20 cent grade thoughts
Comments
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Fine 15? Reverse seems a bit sharper than the obverse.
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The obverse is a VF-30. The reverse is a little nicer, but the obverse is more important. I know there will be those who will grade this coin EF, but look at Ms. Liberty's head and body. There is detail, but it is muted by wear.
Retired dealer and avid collector of U.S. type coins, 19th century presidential campaign medalets and selected medals. In recent years I have been working on a set of British coins - at least one coin from each king or queen who issued pieces that are collectible. I am also collecting at least one coin for each Roman emperor from Julius Caesar to ... ?0 -
The holder must have a typo!
Colonial and Continental Currency Collector.0 -
I see this one as a 40
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Odd coin. I'll guess 35 at PCGS.
30 if I were buying and 40 if selling.
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These coins must either come with poor strikes for this to be better than a fine. It sure helps to know certain series.
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For those thinking this coin is only a F or so, keep in mind that this is the only US coin series where LIBERTY is raised and not incuse. You can't grade these coins quickly through the use of LIBERTY as you would a Seated Liberty series. The obverse on this coin looks VF30 or so to me and the reverse a little better.
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Im at VF+, so VF-35?
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F12
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Bad transactions with : nobody to date
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This just cant be a 45. But it is.
Colonial and Continental Currency Collector.0 -
Thank to all for confirming I'm not nuts yet. I should probably just stick with old paper money! But I cant.
Colonial and Continental Currency Collector.1 -
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I will never be the first one to guess again...LOL
I was way off!0 -
The plastic may say XF45 but it is no better than a 30-35 coin to me!
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XF45!!!!! I'll bet that one never gets cracked out.
All glory is fleeting.4 -
Amazing; no luster visible at least to me and still XF. I know a shop that has one of these that looks much better that is raw and it has a lot of luster, if this one is XF their coin must by a strong AU.
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My thought was VF35
Thanksgiving 2026 National Battlefield Coin Show November 27 & 28, 2026 at the Eisenhower Hotel Ballroom, Gettysburg, PA. No Early Bird passes for this show. WWW.AmericasCoinShows.com0 -
In hockey terms, this one went right thru the 5 hole.
Colonial and Continental Currency Collector.0 -
If you got it graded 45 congrats on the highest possible grade. I'd call it a 35/40 coin. Closest to XF40 imo and that's what I'd go with. Looks like it might have been obverse down in a drawer, or maybe in an album. Some light hairline scratches left to right across the obv and on the right side rim.
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I thought no higher then a 35.
Like they say buy the coin and not the holder because in my opinion it's no where near a 45
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I would not pay anywhere near 45 money for this coin!
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Wow! Why can't my double dimes be treated so generously!

My guess before I saw the holder was VF Details, Cleaned (reverse looks off). If that one is sent to CAC ... it will come back with a brown bean.Numismatist Ordinaire
See http://www.doubledimes.com for a free online reference for US twenty-cent pieces0 -
I was going to give her a VF35.
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I was going to say nice VF. I think the photography might not be showing some if its virtues. The reverse is very nice.
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Photograde like vf25 obv and 45 rev.
The toning and wear differences obv to rev makes it look like 2 different coins.
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Scrolling down I was thinking VF25 on the obverse then VF Details once I saw the reverse surfaces with secondary toning.
Kinda shocked when I finally saw the holder.
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First blush, I was at the 30-35 grade. Reverse does look better, but grade is largely on obverse.
I don't like how the LIBERTY wears so quickly and easily on these
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I agree with Bochiman.
I could make a birth year registry set out of pocket change.0 -
@oih82w8 said:
I was going to give her a VF35.Me too.
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my initial impression was high VF. seeing the holdered coin makes me think either PCGS mis-graded the coin or it is still true, you can't accurately grade from a picture.
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After several comments, it seems I am the sole person in the EF camp with exception of the Luke warm 40 attributed to Roadrunner. I stand by my evaluation and let me explain why.
This coin has a weak obverse. And we know it is weak based on what other 1875-s 20 cent pieces look like as well as the pattern of wear. Consider looking at the high points of the eagle... The outer edges of the eagle wings and the breast feathers. The reverse is quite sharp which tends to support an EF grade in that this coin saw minimal circulation. For those of you slamming the coin for the weak obverse appearance and attributing it to circulation wear, then please explain the surviving strength go the eagle. The reality is that this coin is quite typical for the date. The surfaces look attractive and likely better in hand which supports the PCGS grade. I would consider a 45 grade after an in hand review. However, the few obverse hairlines-especially the one through the head of the seated Ms. Liberty- was my deciding factor in my 40 opinion instead of 45.
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Most people grade double dimes by the obv. The Rev. is almost always a grade or so higher than the Obv. This is not a 22-P Lincoln! Is it XF as to wear? Possibly. But it is not a market acceptable XF in my opinion.
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Here is a decent one..... Don't recall any hairlines or it would have mattered at purchase time.

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I'd have it reverse holdered!
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@stman said:
Here is a decent one..... Don't recall any hairlines or it would have mattered at purchase time.

That is a very nice VF double dime. The eagle's right wing shows typical strike weakness (which is generally much more prevalant on 75-CC coins). Nice even wear between the obverse and reverse.
Numismatist Ordinaire
See http://www.doubledimes.com for a free online reference for US twenty-cent pieces0 -
Nice reverse on that coin... I would have said -40.... I have holdered 45 coins and they generally have a better strike on the obverse than that coin.... however, in hand, the graders obviously opined 45.... Cheers, RickO
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45
You have to look above her head where the label says it.
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interesting.
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Bad transactions with : nobody to date
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@VanHalen said:
Just for kicks I put these two obverses side by side for a look.
What that says to me is that lightly toned coins may get a better grade when they are not impaired or "cleaned". They used to say that dipped out gold coins would get an extra point or more but you would lose the original surfaces, hence the CAC advantage. Probably overgraded, it happens I don't know what the price spread is.
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@logger7 said:
@VanHalen said:
Just for kicks I put these two obverses side by side for a look.
What that says to me is that lightly toned coins may get a better grade when they are not impaired or "cleaned". They used to say that dipped out gold coins would get an extra point or more but you would lose the original surfaces, hence the CAC advantage. Probably overgraded, it happens I don't know what the price spread is.
Not sure if you're saying if it is CAC means the coin is original?
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In my experience CAC won't sticker many coins that aren't original unless they are really nice, even if they a substantially under-graded.
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It will rest in peace in its beautiful plastic coffin.
When do I get my 10 point bonus?
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@logger7 said:
In my experience CAC won't sticker many coins that aren't original unless they are really nice, even if they a substantially under-graded.I strongly disagree. I do see you now added many coins and "unless they are really nice.
I see this statement spread around here that they only sticker original coins. Wishful thinking me thinks. They may like original coins.Please... Save The Stories, Just Answer My Questions, And Tell Me How Much!!!!!0 -
CAC exceptions to "original"; original coins that have been professionally conserved, nice lustrous coins after a light dip. Try getting classic Bust and Seated type coins to CAC, they really have to be no problem original.
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