Hypothetical 2025 coin investment- What is the best bang for your buck in the current market.

Torey

Hypothetical 2025 coin investment-

• You have $100,000.00 to spend
• No Crypto
• Can be one coin or many
• You already have a diversified stock/roth portfolio
• Explain your reasoning

I understand some opinions hold the stance that you should not look to the coin market for "investments".
What would you buy and why?

privatecoin

Sorting out copper cents before the cent is eliminated.

oldabeintx

Brain says I wouldn’t buy coins. Heart says early type as I need to complete my type set and lack 4. Haven’t a clue what makes economic sense coin-wise.

tommy44

Gold 12 piece type set and the rest of the money in common date Liberty $20s because I like gold and very liquid (although possibly at a loss) should I ever change my mind or need the money.

Cougar1978

For Coins - I would spend $100 K allocated between slabbed (1)gold bullion (or add to mix some close to BV $20 Saints MS 64. Plus Gold bullion slabbed mods wb MS69 & higher, US & World, (2) Classic Mexico slabbed coins MS64 & higher both gold /silver (a super investment buy in todays market) fav wb Caballito Peso and slabbed MS64 / higher 50 Peso Gold Centanaro mx 1921-1947 low pop stuff great for investment! (3) then nice mix US Classic Commems CACG & PCGS MS64 and higher). Outlook for Mexico material higher vs US (higher pop) IMO. Always sell nice retail 4 me at shows! On bourse would fill 3 tables with above plus nice stack of Bens for walkup sellers.

seatedlib3991

As far as I can tell the popularity of anything Carson City has never waned. Price increases, comparative rarity to many other issues, economic conditions etc. I would buy a pile of Carson City coins. James

Boosibri

The US Market is much more transparent and fully valued than world coins.

I would buy Indian gold rarities, ideally one epic coin.

Coinlearner

1915 Pan Pac gold and silver 5 coin set. The 50s will have to be circulated grade to stay within the 100K..

BStrauss3

100K isn't enough money to invest in the best of the best coins, which are the ones that have been most reliably increasing in value.

So

Take $10K and flush it down the commode.

yith the remaining $90K, You'll now be ahead of most "coin investments".

nags

For investment purposes you’d make your money on the purchase, not the sale. If I was investing I’d just be buying whatever I could at the bid and selling what I could at the ask.

pursuitofliberty

Most of us have a fair amount of skin in the game, and also feel we have to earn (somehow) what we spend ... so I think the investment aspect is almost always there.

I treat the ROI from Investments (Return On Investment) a little different than the ROI for Numismatics (Return Of Investment). One I'm trying to make money. The other I'm hoping to preserve the money I originally spent.

That said, I would buy what I know. Because I know the minute I step outside of my area of study and understanding, I'm bound to make mistakes that I wouldn't make otherwise. Therefore original skin and pleasing eye appeal Capped and Draped Bust coins would get almost all my attention, although I might step up a few grade points or rarity factors and grab a few "trophy" pieces (at least trophies for my collection).

Smudge

Charlotte and Dahlonega gold. They are always popular.

lonemountaincoin

10x $20 libs in MS65 - very undervalued
10x $20 saints in MS65 - low premium to gold historically
10x $20 saints in MS66 - undervalued relative to gold historically

The tough part is buying these at wholesale rather than retail - by doing so you'll save 10-20% which is just as important.

lonemountaincoin

@Coinlearner said:
1915 Pan Pac gold and silver 5 coin set. The 50s will have to be circulated grade to stay within the 100K..

Enjoyment yes; ROI: risky proposition. Very flat return for long extended periods of time.

Overdate

Bags of junk silver.

I expect silver to follow the recent trajectory of gold during the next few decades. Since the late 1990's common date, lower grade gold has outperformed a lot of numismatic gold, as premiums on many better dates have shrunk or vanished altogether. I expect the same to happen with silver. And in case of emergency, junk silver is much more liquid than numismatic rarities.

cinque1543

I don't mean to hijack this thread, but for those who collected coins during the Great Financial Crisis (GFC) of 2008-2009, what happened to coin values? The GFC caused prices to fall across multiple asset classes, such as equities, real estate and all sorts of derivative products. A large percentage of the population was feeling a bit poorer and cut back on spending across a variety of categories. Did coin prices fall in unison?

Torey

@cinque1543 said:
I don't mean to hijack this thread, but for those who collected coins during the Great Financial Crisis (GFC) of 2008-2009, what happened to coin values? The GFC caused prices to fall across multiple asset classes, such as equities, real estate and all sorts of derivative products. A large percentage of the population was feeling a bit poorer and cut back on spending across a variety of categories. Did coin prices fall in unison?

I can't answer that question, I was 17 in 2008. I assume this is where the tone of "don't invest in coins, collect them" comes from as well as those who were heavily invested in the 80's.

ProofCollection

Bullion. If gold goes up 25% you make 25%. That's more than most rare coins will do.

hummingbird_coins

I think counterstamped coins can be really neat, and their prices don't go up too much with rarity. I can imagine them gaining popularity in the future as more collectors realize their history and significance.

yspsales

Premium quality key dates.

dsessom

As @pursuitofliberty said earlier, when collecting coins, don't do it as an investment that you hope will gain value. If your coins maintain value and you can successfully sell them for what you have in them, you are doing well. However, you CAN "invest" in gold bullion and likely gain value if you intend to hold for 5-10 years or more. I wouldn't even mess with silver, because it's too bulky, heavy, and hasn't gained much in value in the past decade - but that's just my own personal opinion.

FrankH

VF CAC early type!

MrEureka

@ProofCollection said:
Bullion. If gold goes up 25% you make 25%. That's more than most rare coins will do.

Maybe. But what if gold goes down 25%?

yspsales

I think at the peak of the 2008 housing crisis, silver was around $10.

PM's face manipulation in a variety of ways.

Which series intersects collectors of type, variety, Die marriage, color, popularity? Then buy the keys

NorthStar

You could almost corner the market on the 2024 $5 dollar gold Harriet Tubman uncirculated commemorative. A kinda' twofer...
Bullion and numismatic! Go easy on me you guys!

PeakRarities

@MrEureka said:

@ProofCollection said:
Bullion. If gold goes up 25% you make 25%. That's more than most rare coins will do.

Maybe. But what if gold goes down 25%?

That’s where the saints in 65 come into play, I’ recommend those when people tell me they wasn’t to buy gold.

Coinscratch

For my $100,000 (coin investment only) "alleged bankroll" which, mine is actually about 10 to 15 times smaller I would keep doing the same thing that I'm currently doing but at 10 to 15 times as hard.

I would go "Black Friday" shopping like your worst ex-wife/nightmare for a bunch of low-end crap that you couldn't giveaway on your best day! Like shoes! or Ike/Peace dollars. certainly not Kennedys

Coinscratch

They get no love, nor CAC!
(edit) but maybe we could change that with one big beautiful deal

PerryHall

MS63 or 64 common date slabbed double eagles priced near melt value.

TheGoonies1985

First year coins 1793 cent, 1796 dime, 1796 quarter or 1794 half dollar.

PeakRarities

@PerryHall said:
MS63 or 64 common date slabbed double eagles priced near melt value.

You wouldn’t splurge on the 65s with upside premium potential, for $150 more? 🥸

PerryHall

@PeakRarities said:

@PerryHall said:
MS63 or 64 common date slabbed double eagles priced near melt value.

You wouldn’t splurge on the 65s with upside premium potential, for $150 more? 🥸

I would if I could find MS65 Saints at that price.

johnny9434

Gold, silver coins and high value currency as well, fwiw 🦾

MFeld

@BStrauss3 said:
100K isn't enough money to invest in the best of the best coins, which are the ones that have been most reliably increasing in value.

So

Take $10K and flush it down the commode.

yith the remaining $90K, You'll now be ahead of most "coin investments".

There are plenty of coins priced below $100,000 that have performed (far) better than six and seven figure ones. And there’s no reason that’s likely to change.

OAKSTAR

@Torey said:
Hypothetical 2025 coin investment- What is the best bang for your buck in the current market.

Hypothetically, since this is a coin forum I would never put the words "coins and investment" in the same sentence. Unless of course, you are a professional numismatist or dealer. 😎 😉

Russell12

Can I have more than $100,000?

TimNH

The 10-20% transaction charges make "investing" nearly impossible. Unless you have access to fresh estates with people dumping inheritances, coins are just a (expensive) hobby.

lonemountaincoin

@TimNH said:
The 10-20% transaction charges make "investing" nearly impossible. Unless you have access to fresh estates with people dumping inheritances, coins are just a (expensive) hobby.

The trick is to learn how to buy and sell. Even as a hobby I managed to do very well in coins. You can make money at every show, just a matter of finding opportunities. The more the breadth of knowledge expands, the greater the opportunity. Even bidding at major auction there's always tons of opportunity.

BryceM

There are low transaction costs on bullion or quasi-bullion. A pile of generic, slabbed saints would likely outperform many areas of the market, depending on hold time, etc.

BillJones

@lonemountaincoin said:

@Coinlearner said:
1915 Pan Pac gold and silver 5 coin set. The 50s will have to be circulated grade to stay within the 100K..

Enjoyment yes; ROI: risky proposition. Very flat return for long extended periods of time.

I bought this set, with all but one coin, the $2.50, in MS-64. The $2.50 is an MS-66.I have done well with it financially. I have my doubts about buying the $50 gold coins in AU. These are “trophy coins.” The guys who buy them are well off and usually want nice Mint State pieces.

DisneyFan

@PeakRarities said:

@PerryHall said:
MS63 or 64 common date slabbed double eagles priced near melt value.

You wouldn’t splurge on the 65s with upside premium potential, for $150 more? 🥸

Can you find them with CACs?

lonemountaincoin

@DisneyFan said:

@PeakRarities said:

@PerryHall said:
MS63 or 64 common date slabbed double eagles priced near melt value.

You wouldn’t splurge on the 65s with upside premium potential, for $150 more? 🥸

Can you find them with CACs?

Better yet, pay the non CAC price. IMHO commercial non CAC generic gold is much more liquid and efficient in those grades. The segment of the market those coins appeal to generally don't know what a sticker means, all they are doing is buying widgets.

For extra bang for the buck, find PQ coins in the wild not yet sent to CAC of course.

P0CKETCHANGE

@lonemountaincoin said:
For extra bang for the buck, find PQ coins in the wild not yet sent to CAC of course.

This is the way. I wish I were better at assessing Saints, but I have a decent eye for Libs.

DisneyFan

@BryceM said:ld
There are low transaction costs on bullion or quasi-bgoullion. A pile of generic, slabbed saints would likely outperform many areas of the market, depending on hold time, etc.

It's a lot more fun buying different dates than buying a GOLD ETF.