my credit card out in front of a random person on the street asking me for money, much less scan it on a device they’re carrying. Not a chance.
Nothing is as expensive as free money.
I forgot to add, that my loose change, other than cents, gets thrown into a cannister and and cashed in biennial at coinstar for a no fee Amazon g.c., at 100% cash in value. (which normally pays for my Prime membership)
I have the "wad," usually a very small wad of $50 or less.
I prefer cash over all forms of monetary exchange
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Matt’s Mattes
If a panhandler has a swiper on his phone then he's not a panhandler, at least not the way I define the term.
As to points/miles/ cash back cards... I fully understand why we all like to use them but have a heart when you're dealing with a small business. Those types of cards have the highest percentage charges for the acceptor.
RIP Mom- 1932-2012
I usually carry about $50 in my wallet. I also have a change tray in the console of my vehicle and it comes in handy!!
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Make sure your change isn't visible. Some druggie smashed the window on my daughter's car to steal a couple of dollars in change from a cup holder.
Worry is the interest you pay on a debt you may not owe.
"Paper money eventually returns to its intrinsic value---zero."----Voltaire
"Everything you say should be true, but not everything true should be said."----Voltaire
I don't carry coins as such in my pocket but keep an old aspirin bottle on the dash of my truck and throw my change in there. I use it to make correct change at a drive thru.
I find it much easier then trying to balance my checkbook if I charge 2 or 3 or more small items every day.