Is this Dime Worth Another Shot for FB?
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This dime looks pretty close to FB (full bands) for me. FBs are uber rare for this date. And would there be a better shot with reconsideration or regrade? Most 98-Ds are plumb smooth.
PCGS definition:
For Roosevelt dimes, PCGS evaluates the horizontal bands on the torch. The Rule: Both the upper and lower pairs of horizontal bands on the torch must be fully separated. Condition: The dividing line between the bands must be complete, unbroken, and free of significant cuts or marks.


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I don't think so, but it's your money.
All comments reflect the opinion of the author, even when irrefutably accurate.
That's a heck of stike for the date. I'd say 50/50
The way this explained to me by a PCGS grader was that you have to imagine the lines are like a river and water needs to flow from one end to the other without obstruction or a diversion. Looks pretty close to me.
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The bottom bands might be a little too weak. But on the other hand, if you’d told me this coin was graded with FB, I wouldn’t have questioned it.
See if you can get FT from across the street then cross it?
I thought about that. Now the question is, do I cross it to 67FT only? or do I crack it out to remove bias?
The answer there kind of hinges on this next question:
Is the coin solidly/reliably MS-67? I'd hate to lose the grade.
If it's in a p 67 holder it's worth the shot going from 65/850 price level
It would be worth a try, many times!
It's the bottom bands that are of concern
My vote is to send it in for reconsideration
Mike
My Indians
Dansco Set
20/80
No
No
It's a waste of money to send this piece in to a TPG for further evaluation. No.
The measure of intelligence is the ability to change.
Albert Einstein (14 March 1879--18 April 1955)
Is there a monetary upside?
See my post above
Mike
My Indians
Dansco Set
I wouldn’t do it.
I’m not seeing full bands/torch.
Sometimes, it’s better to be LUCKY than good. 🍀 🍺👍
My Full Walker Registry Set (1916-1947):
https://www.ngccoin.com/registry/competitive-sets/16292/
If the answer were “No”, I think it highly unlikely that this thread would exist.😉
Mark Feld* of Heritage Auctions*Unless otherwise noted, my posts here represent my personal opinions.
Definitely hammered for the date and it’s in the vicinity……but I think the bottom band is going to prevent a FB designation from PCGS.
The answer to the question is somewhat subjective. You might consider it a monetary benefit (worth the time and expense of getting it graded) if your base opinion is the coin is a 67. A 65 not so much if any.
I think it's technically FB but they don't like the little mark on the extreme left side or the larger one above to the right.
So this ultra-common coin goes from $60 to $850 if those insignificant bands on the reverse are complete? I must have woken up in another dimension this morning.
It's not ultra common in MS condition. Only around a Pop of 200 in PCGS MS holders of all designations.
The marks, scratches on both bans, might they be the problem to getting a full strike designation. One quick glance of a mark on the bands by a grader ...... Does your coin have a complete detailed strike? Is this something to be concern about because I see areas on the reverse that look weak or soft in detail. The obverse looks fine! Checked 4 1998 mint sets that I had handy and on every D mint dime the top band was clear, mark-free and bold. But the bottom band on every one of them had a rub or incomplete strike on the right side.

With Jefferson nickels, my main focus has been on the overall strike, otherwise, what are we looking at/measuring? I prioritize locating those first strikes with razor, sharp, complete full details. I don't dis on a VEDS example over minor marks on the cheek, fields or steps especially those that include superior luster. Locating a VEDS example is by far rarer/harder to find than a coin with weak or softer details that show only the steps or bans struck up, in my opinion. This 1960-P is a prime example of this, beat up with a superb VEDS, PL strike! Someone else thought the same when they sent it in to be graded and True Viewed!
A full strike designation has not always been about just one miniscule detail/segment of a coin! But I really do have my doubts that that would be any kind of significant problem or a prerequisite to receiving a full strike designation! Other than improving the details on the reverse if the photo is correct, you have a superb example of this date aside from the marks on the bands.
Here's an interesting article. It would be interesting to see a counterfeit 1998-D dime; https://coinagerings.org/is-your-1998-d-roosevelt-dime-genuine-how-to-authenticate-full-bands-and-avoid-costly-fakes/#google_vignette
Leo
The more qualities observed in a coin, the more desirable that coin becomes!
My Jefferson Nickel Collection
That article is a waste of time, probably written by AI, and regurgitates this whole thread into an article format and misses the fact that the coin is in an MS67 holder already.
I do not think it is, but you might get them on a good day (or walkthrough at a show).
Having said that a few years ago I had a beautiful MS66 Roosevelt that I sold on eBay for about $65. About a year later I was looking at my previous submissions and a cert was no longer active. I checked on eBay and that Roosevelt was sold again now in a PCGS MS67FB holder for $3K (tied for top pop).
wait until you experience FBL -full bell lines - on a franklin
PCGS price guide says $12 in MS64 & $27 in MS65. I'd bet there are plenty of MS examples out there that don't get sent in because it costs more to grade them than they're worth.
And don't forget
Full step Jefferson Nickels
Full band Mercury Dimes
Full head Standing Liberty Quarters
We won't even go into Red,RB,BN cents
People collect what they want
Mike
My Indians
Dansco Set
That's only because the Mullins of other MS cents aren't worth submitting.
All comments reflect the opinion of the author, even when irrefutably accurate.