Hypothetical 2025 coin investment- What is the best bang for your buck in the current market.

1915 Pan Pac gold and silver 5 coin set. The 50s will have to be circulated grade to stay within the 100K..

For investment purposes you’d make your money on the purchase, not the sale. If I was investing I’d just be buying whatever I could at the bid and selling what I could at the ask.

Charlotte and Dahlonega gold. They are always popular.

@Coinlearner said:
1915 Pan Pac gold and silver 5 coin set. The 50s will have to be circulated grade to stay within the 100K..

Enjoyment yes; ROI: risky proposition. Very flat return for long extended periods of time.

Bullion. If gold goes up 25% you make 25%. That's more than most rare coins will do.

Premium quality key dates.

VF CAC early type!

I think at the peak of the 2008 housing crisis, silver was around $10.

PM's face manipulation in a variety of ways.

Which series intersects collectors of type, variety, Die marriage, color, popularity? Then buy the keys

@MrEureka said:

@ProofCollection said:
Bullion. If gold goes up 25% you make 25%. That's more than most rare coins will do.

Maybe. But what if gold goes down 25%?

That’s where the saints in 65 come into play, I’ recommend those when people tell me they wasn’t to buy gold.

They get no love, nor CAC!
(edit) but maybe we could change that with one big beautiful deal

First year coins 1793 cent, 1796 dime, 1796 quarter or 1794 half dollar.

@BStrauss3 said:
100K isn't enough money to invest in the best of the best coins, which are the ones that have been most reliably increasing in value.

So

Take $10K and flush it down the commode.

yith the remaining $90K, You'll now be ahead of most "coin investments".

There are plenty of coins priced below $100,000 that have performed (far) better than six and seven figure ones. And there’s no reason that’s likely to change.

Can I have more than $100,000?

@TimNH said:
The 10-20% transaction charges make "investing" nearly impossible. Unless you have access to fresh estates with people dumping inheritances, coins are just a (expensive) hobby.

The trick is to learn how to buy and sell. Even as a hobby I managed to do very well in coins. You can make money at every show, just a matter of finding opportunities. The more the breadth of knowledge expands, the greater the opportunity. Even bidding at major auction there's always tons of opportunity.

@lonemountaincoin said:

@Coinlearner said:
1915 Pan Pac gold and silver 5 coin set. The 50s will have to be circulated grade to stay within the 100K..

Enjoyment yes; ROI: risky proposition. Very flat return for long extended periods of time.

I bought this set, with all but one coin, the $2.50, in MS-64. The $2.50 is an MS-66.I have done well with it financially. I have my doubts about buying the $50 gold coins in AU. These are “trophy coins.” The guys who buy them are well off and usually want nice Mint State pieces.

@DisneyFan said:

@PeakRarities said:

@PerryHall said:
MS63 or 64 common date slabbed double eagles priced near melt value.

You wouldn’t splurge on the 65s with upside premium potential, for $150 more? 🥸

Can you find them with CACs?

Better yet, pay the non CAC price. IMHO commercial non CAC generic gold is much more liquid and efficient in those grades. The segment of the market those coins appeal to generally don't know what a sticker means, all they are doing is buying widgets.

For extra bang for the buck, find PQ coins in the wild not yet sent to CAC of course.

@BryceM said:ld
There are low transaction costs on bullion or quasi-bgoullion. A pile of generic, slabbed saints would likely outperform many areas of the market, depending on hold time, etc.

It's a lot more fun buying different dates than buying a GOLD ETF.

@DisneyFan said:

@BryceM said:ld
There are low transaction costs on bullion or quasi-bgoullion. A pile of generic, slabbed saints would likely outperform many areas of the market, depending on hold time, etc.

It's a lot more fun buying different dates than buying a GOLD ETF.

The buy /sell spread of the coins is hard to overcome vs an ETF.

@DisneyFan said:

@PeakRarities said:

@PerryHall said:
MS63 or 64 common date slabbed double eagles priced near melt value.

You wouldn’t splurge on the 65s with upside premium potential, for $150 more? 🥸

I see FINEST KNOWN is today offering MS65s Saints for $190 more than their MS64s - $3,175. Is that a good deal? No CACs though.

I can currently buy MS65s for about $150 more than MS64s, so I think anything under $200 is fairly reasonable. As far as the base price, I guess that depends on payment method, shipping, and quantity. I suggest not paying the CAC premium for generic quasi bullion, i don’t think it’s worth it if it’s only for the purposes of a gold position. Here are the current CPG figures for a 1927 saint, this is the tightest spread between grades that i’ve ever seen….

@ProofCollection said:

@PeakRarities said:

@ProofCollection said:

@DisneyFan said:

@BryceM said:ld
There are low transaction costs on bullion or quasi-bgoullion. A pile of generic, slabbed saints would likely outperform many areas of the market, depending on hold time, etc.

It's a lot more fun buying different dates than buying a GOLD ETF.

The buy /sell spread of the coins is hard to overcome vs an ETF.

Ii think there current ~3% buy/sell spread may be the lowest in several decades, i’ve made crypto trades with worse. But I think we all understand that gold and pms shouldn’t be the majority of a portfolio, they definitely have their place though.i try to keep it between 5-10% myself.

Wow, I had not checked that in a while but I guess you're right. A quick check on JM Bullion on a few different products was 4-5%. Still, gold has to go up about $125 before you break even with a coin. Trade commissions for an ETF are what, $10 per per transaction? Trade 10oz and you lose ~$1200 vs an ETF. But there's something to be said about having self-custody, but also risk.

Not necessarily, premiums are fluid and fluctuate with demand. Just a couple years ago, the premiums over melt on ms65 saints were twice as much they are now. Following the 08/09 crisis, the premiums were no less than 100% over melt. Gold could stay right where it is, or even go down, and theoretically you could still be fine.

The spread you’re quoting is high though, you can buy eagles for 3% or less over melt right now. The wholesalers are bidding spot minus, even for eagles and buffalos. Dealers are wholesaling raw pre 33 at melt, many of them are working on 2-3% margins at most. With gold at all time highs and premiums at all time lows, I’m sure that plenty junky pre 33 met its demise at the refineries this past week.