I checked out the collection agencies, finally narrowed them down to a couple, this one charges $90 for a credit lien and skip trace: www.icollectcorp.com If they are successful they get 25%. I signed up yesterday they already pulled his credit report and located the deadbeat. If it is a judgment and some years old you are entitled to additional interest which can add up. PIs wanted an upfront fee to do a skip trace of $275-$500, other agencies wanted more. Additional Torquemada actions to follow....
Just use the rule ...PP... no checks ,no nothing ...this type of non delivery has happened at least 10 times in last 2 years on the BST
Say your seller gets the money ,becomes incapacitated or dies .. now your coins /money will sit, until his business is sorted out> @logger7 said:
I checked out the collection agencies, finally narrowed them down to a couple, this one charges $90 for a credit lien and skip trace: www.icollectcorp.com If they are successful they get 25%. I signed up yesterday they already pulled his credit report and located the deadbeat. If it is a judgment and some years old you are entitled to additional interest which can add up. PIs wanted an upfront fee to do a skip trace of $275-$500, other agencies wanted more. Additional Torquemada actions to follow....
good news ,nice info .. problem is... if this person is a deadbeat .. he will just ignore attempts to collect .He more than likely has bad credit to begin with ....Best way to shock him to get your money, is a small claims summons delivered by local police to his home
@bestday said:
Just use the rule ...PP... no checks ,no nothing ...this type of non delivery has happened at least 10 times in last 2 years on the BST
Say your seller gets the money ,becomes incapacitated or dies .. now your coins /money will sit, until his business is sorted out> @logger7 said:
I checked out the collection agencies, finally narrowed them down to a couple, this one charges $90 for a credit lien and skip trace: www.icollectcorp.com If they are successful they get 25%. I signed up yesterday they already pulled his credit report and located the deadbeat. If it is a judgment and some years old you are entitled to additional interest which can add up. PIs wanted an upfront fee to do a skip trace of $275-$500, other agencies wanted more. Additional Torquemada actions to follow....
good news ,nice info .. problem is... if this person is a deadbeat .. he will just ignore attempts to collect .He more than likely has bad credit to begin with ....Best way to shock him to get your money, is a small claims summons delivered by local police to his home
Actually I used small claims on a coin that was stolen from my car while at a car wash; I got the $90 filing fee back with certified letter costs, etc. in addition to the original lost item. You have to provide all documents though connected to the case, hope the adversary isn't a cunning liar and then try to collect--which is not easy.
@logger7 said:
I checked out the collection agencies, finally narrowed them down to a couple, this one charges $90 for a credit lien and skip trace: www.icollectcorp.com If they are successful they get 25%. I signed up yesterday they already pulled his credit report and located the deadbeat.
Can this be done for the kryptonitecomics fiasco? I think I will try that.
I would like to thank everyone who has discussed this unfortunate case. I am one who is on the opposite end of these dealings as a small dealer/seller. I am fortunate that I have dealt with several great and longtime members here, and everything turns out just fine. But I too know the mystery feeling when you're asked to send a M/O to a PO Box, or check to some obscure address/individual. I was very eased by one member who told me to send him half, and the other half after I received the notes (few thousand transaction). By and large most of my transactions do go through PP.
I guess what I'm saying is that I can understand from both sides of the fence so to speak. Being an internet buyer and seller leaves you out there to do a lot of "trust". But to cover your bases in the onset allows for a lot more comfort in dealing with such transactions. Thank you ALL again for the topic and listening to my point as well.
In eBay's early days, I got caught in a dealer scam, as did others. Then we could contact buyers directly, but we all had he same experience.
There was a Nebraska Attorney General's investigation going on, and the details of our transaction provided them.Ultimately, the dealer was arrested, and made restitution before his case came up in court.
This fellow appears to deserve the same treatment by law enforcement.
@silverman68 said:
PCGS should do everyone here a favor and only allow Paypal sale items. Being scammed once is way to much.
You are thinking only as a buyer. As a seller, you can be scammed as well, especially if PayPal is used. That is why many reputable dealers won't use PP. Someone can get the shipment, and then, file a claim with PP and get their money back. He/she who dutifully sold a coin and shipped it, is then out of luck....
Best thing to do is have references on both sides to make sure everything is honest on both sides. If this is the case, then it does not matter what mode of payment is used.
Steps that should be done; file a police report with copies of emails from the scammer; evidence of your money sent to the deadbeat; you can also write out a copy of feedback on this forum to your initial post; you can write out in the report how discouraging, demoralizing and destructive it is to the hobby to have rip-offs like this. Next you could do a small court claim action, I assume it has to be in the perps. state, maybe you could find someone who can show up in the small claims court under power of attorney for you. Collection agencies have their role, not sure if they would take the case without a court judgment.
I'm surprised someone hasn't paid this guy a visit to administer some street justice.
Worry is the interest you pay on a debt you may not owe.
"Paper money eventually returns to its intrinsic value---zero."----Voltaire
"Everything you say should be true, but not everything true should be said."----Voltaire
@PerryHall said:
I follow a few simple rules to reduce my chances of getting scammed:
Buy only from active participants here who post on a fairly regular basis.
Buy only from forum members with a high post count and have been here a fairly long time.
For high value items, get references and check them.
If a deal is too good to be true, pass on the deal because it probably is.
Get good pics of the merchandise being sold.
When you get the sellers contact information, also get their phone number.
Listen to your gut feelings---they're usually right.
These simple common sense rules will greatly put the odds in your favor of having a successful transaction.
This. It should be a template for all to follow.
Then what happens to the fairly new, like me? I had a flawless transaction (my first, as a matter of fact) with a wonderful forum member on here for upwards of 4 figures. It was expedited, easy, and quite frankly enjoyable. I don't want to put the member's name here for sake of their anonymity, but my point still stands, I GUESS...
@bigzestee said:
A good feedback system would help a lot.Situations like this makes it hard for new members to gain trust around here.Forcing paypal wouldn't fix the scammer problem and would harm some sellers here.I've seen a lot of sellers that don't accept it.They do put restrictions on new accounts where they do hold certain amounts.I sold an item somewhere else and was allowed to only have the first $100.Putting new members on a send first for x amount of time might help and should weed out scammers.Looking at Google it appears what's there was posted by a member here.Does anyone know if he's a member anywhere else? It's odd there's nothing more on the guy unless he's new.Anyone know anything about this supposed injury? To the OP and the others sorry it happened to you all.Hopefully you are able to get back what was taken.
I agree. I think we should have an active and free flowing feedback thread for us all to post on.
@PerryHall said:
I follow a few simple rules to reduce my chances of getting scammed:
Buy only from active participants here who post on a fairly regular basis.
Buy only from forum members with a high post count and have been here a fairly long time.
For high value items, get references and check them.
If a deal is too good to be true, pass on the deal because it probably is.
Get good pics of the merchandise being sold.
When you get the sellers contact information, also get their phone number.
Listen to your gut feelings---they're usually right.
These simple common sense rules will greatly put the odds in your favor of having a successful transaction.
This. It should be a template for all to follow.
Then what happens to the fairly new, like me? I had a flawless transaction (my first, as a matter of fact) with a wonderful forum member on here for upwards of 4 figures. It was expedited, easy, and quite frankly enjoyable. I don't want to put the member's name here for sake of their anonymity, but my point still stands, I GUESS...
For newer sellers be very proactive. Dont offer payment methods that many of us will redflag is one.
Offer identifying information including cell phone and business address if any in pm with a potential buyer. Offer regular pay-pal as an option with buyer paying the 3%. Offer references from sells here and else ware such as ebay seller names if applicable. The scammers in all instances I am aware of wanted paypal gift or money order payments.
I have had a few regulars here over the years as a seller insist on me sending a coin in advance of payment I wont ever and will sell to someone else , I as well I have had a few sellers refuse to take paypal we all set our terms as buyer and sellers but proactive action on a sellers part to be transparent and avoid the redflags will help the new seller become established rapidly here. I have bought recurrently from many sellers here and some were new to me and the boards at some point. Paypal gift or money order only will get a major redflag unless you are known to the buyer. I wont use paypal gift at all and can easily not buy from a seller who insist on that payment method.
We have to use the resources to protect ourselves in a buy and sell situation . The BST is a great resource I have many hundreds of buys and has to be self policing using due diligence. Very little is really that rare that one cant buy another time if the deal smells bad.
I had a transaction on another forum; guy had aunt's or granny's OH PCGS gold coins. He wanted cash. He was a CPA, gave me a copy of his business license. I overnighted usps money orders, he overnighted the merchandise. He had said we could meet half way do a cash deal via car, etc.. Sounded too risky to me.
It's been over two weeks and no contact or compensation from "Ed". Of course I wasn't holding my breath.
It is curious that he goes to the trouble of getting tracking #'s, sending pics of the goods, sending pics of a bandaged foot, sending a pic of a money order with my name on it, and saying that his wife mailed it.
Also I don't understand why at least one member here, that mailed funds to Ed and got scammed, will not share Ed's address.
It would be helpful in filing a report with the authorities in Ed's area.
Thanks to Chris for all his efforts, and hopefully new buyers will learn from my mistakes.
99% of sellers have integrity and their word is good. But it only takes 1 rotten apple to upset the cart.
@PerryHall said:
I'm surprised someone hasn't paid this guy a visit to administer some street justice.
That is exactly what's needed. These internet scammers feel to safe.
Arrive with a sledge hammer and a ball peen hammer, lol.
Seriously the legal steps should be made crystal clear with percentage cases of success. Every collection agency I called wanted at least an upfront fee just under $100 for the credit check/lien and 25% of resulting money, where the victim has to wait a long time for the dust to settle. If you have an invoice or other evidence on the deal, provide it in a police report.
Are you saying that we should just let the police and prosecutors handle these criminals? How's that been working?
Worry is the interest you pay on a debt you may not owe.
"Paper money eventually returns to its intrinsic value---zero."----Voltaire
"Everything you say should be true, but not everything true should be said."----Voltaire
A face to face meeting would make the reality of the situation much clearer for the individual. This cannot be done via the internet, phone, emails, etc...
Successful coin BST transactions with Gerard and segoja.
Successful card BST transactions with cbcnow, brogurt, gstarling, Bravesfan 007, and rajah 424.
@PerryHall said:
I'm surprised someone hasn't paid this guy a visit to administer some street justice.
Just like the forum member who paid for silver eagles in a 2015 /BST deal , from Washington State and got nothing shipped ...old neighborhood justice would indeed pay a visit for a payback.
I was going to fly to Chicago and drive over to see Alain Sterk, a known man here of unfulfilled promises, but for 3-400 bucks it ain't worth it, but he was going to take me out to a great steak dinner he said, on him of course...
Sorry I haven’t been able to get on the forum recently. It’s been 18 days since he emailed me that he would have a money order in the mail. I have received nothing, and will be filing reports.
Natchez14, sorry if there were any misunderstandings. Did you receive my PM, and is everything clarified now?
@logger7 said:
I checked out the collection agencies, finally narrowed them down to a couple, this one charges $90 for a credit lien and skip trace: www.icollectcorp.com If they are successful they get 25%. I signed up yesterday they already pulled his credit report and located the deadbeat. If it is a judgment and some years old you are entitled to additional interest which can add up. PIs wanted an upfront fee to do a skip trace of $275-$500, other agencies wanted more. Additional Torquemada actions to follow....
That's a great service for this con artist. Hope Ed gets his for stringing along the handful of members here. I am sure the latest excuse is they amputated his arms as well and that's why he can't send refunds or respond.
Endless excuses is his MO
He spends time on excuses, not refunds. That's all you need to know that you have a the if on your hands.
A few dings on his credit reports (fund agencies that use difderent credit report agencies) and he'll pay more extra interest on his next car loan than he stole here.
The owner and resident of the address is almost certainly not the scammer. Maybe a son or employee.
I'm going to give the owner a call this weekend and see what light he can shed.
@MsMorrisine said:
A few dings on his credit reports (fund agencies that use difderent credit report agencies) and he'll pay more extra interest on his next car loan than he stole here.
Yeppers this above quote just reminded me that it's illegal to own a gun in Chicago...
@MsMorrisine said:
A few dings on his credit reports (fund agencies that use difderent credit report agencies) and he'll pay more extra interest on his next car loan than he stole here.
MM, You still don't see the reality of this situation. This low life has probably stolen/cheated people for over ten thousand dollars worth of coins. This type of person doesn't care about credit reports, phone calls, harsh emails, collection agencies, etc...
Successful coin BST transactions with Gerard and segoja.
Successful card BST transactions with cbcnow, brogurt, gstarling, Bravesfan 007, and rajah 424.
If the issue was within reasonable driving distance for me and if I had evidence from another serious collector with a good record I would be willing to go to the perpetrators place and knock on their dood and see what is going on, or do a small claims action for them if they paid the filing fee.
My collection agency gave me some good news on my deadbeat, he agreed to pay $50 a month, but I won't count my chickens before they hatch. Collection agency was able to get the DB's credit report, driver's license number, ss#, mail and physical address, phone# and put a lien on his credit rating. The guy told the credit agency I was on his life insurance policy when he croaked, lol. A new law is coming into play on things that affect credit rating being taken off, but it wouldn't apply here.
@logger7 said:
My collection agency gave me some good news on my deadbeat, he agreed to pay $50 a month, but I won't count my chickens before they hatch. Collection agency was able to get the DB's credit report, driver's license number, ss#, mail and physical address, phone# and put a lien on his credit rating. The guy told the credit agency I was on his life insurance policy when he croaked, lol. A new law is coming into play on things that affect credit rating being taken off, but it wouldn't apply here.
He will pay up.. his monthly payment plan says he does not have money ...so anything recovered is better than nothing.
Luckily, he didn't go the write down route, and offer to pay less than full amount
@logger7 said:
If the issue was within reasonable driving distance for me and if I had evidence from another serious collector with a good record I would be willing to go to the perpetrators place and knock on their dood and see what is going on, or do a small claims action for them if they paid the filing fee.
Ah, I see another broken promise from this db. I'm willing to bet that another neg on his c.b. report is like putting water on ducks feathers. Without a judgment, there is not much the collection agency can do. Good luck
"Bongo drive 1984 Lincoln that looks like old coin dug from ground."
@OPA said:
Ah, I see another broken promise from this db. I'm willing to bet that another neg on his c.b. report is like putting water on ducks feathers. Without a judgment, there is not much the collection agency can do. Good luck
The collection agency told me they can act on evidence without a court judgment, an invoice or contract dishonored, email exchanges, etc.. But of course if the DB hides and ducks for cover it may be hard. A lot of opioid addicts out there.
@OPA said:
Ah, I see another broken promise from this db. I'm willing to bet that another neg on his c.b. report is like putting water on ducks feathers. Without a judgment, there is not much the collection agency can do. Good luck
The collection agency told me they can act on evidence without a court judgment, an invoice or contract dishonored, email exchanges, etc.. But of course if the DB hides and ducks for cover it may be hard. A lot of opioid addicts out there.
What does opiod addiction have to do with you sending your money to some deadbeat ??
Comments
I checked out the collection agencies, finally narrowed them down to a couple, this one charges $90 for a credit lien and skip trace: www.icollectcorp.com If they are successful they get 25%. I signed up yesterday they already pulled his credit report and located the deadbeat. If it is a judgment and some years old you are entitled to additional interest which can add up. PIs wanted an upfront fee to do a skip trace of $275-$500, other agencies wanted more. Additional Torquemada actions to follow....
Just use the rule ...PP... no checks ,no nothing ...this type of non delivery has happened at least 10 times in last 2 years on the BST
Say your seller gets the money ,becomes incapacitated or dies .. now your coins /money will sit, until his business is sorted out> @logger7 said:
good news ,nice info .. problem is... if this person is a deadbeat .. he will just ignore attempts to collect .He more than likely has bad credit to begin with ....Best way to shock him to get your money, is a small claims summons delivered by local police to his home
Actually the collection agency found he had around 25 grand in credit, the ssi deadbeat worked for treasury around the time he scammed me.
Actually I used small claims on a coin that was stolen from my car while at a car wash; I got the $90 filing fee back with certified letter costs, etc. in addition to the original lost item. You have to provide all documents though connected to the case, hope the adversary isn't a cunning liar and then try to collect--which is not easy.
Can this be done for the kryptonitecomics fiasco? I think I will try that.
Check out my iPhone app SlabReader!
You could try them; you may have to have a legal judgment first.
I would like to thank everyone who has discussed this unfortunate case. I am one who is on the opposite end of these dealings as a small dealer/seller. I am fortunate that I have dealt with several great and longtime members here, and everything turns out just fine. But I too know the mystery feeling when you're asked to send a M/O to a PO Box, or check to some obscure address/individual. I was very eased by one member who told me to send him half, and the other half after I received the notes (few thousand transaction). By and large most of my transactions do go through PP.
I guess what I'm saying is that I can understand from both sides of the fence so to speak. Being an internet buyer and seller leaves you out there to do a lot of "trust". But to cover your bases in the onset allows for a lot more comfort in dealing with such transactions. Thank you ALL again for the topic and listening to my point as well.
A haven for vultures.
``https://ebay.us/m/KxolR5
Definitely file the police report directly.
In eBay's early days, I got caught in a dealer scam, as did others. Then we could contact buyers directly, but we all had he same experience.
There was a Nebraska Attorney General's investigation going on, and the details of our transaction provided them.Ultimately, the dealer was arrested, and made restitution before his case came up in court.
This fellow appears to deserve the same treatment by law enforcement.
One week update- nothing to report.
Successful transactions with Schmitz7, Bigbuck1975, chumley, CCHunter, Smittys, Gerard, Tookybandit, MorganMan94, LogPotato, coinlieutenant, GoldCoin98, pcgs69, Kccoin, ajaan, JBN, BLee23,....
Tsk tsk.
``https://ebay.us/m/KxolR5
I hope you "didn't hold your breath" waiting for it.
this is painful to watch.
go legal.
Whatever you do, do not go legal, unless of course you want to lose more money...
You are thinking only as a buyer. As a seller, you can be scammed as well, especially if PayPal is used. That is why many reputable dealers won't use PP. Someone can get the shipment, and then, file a claim with PP and get their money back. He/she who dutifully sold a coin and shipped it, is then out of luck....
Best thing to do is have references on both sides to make sure everything is honest on both sides. If this is the case, then it does not matter what mode of payment is used.
Best, SH
Steps that should be done; file a police report with copies of emails from the scammer; evidence of your money sent to the deadbeat; you can also write out a copy of feedback on this forum to your initial post; you can write out in the report how discouraging, demoralizing and destructive it is to the hobby to have rip-offs like this. Next you could do a small court claim action, I assume it has to be in the perps. state, maybe you could find someone who can show up in the small claims court under power of attorney for you. Collection agencies have their role, not sure if they would take the case without a court judgment.
I'm surprised someone hasn't paid this guy a visit to administer some street justice.
Worry is the interest you pay on a debt you may not owe.
"Paper money eventually returns to its intrinsic value---zero."----Voltaire
"Everything you say should be true, but not everything true should be said."----Voltaire
WoW not good ask your bank if they can get your money back. I know I can with my bank just say it was fraud.
Hoard the keys.
Then what happens to the fairly new, like me? I had a flawless transaction (my first, as a matter of fact) with a wonderful forum member on here for upwards of 4 figures. It was expedited, easy, and quite frankly enjoyable. I don't want to put the member's name here for sake of their anonymity, but my point still stands, I GUESS...
I agree. I think we should have an active and free flowing feedback thread for us all to post on.
ask for references from other sales here and on other boa> @boyernumismatics said:
For newer sellers be very proactive. Dont offer payment methods that many of us will redflag is one.
Offer identifying information including cell phone and business address if any in pm with a potential buyer. Offer regular pay-pal as an option with buyer paying the 3%. Offer references from sells here and else ware such as ebay seller names if applicable. The scammers in all instances I am aware of wanted paypal gift or money order payments.
I have had a few regulars here over the years as a seller insist on me sending a coin in advance of payment I wont ever and will sell to someone else , I as well I have had a few sellers refuse to take paypal we all set our terms as buyer and sellers but proactive action on a sellers part to be transparent and avoid the redflags will help the new seller become established rapidly here. I have bought recurrently from many sellers here and some were new to me and the boards at some point. Paypal gift or money order only will get a major redflag unless you are known to the buyer. I wont use paypal gift at all and can easily not buy from a seller who insist on that payment method.
We have to use the resources to protect ourselves in a buy and sell situation . The BST is a great resource I have many hundreds of buys and has to be self policing using due diligence. Very little is really that rare that one cant buy another time if the deal smells bad.
I had a transaction on another forum; guy had aunt's or granny's OH PCGS gold coins. He wanted cash. He was a CPA, gave me a copy of his business license. I overnighted usps money orders, he overnighted the merchandise. He had said we could meet half way do a cash deal via car, etc.. Sounded too risky to me.
Bumping this thread to keep the light on the theft (won't ever give up.)
Judging by the lack if updates... Looks like old Ed is still at it (not sure what's the excuse this time for not just PUTTING A CHECK IN THE MAIL.)
100% sure now that no one will get their money back without using some recourses that have been suggested on this forum.
It's been over two weeks and no contact or compensation from "Ed". Of course I wasn't holding my breath.
It is curious that he goes to the trouble of getting tracking #'s, sending pics of the goods, sending pics of a bandaged foot, sending a pic of a money order with my name on it, and saying that his wife mailed it.
Also I don't understand why at least one member here, that mailed funds to Ed and got scammed, will not share Ed's address.
It would be helpful in filing a report with the authorities in Ed's area.
Thanks to Chris for all his efforts, and hopefully new buyers will learn from my mistakes.
99% of sellers have integrity and their word is good. But it only takes 1 rotten apple to upset the cart.
Successful transactions with Schmitz7, Bigbuck1975, chumley, CCHunter, Smittys, Gerard, Tookybandit, MorganMan94, LogPotato, coinlieutenant, GoldCoin98, pcgs69, Kccoin, ajaan, JBN, BLee23,....
That is exactly what's needed. These internet scammers feel to safe.
Successful card BST transactions with cbcnow, brogurt, gstarling, Bravesfan 007, and rajah 424.
crime response to crime? no.
Arrive with a sledge hammer and a ball peen hammer, lol.
Seriously the legal steps should be made crystal clear with percentage cases of success. Every collection agency I called wanted at least an upfront fee just under $100 for the credit check/lien and 25% of resulting money, where the victim has to wait a long time for the dust to settle. If you have an invoice or other evidence on the deal, provide it in a police report.
In the Army, bunk adapters were not just for bunks.
Are you saying that we should just let the police and prosecutors handle these criminals? How's that been working?
Worry is the interest you pay on a debt you may not owe.
"Paper money eventually returns to its intrinsic value---zero."----Voltaire
"Everything you say should be true, but not everything true should be said."----Voltaire
A face to face meeting would make the reality of the situation much clearer for the individual. This cannot be done via the internet, phone, emails, etc...
Successful card BST transactions with cbcnow, brogurt, gstarling, Bravesfan 007, and rajah 424.
Just like the forum member who paid for silver eagles in a 2015 /BST deal , from Washington State and got nothing shipped ...old neighborhood justice would indeed pay a visit for a payback.
I was going to fly to Chicago and drive over to see Alain Sterk, a known man here of unfulfilled promises, but for 3-400 bucks it ain't worth it, but he was going to take me out to a great steak dinner he said, on him of course...
Sorry I haven’t been able to get on the forum recently. It’s been 18 days since he emailed me that he would have a money order in the mail. I have received nothing, and will be filing reports.
Natchez14, sorry if there were any misunderstandings. Did you receive my PM, and is everything clarified now?
I did, and I very much appreciate it!
Successful transactions with Schmitz7, Bigbuck1975, chumley, CCHunter, Smittys, Gerard, Tookybandit, MorganMan94, LogPotato, coinlieutenant, GoldCoin98, pcgs69, Kccoin, ajaan, JBN, BLee23,....
That's a great service for this con artist. Hope Ed gets his for stringing along the handful of members here. I am sure the latest excuse is they amputated his arms as well and that's why he can't send refunds or respond.
Endless excuses is his MO
He spends time on excuses, not refunds. That's all you need to know that you have a the if on your hands.
What??? A collection agency can do nothing... no judgment = nothing... even judgment
= nothing...
A few dings on his credit reports (fund agencies that use difderent credit report agencies) and he'll pay more extra interest on his next car loan than he stole here.
Pitiful behavior by some in our society
``https://ebay.us/m/KxolR5
The owner and resident of the address is almost certainly not the scammer. Maybe a son or employee.
I'm going to give the owner a call this weekend and see what light he can shed.
Successful transactions with Schmitz7, Bigbuck1975, chumley, CCHunter, Smittys, Gerard, Tookybandit, MorganMan94, LogPotato, coinlieutenant, GoldCoin98, pcgs69, Kccoin, ajaan, JBN, BLee23,....
Yeppers this above quote just reminded me that it's illegal to own a gun in Chicago...
MM, You still don't see the reality of this situation. This low life has probably stolen/cheated people for over ten thousand dollars worth of coins. This type of person doesn't care about credit reports, phone calls, harsh emails, collection agencies, etc...
Successful card BST transactions with cbcnow, brogurt, gstarling, Bravesfan 007, and rajah 424.
If the issue was within reasonable driving distance for me and if I had evidence from another serious collector with a good record I would be willing to go to the perpetrators place and knock on their dood and see what is going on, or do a small claims action for them if they paid the filing fee.
ah. I was thinking a few hundred from a few people.
My collection agency gave me some good news on my deadbeat, he agreed to pay $50 a month, but I won't count my chickens before they hatch. Collection agency was able to get the DB's credit report, driver's license number, ss#, mail and physical address, phone# and put a lien on his credit rating. The guy told the credit agency I was on his life insurance policy when he croaked, lol. A new law is coming into play on things that affect credit rating being taken off, but it wouldn't apply here.
He will pay up.. his monthly payment plan says he does not have money ...so anything recovered is better than nothing.
Luckily, he didn't go the write down route, and offer to pay less than full amount
Never go to a dead beat's home looking for money
Ah, I see another broken promise from this db. I'm willing to bet that another neg on his c.b. report is like putting water on ducks feathers. Without a judgment, there is not much the collection agency can do. Good luck
The collection agency told me they can act on evidence without a court judgment, an invoice or contract dishonored, email exchanges, etc.. But of course if the DB hides and ducks for cover it may be hard. A lot of opioid addicts out there.
No surpise that this excuse-Laden theif didn't pay up. Only legal action, or a "friendly visit" to his residence will work now.
Once again he went "silent." But don't give up and keep fighting to get your money back from the deadbeat.
What does opiod addiction have to do with you sending your money to some deadbeat ??