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Is this Dime Worth Another Shot for FB?

ProofCollectionProofCollection Posts: 7,717 ✭✭✭✭✭
edited May 21, 2026 11:14PM in U.S. Coin Forum

This dime looks pretty close to FB (full bands) for me. FBs are uber rare for this date. And would there be a better shot with reconsideration or regrade? Most 98-Ds are plumb smooth.
PCGS definition:
For Roosevelt dimes, PCGS evaluates the horizontal bands on the torch. The Rule: Both the upper and lower pairs of horizontal bands on the torch must be fully separated. Condition: The dividing line between the bands must be complete, unbroken, and free of significant cuts or marks.


Comments

  • jmlanzafjmlanzaf Posts: 40,591 ✭✭✭✭✭

    I don't think so, but it's your money.

    All comments reflect the opinion of the author, even when irrefutably accurate.

  • MeltdownMeltdown Posts: 9,211 ✭✭✭✭✭

    That's a heck of stike for the date. I'd say 50/50

  • PeakRaritiesPeakRarities Posts: 4,799 ✭✭✭✭✭

    The way this explained to me by a PCGS grader was that you have to imagine the lines are like a river and water needs to flow from one end to the other without obstruction or a diversion. Looks pretty close to me.

    Founder- Peak Rarities
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  • ShurkeShurke Posts: 753 ✭✭✭✭✭

    The bottom bands might be a little too weak. But on the other hand, if you’d told me this coin was graded with FB, I wouldn’t have questioned it.

  • manlye1manlye1 Posts: 238 ✭✭✭

    See if you can get FT from across the street then cross it?

  • ProofCollectionProofCollection Posts: 7,717 ✭✭✭✭✭

    @manlye1 said:
    See if you can get FT from across the street then cross it?

    I thought about that. Now the question is, do I cross it to 67FT only? or do I crack it out to remove bias?

    The answer there kind of hinges on this next question:
    Is the coin solidly/reliably MS-67? I'd hate to lose the grade.

  • alaura22alaura22 Posts: 3,835 ✭✭✭✭✭

    If it's in a p 67 holder it's worth the shot going from 65/850 price level
    It would be worth a try, many times!
    It's the bottom bands that are of concern
    My vote is to send it in for reconsideration

  • orevilleoreville Posts: 12,285 ✭✭✭✭✭

    20/80

    A Collectors Universe poster since 1997!
  • Cougar1978Cougar1978 Posts: 9,669 ✭✭✭✭✭

    No

    Investor
  • johnny9434johnny9434 Posts: 31,747 ✭✭✭✭✭

    No

  • mr1931Smr1931S Posts: 6,975 ✭✭✭✭✭

    It's a waste of money to send this piece in to a TPG for further evaluation. No.

    The measure of intelligence is the ability to change.
    Albert Einstein (14 March 1879--18 April 1955)

  • skier07skier07 Posts: 4,709 ✭✭✭✭✭

    Is there a monetary upside?

  • alaura22alaura22 Posts: 3,835 ✭✭✭✭✭

    @skier07 said:
    Is there a monetary upside?

    See my post above

  • WalkerfanWalkerfan Posts: 10,226 ✭✭✭✭✭
    edited May 24, 2026 6:46PM

    I wouldn’t do it.

    I’m not seeing full bands/torch.

    Sometimes, it’s better to be LUCKY than good. 🍀 🍺👍

    My Full Walker Registry Set (1916-1947):

    https://www.ngccoin.com/registry/competitive-sets/16292/

  • MFeldMFeld Posts: 16,464 ✭✭✭✭✭

    @skier07 said:
    Is there a monetary upside?

    If the answer were “No”, I think it highly unlikely that this thread would exist.😉

    Mark Feld* of Heritage Auctions*Unless otherwise noted, my posts here represent my personal opinions.

  • MEJ7070MEJ7070 Posts: 850 ✭✭✭✭✭

    Definitely hammered for the date and it’s in the vicinity……but I think the bottom band is going to prevent a FB designation from PCGS.

  • pmh1nicpmh1nic Posts: 3,488 ✭✭✭✭✭

    @MFeld said:

    @skier07 said:
    Is there a monetary upside?

    If the answer were “No”, I think it highly unlikely that this thread would exist.😉

    The answer to the question is somewhat subjective. You might consider it a monetary benefit (worth the time and expense of getting it graded) if your base opinion is the coin is a 67. A 65 not so much if any.

    The longer I live the more convincing proofs I see of this truth, that God governs in the affairs of men. And if a sparrow cannot fall to the ground without His notice is it possible for an empire to rise without His aid? Benjamin Franklin
  • cladkingcladking Posts: 29,875 ✭✭✭✭✭

    I think it's technically FB but they don't like the little mark on the extreme left side or the larger one above to the right.

    tempus fugit extra philosophiam.
  • oldabeintxoldabeintx Posts: 2,925 ✭✭✭✭✭

    So this ultra-common coin goes from $60 to $850 if those insignificant bands on the reverse are complete? I must have woken up in another dimension this morning.

  • ProofCollectionProofCollection Posts: 7,717 ✭✭✭✭✭

    @oldabeintx said:
    So this ultra-common coin goes from $60 to $850 if those insignificant bands on the reverse are complete? I must have woken up in another dimension this morning.

    It's not ultra common in MS condition. Only around a Pop of 200 in PCGS MS holders of all designations.

  • leothelyonleothelyon Posts: 8,532 ✭✭✭✭✭

    The marks, scratches on both bans, might they be the problem to getting a full strike designation. One quick glance of a mark on the bands by a grader ...... Does your coin have a complete detailed strike? Is this something to be concern about because I see areas on the reverse that look weak or soft in detail. The obverse looks fine! Checked 4 1998 mint sets that I had handy and on every D mint dime the top band was clear, mark-free and bold. But the bottom band on every one of them had a rub or incomplete strike on the right side.
    With Jefferson nickels, my main focus has been on the overall strike, otherwise, what are we looking at/measuring? I prioritize locating those first strikes with razor, sharp, complete full details. I don't dis on a VEDS example over minor marks on the cheek, fields or steps especially those that include superior luster. Locating a VEDS example is by far rarer/harder to find than a coin with weak or softer details that show only the steps or bans struck up, in my opinion. This 1960-P is a prime example of this, beat up with a superb VEDS, PL strike! Someone else thought the same when they sent it in to be graded and True Viewed!

    A full strike designation has not always been about just one miniscule detail/segment of a coin! But I really do have my doubts that that would be any kind of significant problem or a prerequisite to receiving a full strike designation! Other than improving the details on the reverse if the photo is correct, you have a superb example of this date aside from the marks on the bands.

    Here's an interesting article. It would be interesting to see a counterfeit 1998-D dime; https://coinagerings.org/is-your-1998-d-roosevelt-dime-genuine-how-to-authenticate-full-bands-and-avoid-costly-fakes/#google_vignette

    Leo

    The more qualities observed in a coin, the more desirable that coin becomes!

    My Jefferson Nickel Collection

  • ProofCollectionProofCollection Posts: 7,717 ✭✭✭✭✭

    @leothelyon said:

    Here's an interesting article. It would be interesting to see a counterfeit 1998-D dime; https://coinagerings.org/is-your-1998-d-roosevelt-dime-genuine-how-to-authenticate-full-bands-and-avoid-costly-fakes/#google_vignette

    That article is a waste of time, probably written by AI, and regurgitates this whole thread into an article format and misses the fact that the coin is in an MS67 holder already.

  • davewesendavewesen Posts: 6,905 ✭✭✭✭✭

    I do not think it is, but you might get them on a good day (or walkthrough at a show).

    Having said that a few years ago I had a beautiful MS66 Roosevelt that I sold on eBay for about $65. About a year later I was looking at my previous submissions and a cert was no longer active. I checked on eBay and that Roosevelt was sold again now in a PCGS MS67FB holder for $3K (tied for top pop).

  • MsMorrisineMsMorrisine Posts: 38,895 ✭✭✭✭✭

    @oldabeintx said:
    So this ultra-common coin goes from $60 to $850 if those insignificant bands on the reverse are complete? I must have woken up in another dimension this morning.

    wait until you experience FBL -full bell lines - on a franklin

    Current maintainer of Stone's Master List of Favorite Websites // My BST transactions
  • MasonGMasonG Posts: 6,939 ✭✭✭✭✭

    @ProofCollection said:
    It's not ultra common in MS condition. Only around a Pop of 200 in PCGS MS holders of all designations.

    PCGS price guide says $12 in MS64 & $27 in MS65. I'd bet there are plenty of MS examples out there that don't get sent in because it costs more to grade them than they're worth.

  • alaura22alaura22 Posts: 3,835 ✭✭✭✭✭

    @oldabeintx said:
    So this ultra-common coin goes from $60 to $850 if those insignificant bands on the reverse are complete? I must have woken up in another dimension this morning.

    @MsMorrisine said:

    @oldabeintx said:
    So this ultra-common coin goes from $60 to $850 if those insignificant bands on the reverse are complete? I must have woken up in another dimension this morning.

    wait until you experience FBL -full bell lines - on a franklin

    And don't forget
    Full step Jefferson Nickels
    Full band Mercury Dimes
    Full head Standing Liberty Quarters
    We won't even go into Red,RB,BN cents
    People collect what they want

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