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NGC CAC'd versus PCGS

If a CAC sticker indicates a coin is solid for the grade, why would a CAC'd NGC coin be worth less than a PCGS CAC'd coin of the same grade? I hear a lot about "the right plastic" and NGC overgrading compared to PCGS so how does the CAC sticker enter into the equation?
In the land of the blind the one-eyed man is king.
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Comments

  • MidLifeCrisisMidLifeCrisis Posts: 10,540 ✭✭✭✭✭
    I get the feeling I've been here before.

    Short answer - it depends on the coin.

    Long answer - too long to write since I'm on an iPad. But subjectivity has a lot to do with it.
  • AnkurJAnkurJ Posts: 11,370 ✭✭✭✭
    To me and many others NGC+CAC = PCGS+CAC
    All coins kept in bank vaults.
    PCGS Registries
    Box of 20
    SeaEagleCoins: 11/14/54-4/5/12. Miss you Larry!
  • RB1026RB1026 Posts: 1,469 ✭✭✭✭


    << <i>To me and many others NGC+CAC = PCGS+CAC >>



    I agree with this. However, in many instances the perception within the market and therefore pricing, differs from this for whatever reason.
  • AnkurJAnkurJ Posts: 11,370 ✭✭✭✭


    << <i>

    << <i>To me and many others NGC+CAC = PCGS+CAC >>



    I agree with this. However, in many instances the perception within the market and therefore pricing, differs from this for whatever reason. >>



    Its fine with me. I will buy NGC+CAC coins all day long at discounted prices, and have.
    All coins kept in bank vaults.
    PCGS Registries
    Box of 20
    SeaEagleCoins: 11/14/54-4/5/12. Miss you Larry!
  • ranshdowranshdow Posts: 1,441 ✭✭✭✭
    I had two half eagles, an 1851 and an 1852, in NGC AU58 CAC plastic that were, based on wear, clearly a grade step down from an 1854 half eagle in PCGS AU58 CAC that I owned at the same time. The '51 and '52 were beautiful, lustrous and dirty, but they were not sliders. The '54 was unquestionably.

    Would this hold over different coins in similar plastic? Who knows. I personally think there's a great deal of variation in the amount of wear acceptable for AU58, but this set of coins was at an extreme IMO.
  • GoldbullyGoldbully Posts: 17,276 ✭✭✭✭✭
    If a CAC sticker indicates a coin is solid for the grade, why would a CAC'd NGC coin be worth less than a PCGS CAC'd coin of the same grade? I hear a lot about "the right plastic" and NGC overgrading compared to PCGS so how does the CAC sticker enter into the equation?

    No offense here, but your question is a bit left handed....sorry to all you 'lefties' out there.

    AnkurJ has answered this question in whole.

    Good Night
  • blu62vetteblu62vette Posts: 11,917 ✭✭✭✭✭


    << <i>To me and many others NGC+CAC = PCGS+CAC >>



    I have drank to much kool-aid, this doesnt work for me in my main series. I am sure in some series it does work.
    http://www.bluccphotos.com" target="new">BluCC Photos Shows for onsite imaging: Nov Baltimore, FUN, Long Beach http://www.facebook.com/bluccphotos" target="new">BluCC on Facebook
  • RYKRYK Posts: 35,797 ✭✭✭✭✭
    Groundhog Day!

    PCGS>NGC for my collection
  • lavalava Posts: 3,286 ✭✭✭


    << <i>To me and many others NGC+CAC = PCGS+CAC >>



    Disagree 100%. Lots of NGC+CAC don't cross.
    I brake for ear bars.


  • << <i>

    << <i>To me and many others NGC+CAC = PCGS+CAC >>



    Disagree 100%. Lots of NGC+CAC don't cross. >>



    Maybe he meant to his own standards? AnkurJ didn't say he was crossing them but buying them.



    Eric
  • WTCGWTCG Posts: 8,940 ✭✭✭
    Depends on the coin.
    Follow me on Twitter @wtcgroup
    Authorized dealer for PCGS, PCGS Currency, NGC, NCS, PMG, CAC. Member of the PNG, ANA. Member dealer of CoinPlex and CCE/FACTS as "CH5"
  • lcoopielcoopie Posts: 8,872 ✭✭✭✭✭
    Compare 2 pcgs CAC coins of the same grade
    One will seem nicer than the other
    LCoopie = Les
  • RYKRYK Posts: 35,797 ✭✭✭✭✭


    << <i>If a CAC sticker indicates a coin is solid for the grade, why would a CAC'd NGC coin be worth less than a PCGS CAC'd coin of the same grade? I hear a lot about "the right plastic" and NGC overgrading compared to PCGS so how does the CAC sticker enter into the equation? >>


    My most recent crossover attempt was an NGC AU-53 CAC 1849-D QE that is now in a PCGS AU-50 CAC holder, and this has played out over and over again in my collection over the last ten-plus years (and 4-5 years with the CAC component).
  • DIMEMANDIMEMAN Posts: 22,403 ✭✭✭✭✭
    It's just a fact.....Most ngc coins will NOT cross to PCGS at grade. Sticker or no sticker.
  • AnkurJAnkurJ Posts: 11,370 ✭✭✭✭


    << <i>

    << <i>

    << <i>To me and many others NGC+CAC = PCGS+CAC >>



    Disagree 100%. Lots of NGC+CAC don't cross. >>



    Maybe he meant to his own standards? AnkurJ didn't say he was crossing them but buying them.

    Eric >>



    Some I cross, some I don't. Personally, if JA feels it is accurately graded, then its accurately graded.
    All coins kept in bank vaults.
    PCGS Registries
    Box of 20
    SeaEagleCoins: 11/14/54-4/5/12. Miss you Larry!
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  • coinbufcoinbuf Posts: 11,282 ✭✭✭✭✭


    << <i>

    << <i>To me and many others NGC+CAC = PCGS+CAC >>



    Disagree 100%. Lots of NGC+CAC don't cross. >>



    The problem with this statement is that you imply that the the NGC holdered coins are overgraded, that is just not the whole story. In fact asking this question here is silly as many on this board are serious kool-aid drinkers so the replies will be slanted.
    My Lincoln Registry
    My Collection of Old Holders

    Never a slave to one plastic brand will I ever be.
  • ianrussellianrussell Posts: 2,489 ✭✭✭✭✭
    Generally speaking, when a coin is PCGS and CAC, it attracts CAC buyers as well as PCGS buyers. Same goes for NGC for NGC and NGC/CAC coins. It definitely depends on the coin, the series, the grade, popularity etc. Okay - the answer is "it just depends on the coin".

    - Ian
    Ian Russell
    Owner/Founder GreatCollections
    GreatCollections Coin Auctions - Certified Coin Auctions Every Week - Rare Coins & Coin Values
  • lavalava Posts: 3,286 ✭✭✭
    I think it can be safely said that:
    1. NGC+CAC coins are not typically sent to PCGS with the expectation of an upgrade; and
    2. PCGS+CAC coins are not typically sent to NGC with the expectation of a mere cross at the same grade.

    Sure it depends on the coin, but exceptions don't disprove what we know from experience to be true. NGC remains in the shadow of PCGS, and an NGC slab typically sparks the question why is it not in a PCGS holder.
    I brake for ear bars.
  • CoinJunkieCoinJunkie Posts: 8,772 ✭✭✭✭✭


    << <i>Personally, if JA feels it is accurately graded, then its accurately graded. >>


    There is no such thing as "accurately" graded. It's subjective. If you choose to worship
    green footballs, that's your choice.
  • AnkurJAnkurJ Posts: 11,370 ✭✭✭✭


    << <i>

    << <i>Personally, if JA feels it is accurately graded, then its accurately graded. >>


    There is no such thing as "accurately" graded. It's subjective. If you choose to worship
    green footballs, that's your choice. >>



    I can live with that.
    All coins kept in bank vaults.
    PCGS Registries
    Box of 20
    SeaEagleCoins: 11/14/54-4/5/12. Miss you Larry!
  • mkman123mkman123 Posts: 6,849 ✭✭✭✭
    To me NGC + CAC = same as PCGS + CAC

    No kool aid for me
    Successful Buying and Selling transactions with:

    Many members on this forum that now it cannot fit in my signature. Please ask for entire list.


  • << <i>I think it can be safely said that:
    1. NGC+CAC coins are not typically sent to PCGS with the expectation of an upgrade; and
    2. PCGS+CAC coins are not typically sent to NGC with the expectation of a mere cross at the same grade.

    Sure it depends on the coin, but exceptions don't disprove what we know from experience to be true. NGC remains in the shadow of PCGS, and an NGC slab typically sparks the question why is it not in a PCGS holder. >>



    Eric Newman seems to have a different opinion.
  • ElcontadorElcontador Posts: 7,522 ✭✭✭✭✭
    I have looked at quite a few Capped Bust Halves in MS 65, Liberty Nickels in MS 66, and Braided Hair Large and Half Cents in MS 64 and MS 65.
    1) Re the first series, anyone familiar with it at this grade will tell you that NGC overgraded a number of coins in MS 65 holders by an average of 1/2 point. It's still possible that some NGC MS 65 Capped Bust Halves are solid for the grade, but only someone familiar with the series can make this determination re the particular coin.
    2) I see the same thing with MS 66 Liberty Nickels, though not to the same degree as with Capped Bust Halves in MS 65.
    3) Re the copper, I have found that PC coins in these grades seem to have slightly fewer problems - ie., one less hit in the obverse field, slightly less spotting, splotchy toning, etc.

    I view stickers as marketing devices to help sell a coin, possibly at a premium, to a wider market of people. No offense to CAC, but the value of the sticker imo depends on the grade and series of the coin with the sticker. I think a sticker enhances the value of any pre 1835 coin. because you don't see many of these coins with stickers. However, I wouldn't pay a premium for a Liberty Nickel in a PC 6 holder, because many of them have stickers.
    "Vou invadir o Nordeste,
    "Seu cabra da peste,
    "Sou Mangueira......."
  • VanHalenVanHalen Posts: 3,944 ✭✭✭✭✭


    << <i>

    << <i>

    << <i>Personally, if JA feels it is accurately graded, then its accurately graded. >>


    There is no such thing as "accurately" graded. It's subjective. If you choose to worship
    green footballs, that's your choice. >>



    I can live with that.
    No one else in the industry puts their money where their mouth is like JA. >>



    I like green footballs! image
  • mozinmozin Posts: 8,755 ✭✭✭


    << <i>It's just a fact.....Most ngc coins will NOT cross to PCGS at grade. Sticker or no sticker. >>




    For Bust Series coins this is certainly the case. There are even many NGC/CAC Bust coins that will not cross at the same grade, or even lower grade to PCGS. I am surprised that so many NGC Bust Series coins earn the CAC sticker, when so many of them will not cross to PCGS. In checking Heritage Prices Realized, I find 469 PCGS/CAC Bust Half Dollars, but only 115 NGC/CAC lots. That works out to about four times as many PCGS/CAC CBHs as NGC/CAC CBHs in Heritage auctions.

    The same seems to be the case with Silver Classic Commemoratives. Heritage PR shows 3,173 PCGS/CAC versus only 1,119 NGC/CAC. That works out to almost triple PCGS/CAC versus NGC/CAC.
    I collect Capped Bust series by variety in PCGS AU/MS grades.
  • mkman123mkman123 Posts: 6,849 ✭✭✭✭
    I bet some PCGS coins w/CAC may not even cross to NGC as well!

    Lets not forget a PCGS w/gold cac if resubmitted may not even upgraded!
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  • PerryHallPerryHall Posts: 46,106 ✭✭✭✭✭


    << <i>

    << <i>

    << <i>To me and many others NGC+CAC = PCGS+CAC >>



    I agree with this. However, in many instances the perception within the market and therefore pricing, differs from this for whatever reason. >>



    Its fine with me. I will buy NGC+CAC coins all day long at discounted prices, and have. >>



    Agree except that I have trouble finding NGC+CAC coins that sell for a discount. For some reason the dealers I know won't discount nice coins just because they are in NGC slabs.

    Worry is the interest you pay on a debt you may not owe.
    "Paper money eventually returns to its intrinsic value---zero."----Voltaire
    "Everything you say should be true, but not everything true should be said."----Voltaire

  • PerryHallPerryHall Posts: 46,106 ✭✭✭✭✭


    << <i>Depends on the coin. >>



    Sorry, but you are off topic. We are not talking about coins here. This discussion is about slabs and stickers. Please stay on topic.




    I'm kidding. image

    Worry is the interest you pay on a debt you may not owe.
    "Paper money eventually returns to its intrinsic value---zero."----Voltaire
    "Everything you say should be true, but not everything true should be said."----Voltaire

  • ManorcourtmanManorcourtman Posts: 8,017 ✭✭✭✭✭
    I just sent back two NGC/CAC coins that were dogs imho. They would not have crossed at even one grade lower imho. The series were Seated and Bust halves. I think CAC and NGC have much different standards sometimes, especially in the Bust half area as someone else has already noted. Just my opinion of course.
  • PerryHallPerryHall Posts: 46,106 ✭✭✭✭✭


    << <i>

    << <i>If a CAC sticker indicates a coin is solid for the grade, why would a CAC'd NGC coin be worth less than a PCGS CAC'd coin of the same grade? I hear a lot about "the right plastic" and NGC overgrading compared to PCGS so how does the CAC sticker enter into the equation? >>


    My most recent crossover attempt was an NGC AU-53 CAC 1849-D QE that is now in a PCGS AU-50 CAC holder, and this has played out over and over again in my collection over the last ten-plus years (and 4-5 years with the CAC component). >>



    If CAC gave it a green sticker when it was in an AU53 slab, shouldn't they have given this same coin a gold sticker in a AU50 slab?

    Worry is the interest you pay on a debt you may not owe.
    "Paper money eventually returns to its intrinsic value---zero."----Voltaire
    "Everything you say should be true, but not everything true should be said."----Voltaire

  • PerryHallPerryHall Posts: 46,106 ✭✭✭✭✭


    << <i>It's just a fact.....Most ngc coins will NOT cross to PCGS at grade. Sticker or no sticker. >>



    Sounds like PCGS and CAC have different grading standards.

    Worry is the interest you pay on a debt you may not owe.
    "Paper money eventually returns to its intrinsic value---zero."----Voltaire
    "Everything you say should be true, but not everything true should be said."----Voltaire

  • drfishdrfish Posts: 941 ✭✭✭✭
    How many threads have been posted about cracked PCGS coins sent to PCGS for potential upgrades that actually ended up being downgraded? If I like the look of a coin ,no matter the TPG on the holder, that CAC sticker gives me some piece of mind that the coin is "accurately" graded. We have all seen CAC stickered coins in both TPG holders that are unappealing. "accurate is of course highly subjective" Otherwise no one's coins would ever up or downgrade when cracked out and resubmitted (to the TPG on the holder)
  • RYKRYK Posts: 35,797 ✭✭✭✭✭
    The bottom line is that I insist that all of my coins are in PCGS holders, and I prefer them to be CAC'ed. The latter is optional. I worry less about the grade on the holder so long as I like the look of the coin. It has little to do with any notion that PCGS is better at grading, PCGS coins sell for more, etc. I just like the overall product, the platform, range of services and the registry, offered by PCGS, and I like the uniformity of all of the coins in the same brand holder.

    I think that there are a lot of people here that feel the same.
  • shishshish Posts: 1,149 ✭✭✭✭✭
    I'm convinced that no two 3rd party grading companies grade the same. The fact is the graders use slightly different standards. Combine this with the subjectivity of human grading and it makes perfect sense that may coins will not cross from one company to another at the same grade. I've witnessed that removing a coin from its holder will sometimes change the result of a crossover. Just like removing a coin from its holder will sometimes change the grade. My experience has convinced me that CAC does an outstanding job determining the quality of coins, much better than any of the 3rd party grading companies. In addition, the 3rd party grading companies have said they disregard CAC stickers when grading coins. Much like CAC disregards coins with the plus + or star * designations.
    Liberty Seated and Trade Dollar Specialist
  • shishshish Posts: 1,149 ✭✭✭✭✭
    Count me in, very well said! image

    "I think that there are a lot of people here that feel the same."

    Liberty Seated and Trade Dollar Specialist
  • BAJJERFANBAJJERFAN Posts: 31,082 ✭✭✭✭✭


    << <i>

    << <i>To me and many others NGC+CAC = PCGS+CAC >>



    Disagree 100%. Lots of NGC+CAC don't cross. >>



    But submit them raw and they will. Be interesting how it would work if both PCGS and NGC used the same slab. Supposedly NGC plastic is thicker making evaluation thru the slab more difficult.
    theknowitalltroll;
  • BAJJERFANBAJJERFAN Posts: 31,082 ✭✭✭✭✭


    << <i>

    << <i>It's just a fact.....Most ngc coins will NOT cross to PCGS at grade. Sticker or no sticker. >>



    Sounds like PCGS and CAC have different grading standards. >>




    So whose standards does CAC most closely approach? NGC? PCGS? Neither?
    theknowitalltroll;
  • mkman123mkman123 Posts: 6,849 ✭✭✭✭
    honestly it could be all politics. Downgrade a NGC slab to make it seem like NGC is more lax and make your product more appealing and attract more kool aid.
    CAC doesn't look at the slab, it looks at the overall grade and if the grade is solid. A NGC MS65 w/CAC should look like a PCGS MS65 w/CAC.
    Successful Buying and Selling transactions with:

    Many members on this forum that now it cannot fit in my signature. Please ask for entire list.
  • RYKRYK Posts: 35,797 ✭✭✭✭✭


    << <i>

    << <i>The bottom line is that I insist that all of my coins are in PCGS holders, and I prefer them to be CAC'ed. The latter is optional. I worry less about the grade on the holder so long as I like the look of the coin. It has little to do with any notion that PCGS is better at grading, PCGS coins sell for more, etc. I just like the overall product, the platform, range of services and the registry, offered by PCGS, and I like the uniformity of all of the coins in the same brand holder.

    I think that there are a lot of people here that feel the same. >>



    I agree with this for the most part, however I find myself being less holder biased than I was in the past. I am pretty close to buy the coin and not the holder concept.
    If I see 2 coins graded the same I will pick the nicer of the 2 regardless of holder. However I also tend to cross those coins, if I plan on keeping them long term (greater than 2-3 years). >>


    I frequently buy NGC-graded and ANACS-graded coins, too. Last year, I bought an ICG-graded coin, my first in a long time. I buy raw coins. I buy coins that I like and get them into PCGS holders (if they are not already). Of course, for convenience, given the choice between two identical coins, one in a PCGS holder and the other in an NGC holder, I will buy the PCGS-graded coin, if the price is close. If the NGC-graded coins is significantly less expensive, I will buy it.
  • tradedollarnuttradedollarnut Posts: 20,162 ✭✭✭✭✭


    << <i>It's just a fact.....Most ngc coins THAT COLLECTORS HAVE ACCESS TO BUYING will NOT cross to PCGS at grade. Sticker or no sticker. >>



    Fixed it for you. In general, NGC grades ok - it's just that the vast majority of coins that will cross are crossed before they are ever put up for sale.
  • barberkeysbarberkeys Posts: 4,156 ✭✭✭✭✭
    I say that CAC is just another marketing gimmick. They are not any more consistent than PCGS or NGC. Buy the coin.

    I've seen 3 gold beans on coins of my area of focus, and they were all on coins that were marginal at best.
    Vern
    l
    It's not having what you want, it's wanting what you've got.
  • This content has been removed.
  • telephoto1telephoto1 Posts: 4,889 ✭✭✭✭✭


    << <i>I say that CAC is just another marketing gimmick. They are not any more consistent than PCGS or NGC. Buy the coin.

    I've seen 3 gold beans on coins of my area of focus, and they were all on coins that were marginal at best. >>




    What he said.
    Way too much time, energy and money is wasted on having what is perceived as the right plastic with the right sticker.
    It's stopped being about the coin. Kinda sad really. Problem is, there are still enough kool aid chuggers that will keep on submitting/resubmitting, chasing that grade/sticker/whatever, whether the item deserves it or not.
    And someone's cash register keeps jingling whether they get it or not.

    RIP Mom- 1932-2012
  • bestclser1bestclser1 Posts: 5,566 ✭✭✭
    Of course i have had NGC 65 CAC coins cracked out and upgrade at PCGS too.All depends on the coin,BUT the PCGS holder brings more money most of the time,work,show,and dinner,long day.Have a great one.image
    Great coins are not cheap,and cheap coins are not great!


  • << <i>

    << <i>I say that CAC is just another marketing gimmick. They are not any more consistent than PCGS or NGC. Buy the coin.

    I've seen 3 gold beans on coins of my area of focus, and they were all on coins that were marginal at best. >>




    What he said.
    Way too much time, energy and money is wasted on having what is perceived as the right plastic with the right sticker.
    It's stopped being about the coin. Kinda sad really. Problem is, there are still enough kool aid chuggers that will keep on submitting/resubmitting, chasing that grade/sticker/whatever, whether the item deserves it or not.
    And someone's cash register keeps jingling whether they get it or not. >>



    Well said.
    “When the people find that they can vote themselves money, that will herald the end of the republic.” — Benjamin Franklin


    My icon IS my coin. It is a gem 1949 FBL Franklin.
  • RYKRYK Posts: 35,797 ✭✭✭✭✭
    I have grown to detest these NGC vs. PCGS, CAC vs. no CAC, raw vs. slabbed, OGH vs. new holders, etc. threads.

    In some ways, it is like talking about religion or politics. Established collectors have a belief system that works for them, and no matter what arguments, snide comments, or evidence that one may present, the belief system is not going to budge.

    The bottom line is I like things the way that I like them, and I really do not care if you do not like them that way. I have a reasonable amount of experience, good and bad, that have formed my opinions and drive my behavior. No amount of peer pressure, anecdotes, data, or cajoling is going to make me think or behave differently, and so long as I am harming no one, it really should not matter.

    I would recommend that beginning collectors, as they gain experience, strive to get to this place and worry more about what is inside the holder than what is on the holder.

    This will (hopefully) be the last thing I ever say on the matter.
  • rickoricko Posts: 98,724 ✭✭✭✭✭
    After 13+ years on this forum, let me restate what has always been the mantra....."Buy the coin, not the holder." Sure, if a collector prefers uniform plastic, so be it. If a collector prefers FPG stickers, so be it. Collect what you like.....Personally, I prefer coins.....Cheers, RickO
  • CoinRaritiesOnlineCoinRaritiesOnline Posts: 3,666 ✭✭✭✭


    << <i>I have grown to detest these NGC vs. PCGS, CAC vs. no CAC, raw vs. slabbed, OGH vs. new holders, etc. threads.

    In some ways, it is like talking about religion or politics. Established collectors have a belief system that works for them, and no matter what arguments, snide comments, or evidence that one may present, the belief system is not going to budge.

    The bottom line is I like things the way that I like them, and I really do not care if you do not like them that way. I have a reasonable amount of experience, good and bad, that have formed my opinions and drive my behavior. No amount of peer pressure, anecdotes, data, or cajoling is going to make me think or behave differently, and so long as I am harming no one, it really should not matter. >>



    Good answer.
  • roadrunnerroadrunner Posts: 28,303 ✭✭✭✭✭


    << <i>It's just a fact.....Most ngc coins will NOT cross to PCGS at grade. Sticker or no sticker. >>



    That's my experience with gem NGC type coins over the past 15 years. Auction results bear out the same conclusion. These aren't opinions, but observed facts.

    No. It doesn't matter what the coin is. The same coin transferred from an NGC to PCGS holder in the same grade will almost always sell for more money. If you happen to luck into being an auction consignor when 2 "price is no object" whales bid on your coins, then maybe, you just might luck into a price that ends up as high or higher than PCGS. It doesn't matter if the coin is stickered or not. The PCGS coin will still sell for more money. If one's goal is only to buy nice NGC coins more cheaply, then this is a great system. But when that finally comes to sell, trade or whatever, don't complain that you aren't getting PCGS money for your coins. The NGC discount on the buying side transfers to the selling side as well. No free lunch here unless you're one of the lucky ones that consistently crosses NGC coins over. But, if you're one of the numerous collectors who paid PCGS money for a nice stickered NGC coin that you eventually had to sell at a significant discount, then you have every right to complain.

    If you want to buy NGC + CAC coins at discount then go to major auctions. Even if they bring a premium to sheet values, it will still be less than if they same coin were in PCGS plastic.
    Cracking NGC coins out of their holders and resubmitting raw is not included in the above analyis. Now you're getting a totally unbiased view on the coin, and it will likely grade out for what it is, not what holder it used to be in. The "crack out" vs. "cross" argument yields two totally different results. My own feelings these days is to crack out everything decent that is in an NGC holder (ie A and B level coins). For someone whose collection was >80% NGC coins for the period of 1989-2009, I had considerable "NGC" skin in the game. These are my personal experiences, not opinions or conjectures.
    Barbarous Relic No More, LSCC -GoldSeek--shadow stats--SafeHaven--321gold

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