Is this Dime Worth Another Shot for FB?
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This dime looks pretty close to FB (full bands) for me. FBs are uber rare for this date. And would there be a better shot with reconsideration or regrade? Most 98-Ds are plumb smooth.
PCGS definition:
For Roosevelt dimes, PCGS evaluates the horizontal bands on the torch. The Rule: Both the upper and lower pairs of horizontal bands on the torch must be fully separated. Condition: The dividing line between the bands must be complete, unbroken, and free of significant cuts or marks.


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I don't think so, but it's your money.
All comments reflect the opinion of the author, even when irrefutably accurate.
That's a heck of stike for the date. I'd say 50/50
The way this explained to me by a PCGS grader was that you have to imagine the lines are like a river and water needs to flow from one end to the other without obstruction or a diversion. Looks pretty close to me.
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The bottom bands might be a little too weak. But on the other hand, if you’d told me this coin was graded with FB, I wouldn’t have questioned it.
See if you can get FT from across the street then cross it?
I thought about that. Now the question is, do I cross it to 67FT only? or do I crack it out to remove bias?
The answer there kind of hinges on this next question:
Is the coin solidly/reliably MS-67? I'd hate to lose the grade.
If it's in a p 67 holder it's worth the shot going from 65/850 price level
It would be worth a try, many times!
It's the bottom bands that are of concern
My vote is to send it in for reconsideration
Mike
My Indians
Dansco Set
20/80
No
No
It's a waste of money to send this piece in to a TPG for further evaluation. No.
The measure of intelligence is the ability to change.
Albert Einstein (14 March 1879--18 April 1955)
Is there a monetary upside?
See my post above
Mike
My Indians
Dansco Set
I wouldn’t do it.
I’m not seeing full bands/torch.
Sometimes, it’s better to be LUCKY than good. 🍀 🍺👍
My Full Walker Registry Set (1916-1947):
https://www.ngccoin.com/registry/competitive-sets/16292/
If the answer were “No”, I think it highly unlikely that this thread would exist.😉
Mark Feld* of Heritage Auctions*Unless otherwise noted, my posts here represent my personal opinions.
Definitely hammered for the date and it’s in the vicinity……but I think the bottom band is going to prevent a FB designation from PCGS.
The answer to the question is somewhat subjective. You might consider it a monetary benefit (worth the time and expense of getting it graded) if your base opinion is the coin is a 67. A 65 not so much if any.
I think it's technically FB but they don't like the little mark on the extreme left side or the larger one above to the right.
So this ultra-common coin goes from $60 to $850 if those insignificant bands on the reverse are complete? I must have woken up in another dimension this morning.
It's not ultra common in MS condition. Only around a Pop of 200 in PCGS MS holders of all designations.
The marks, scratches on both bans, might they be the problem to getting a full strike designation. One quick glance of a mark on the bands by a grader ...... Does your coin have a complete detailed strike? Is this something to be concern about because I see areas on the reverse that look weak or soft in detail. The obverse looks fine! Checked 4 1998 mint sets that I had handy and on every D mint dime the top band was clear, mark-free and bold. But the bottom band on every one of them had a rub or incomplete strike on the right side.

With Jefferson nickels, my main focus has been on the overall strike, otherwise, what are we looking at/measuring? I prioritize locating those first strikes with razor, sharp, complete full details. I don't dis on a VEDS example over minor marks on the cheek, fields or steps especially those that include superior luster. Locating a VEDS example is by far rarer/harder to find than a coin with weak or softer details that show only the steps or bans struck up, in my opinion. This 1960-P is a prime example of this, beat up with a superb VEDS, PL strike! Someone else thought the same when they sent it in to be graded and True Viewed!
A full strike designation has not always been about just one miniscule detail/segment of a coin! But I really do have my doubts that that would be any kind of significant problem or a prerequisite to receiving a full strike designation! Other than improving the details on the reverse if the photo is correct, you have a superb example of this date aside from the marks on the bands.
Here's an interesting article. It would be interesting to see a counterfeit 1998-D dime; https://coinagerings.org/is-your-1998-d-roosevelt-dime-genuine-how-to-authenticate-full-bands-and-avoid-costly-fakes/#google_vignette
Leo
The more qualities observed in a coin, the more desirable that coin becomes!
My Jefferson Nickel Collection
That article is a waste of time, probably written by AI, and regurgitates this whole thread into an article format and misses the fact that the coin is in an MS67 holder already.
I do not think it is, but you might get them on a good day (or walkthrough at a show).
Having said that a few years ago I had a beautiful MS66 Roosevelt that I sold on eBay for about $65. About a year later I was looking at my previous submissions and a cert was no longer active. I checked on eBay and that Roosevelt was sold again now in a PCGS MS67FB holder for $3K (tied for top pop).
wait until you experience FBL -full bell lines - on a franklin
PCGS price guide says $12 in MS64 & $27 in MS65. I'd bet there are plenty of MS examples out there that don't get sent in because it costs more to grade them than they're worth.