Paypal warning
jimrad
Posts: 2,777 ✭✭✭
I just got this in an email from paypal - anybody else ever get this:
"We recently changed our pricing so that all PayPal customers can receive
money from friends and family within the US for free. PayPal
merchants receiving money as payment for a purchase, continue to incur
fees.
We’re not sure if you are aware of this, but we noticed that some of
your customers are sending you personal payments for purchases.
Unfortunately, this violates our rules, and we need your help correcting
this. Please don’t ask or allow your customers to use personal
payments to pay for their purchases.
If we continue to see such activity after Sep.29, 2010, we may have to
disable your ability to receive personal payments, and then you will
pay fees for all money received through PayPal."
"We recently changed our pricing so that all PayPal customers can receive
money from friends and family within the US for free. PayPal
merchants receiving money as payment for a purchase, continue to incur
fees.
We’re not sure if you are aware of this, but we noticed that some of
your customers are sending you personal payments for purchases.
Unfortunately, this violates our rules, and we need your help correcting
this. Please don’t ask or allow your customers to use personal
payments to pay for their purchases.
If we continue to see such activity after Sep.29, 2010, we may have to
disable your ability to receive personal payments, and then you will
pay fees for all money received through PayPal."
Positive transactions with: Bkritz,Bosox1976,Brick,captainthreeputt,cpettimd,craigger,cwazzy,DES1984,Dboneesq,daddymc,Downtown1974,EAsports,EagleEyeKid,fattymacs,gameusedhoop,godblessUSA,goose3,KatsCards,mike22y2k,
MULLINS5,1966CUDA,nam812,nightcrawler,OAKESY25,PowderedH2O,relaxed,RonBurgundy,samsgirl214,shagrotn77,swartz1,slantycouch,Statman,Wabittwax
MULLINS5,1966CUDA,nam812,nightcrawler,OAKESY25,PowderedH2O,relaxed,RonBurgundy,samsgirl214,shagrotn77,swartz1,slantycouch,Statman,Wabittwax
0
Comments
You been getting a lot of gift payments?
<< <i>You been getting a lot of gift payments? >>
Fairly common on transactions with people I have dealt with over the years as well as board members to ask "paypal gift payment please"
MULLINS5,1966CUDA,nam812,nightcrawler,OAKESY25,PowderedH2O,relaxed,RonBurgundy,samsgirl214,shagrotn77,swartz1,slantycouch,Statman,Wabittwax
Raw: Tony Gonzalez (low #'d cards, and especially 1/1's) and Steve Young.
<< <i>I tried to send money via paypal gift for the first time not too long ago and it made me pay an extra fee. Is that how it is suppose to work? >>
senders never have to pay a fee - something fishy there
1. Ensuring the receiver gets the full amount your're sending, which means you end up paying the fee.
2. Sending a set amount and the receiver gets the net amount minus the Paypal fees.
So if you're sending $100, you can elect to ensure the receiver gets $100 and you end up paying $103 or so, or you can send the $100 and the receiver gets in the range of $97.25 or so.
I noticed when doing exactly what Jim mentioned below -- sending the purchase price as a gift to the seller. Paypal initially had my settings so that the receiver got the gross amount and I was paying the fee but after a couple minutes of searching I figured out how to adjust the settings. They do the same thing when buying in a foreign currency. You have the choice of Paypal charging you in your home currency (where they act as the money changer) after calculating the exchange rate or just debiting your credit card the foreign currency amount and then your bank acts as the funds trader (and generally fleecing you out of even more money).
Not sure about buyer protection when you send money as a gift though. Pretty sure you can't get the transaction reversed so the seller ends up controlling the situation.
<< <i>I tried to send money via paypal gift for the first time not too long ago and it made me pay an extra fee. Is that how it is suppose to work? >>
Free when the money comes from PayPal balance or bank account.
2.9% + $0.30 USD when the money comes from a debit or credit card or PayPal Credit (the sender decides who pays this fee).
Jeff
Miscut Museum
My Mess
<< <i>
<< <i>You been getting a lot of gift payments? >>
Fairly common on transactions with people I have dealt with over the years as well as board members to ask "paypal gift payment please" >>
Perhaps fairly common -- but it is basically stealing. You are directly violating Paypal's Terms of Services, and benefiting from money transfers with no transaction costs. Shame on you.
<< <i>
<< <i>
<< <i>You been getting a lot of gift payments? >>
Fairly common on transactions with people I have dealt with over the years as well as board members to ask "paypal gift payment please" >>
Perhaps fairly common -- but it is basically stealing. You are directly violating Paypal's Terms of Services, and benefiting from money transfers with no transaction costs. Shame on you. >>
Wow and just Wow,
As usual comments from the type of person who probably doesn't do any real Commerce on the Internet and have no idea just how out of line Paypal is with the real world!!!!!!!!!!!!!!!
I usually don't like to get into this, but how can you point the finger at somebody when they have basically no choice but to use a service and a venue at what would be called Usery or Vig rates. I spend Hundreds and Hundreds of dollars in Fees each month for a Frickin' service I don't want and don't need, was doing fine with direct payments until E-Bay/Paypal decided to get a bigger cut. !!! But I have no choice (E-Bay says I have to use Vito the Mafia's payment service). But I have to pay %12-20 percent of all my sales to these supposed different entity's.
Whatever Dude...Get a Clue!!!!!!!!!!!!!!!
Neil
<< <i>
<< <i>
<< <i>
<< <i>You been getting a lot of gift payments? >>
Fairly common on transactions with people I have dealt with over the years as well as board members to ask "paypal gift payment please" >>
Perhaps fairly common -- but it is basically stealing. You are directly violating Paypal's Terms of Services, and benefiting from money transfers with no transaction costs. Shame on you. >>
Wow and just Wow,
As usual comments from the type of person who probably doesn't do any real Commerce on the Internet and have no idea just how out of line Paypal is with the real world!!!!!!!!!!!!!!!
I usually don't like to get into this, but how can you point the finger at somebody when they have basically no choice but to use a service and a venue at what would be called Usery or Vig rates. I spend Hundreds and Hundreds of dollars in Fees each month for a Frickin' service I don't want and don't need, was doing fine with direct payments until E-Bay/Paypal decided to get a bigger cut. !!! But I have no choice (E-Bay says I have to use Vito the Mafia's payment service). But I have to pay %12-20 percent of all my sales to these supposed different entity's.
Whatever Dude...Get a Clue!!!!!!!!!!!!!!!
Neil >>
Comparing apples to oranges, the gift feature has nothing to do with eBay. They are providing a service. When buying or selling on this board for example, there is nothing stating that Paypal must be used. If you had a storefront and accepted an "instant" payment like CC, etc. you would be paying a similar fee.
<< <i>Neil, I think he was kidding. >>
No he wasn't.
<< <i>
<< <i>Neil, I think he was kidding. >>
No he wasn't. >>
He should have been.
Collecting 1970s Topps baseball wax, rack and cello packs, as well as PCGS graded Half Cents, Large Cents, Two Cent pieces and Three Cent Silver pieces.
In all seriousness, Paypal was great BEFORE ebay took it over. Ebay gets a larger cut than ever from sales, paypal gets a cut and then screws honest sellers out of money via the scam artists on ebay. Ebay forces you to use Paypal (even though they say they give you options) so that they can get an extra cut on every sale. Imagine if ebay said they were taking 10% of every sale now plus fees, people would go nuts and stop selling, but since they force you to use paypal, they already are.
It is always cheaper to NOT sell on ebay
<< <i>
<< <i>
<< <i>
<< <i>
<< <i>You been getting a lot of gift payments? >>
Fairly common on transactions with people I have dealt with over the years as well as board members to ask "paypal gift payment please" >>
Perhaps fairly common -- but it is basically stealing. You are directly violating Paypal's Terms of Services, and benefiting from money transfers with no transaction costs. Shame on you. >>
Wow and just Wow,
As usual comments from the type of person who probably doesn't do any real Commerce on the Internet and have no idea just how out of line Paypal is with the real world!!!!!!!!!!!!!!!
I usually don't like to get into this, but how can you point the finger at somebody when they have basically no choice but to use a service and a venue at what would be called Usery or Vig rates. I spend Hundreds and Hundreds of dollars in Fees each month for a Frickin' service I don't want and don't need, was doing fine with direct payments until E-Bay/Paypal decided to get a bigger cut. !!! But I have no choice (E-Bay says I have to use Vito the Mafia's payment service). But I have to pay %12-20 percent of all my sales to these supposed different entity's.
Whatever Dude...Get a Clue!!!!!!!!!!!!!!!
Neil >>
Comparing apples to oranges, the gift feature has nothing to do with eBay. They are providing a service. When buying or selling on this board for example, there is nothing stating that Paypal must be used. If you had a storefront and accepted an "instant" payment like CC, etc. you would be paying a similar fee. >>
+1 for NEIL .....-1 mr. fruity here....apples and oranges, my arse!!!
I usually don't like to get into this, but how can you point the finger at somebody when they have basically no choice but to use a service and a venue at what would be called Usery or Vig rates. I spend Hundreds and Hundreds of dollars in Fees each month for a Frickin' service I don't want and don't need, was doing fine with direct payments until E-Bay/Paypal decided to get a bigger cut. !!! But I have no choice (E-Bay says I have to use Vito the Mafia's payment service). But I have to pay %12-20 percent of all my sales to these supposed different entity's.
Whatever Dude...Get a Clue!!!!!!!!!!!!!!!
Neil
Neil - no one is forcing you to take paypal. you can get a merchant account and accept credit card payments on your own and not accept paypal. have you looked into a merchant account? those fees are very comparable, if not more than paypal plus most have set up and monthly charges too.
No one is forcing you to sell on ebay. you can always open a brick and mortar store and the 12% in fees will look very cheap. you can always ditch ebay and open your own website. but once you see how much traffic it gets, the 12% in fees from ebay/paypal will again look like a bargain. you could also travel the card show circuit spending hours on travel time, set up and breakdown time and money on table rent.
Joel
Buying Vintage, all sports.
Buying Woody Hayes, Les Horvath, Vic Janowicz, and Jesse Owens autographed items
<< <i>
<< <i>
<< <i>
<< <i>
<< <i>
<< <i>You been getting a lot of gift payments? >>
Fairly common on transactions with people I have dealt with over the years as well as board members to ask "paypal gift payment please" >>
Perhaps fairly common -- but it is basically stealing. You are directly violating Paypal's Terms of Services, and benefiting from money transfers with no transaction costs. Shame on you. >>
Wow and just Wow,
As usual comments from the type of person who probably doesn't do any real Commerce on the Internet and have no idea just how out of line Paypal is with the real world!!!!!!!!!!!!!!!
I usually don't like to get into this, but how can you point the finger at somebody when they have basically no choice but to use a service and a venue at what would be called Usery or Vig rates. I spend Hundreds and Hundreds of dollars in Fees each month for a Frickin' service I don't want and don't need, was doing fine with direct payments until E-Bay/Paypal decided to get a bigger cut. !!! But I have no choice (E-Bay says I have to use Vito the Mafia's payment service). But I have to pay %12-20 percent of all my sales to these supposed different entity's.
Whatever Dude...Get a Clue!!!!!!!!!!!!!!!
Neil >>
Comparing apples to oranges, the gift feature has nothing to do with eBay. They are providing a service. When buying or selling on this board for example, there is nothing stating that Paypal must be used. If you had a storefront and accepted an "instant" payment like CC, etc. you would be paying a similar fee. >>
+1 for NEIL .....-1 mr. fruity here....apples and oranges, my arse!!! >>
We already know you don't mind trying to screw people, you still list your eBay items with the old "I am not responsible once your item ships" line.
And, for what it's worth:
I work for an Internet company, and have for 3+ years. [so, yes, I am very attuned to "Commerce on the Internet"]
How are you "forced" to use a service and venue? You can sell in dozens of places other than Ebay. Selling on Ebay is your choice. Many choose to do business elsewhere. You can do that.
Yes -- Ebay and Paypal offer services, and they do take and make money based on those services. Yes, it might be 12-20% of your gross sales. But again, it is your choice to do so. If you don't want to use the service, sell your collectibles elsewhere. I imagine that you may find that selling on other auction sites, through auctoin houses, by owning your own retail shop, or setting up at shows provide a different set of disincentives to you. But, again, it is your choice, and it seems like you have chosen to sell on Ebay rather than elsewhere.
There are a number of trading and Buy/Sell sites, CU has one here, Net54 has one -- and for those, you don't need to pay a fee, nor do you need to accept Paypal. Again, you have made a conscious decision to utilize Ebay and its services.
Gift payments are supposed to be precisely that -- things like donating money to someone that has cancer, or maybe sending some cash to your kid who is away at college. It is not meant for running a business. And you are stealing from Paypal by subverting their system and directly violating their Terms of Service. You additionally risk losing the "Gift Payment" option for the number of us out there who are good, honest people that love to collect and sometimes honestly use the Gift Payment option for noble means. I can think of a number of people including myselfwho have used such a service to help out collecting friends in need. I sincerely hope that jerks who subvert the system don't ruin it for the rest of us.
Buying Vintage, all sports.
Buying Woody Hayes, Les Horvath, Vic Janowicz, and Jesse Owens autographed items
Comparing apples to oranges, the gift feature has nothing to do with eBay. They are providing a service. When buying or selling on this board for example, there is nothing stating that Paypal must be used. If you had a storefront and accepted an "instant" payment like CC, etc. you would be paying a similar fee.
+1 for NEIL .....-1 mr. fruity here....apples and oranges, my arse!!! >>
We already know you don't mind trying to screw people, you still list your eBay items with the old "I am not responsible once your item ships" line. >>
Carew 1 - hhmag 1
Should get interesting
<< <i>Man, it's too early in the day for popcorn but anyone got any? We need a popcorn icon. >>
A little early for the good stuff!
<< <i>Man, it's too early in the day for popcorn but anyone got any? We need a popcorn icon. >>
PM sent.
Buying Vintage, all sports.
Buying Woody Hayes, Les Horvath, Vic Janowicz, and Jesse Owens autographed items
Anything "bad" that happens to EBAY/PayPal is a "good thing."
There are many legal remedies available to fight the RICO-gang that
are neither petty nor risky; burning the CRIMELORDS for a few bucks
by violating their TOS is both. Using self-help solutions - when others
are available - is not a good policy.
PayPal operates as a corrupt and unregulated "bank." Is cheating them
out of their fees the same as "stealing?" Of course it is.
<< <i>ebay bought pay pal they are a monopoly ,crooks and thiefs ,,,with there fees and scams im really fed up ,,they make stuff up as they go along ,,,i have ebay but despice them ,,,and paypal are a bunch of crooks >>
To be a monopoly it would have to be a service that is essential. Ebay and Paypal do not meet that part because you are not forced to use either.
///////////////////////////////
That is really not the test.
Many non-essential commodity goods/services can be the subject
of a monopoly.
I don't think EBAY/PayPal is a monopoly or a de facto monopoly,
but they could become one.
...........
amen brother!
pass the popcorn
<< <i>
<< <i>ebay bought pay pal they are a monopoly ,crooks and thiefs ,,,with there fees and scams im really fed up ,,they make stuff up as they go along ,,,i have ebay but despice them ,,,and paypal are a bunch of crooks >>
To be a monopoly it would have to be a service that is essential. Ebay and Paypal do not meet that part because you are not forced to use either. >>
A firm need not sell an essential commodity in order to have pricing power, which for most purposes is all that the term 'monopoly' refers to.
As a consumer, it shouldn't surprise anyone that you are trying to maximize access to services while paying as little for that service as possible. But on the same note, it shouldn't surprise you if paypal decides to deactivate your account. The idea that someone might a) circumvent fees charged a firm with which they voluntarily do business, and then b) act outraged when that firm hits them over the head with a hammer, is akin to my son pouting when he doesn't do his chores and then doesn't get his allowance.
This is a world for grown ups. Do what you want, but don't stomp your feet and scream when you learn that those actions can have consequences.
kool-aid...
Looking for 1970 MLB Photostamps
- uncut
Positive Transactions - tennesseebanker, Ahmanfan, Donruss, Colebear, CDsNuts, rbdjr1, Downtown1974, yankeeno7, drewsef, mnolan, mrbud60, msassin, RipublicaninMass, AkbarClone, rustywilly, lsutigers1973, julen23 and nam812, plus many others...
<< <i>...Doesn't EBAY say that you can't even write in your listing that you accept checks and money orders?... >>
//////////////////////////////////////////////
Yup.
Tho, you can usually get away with:
"Checks and Money Orders Accepted ONLY On Local-Pickup Items"
Sometimes CS will ask you to remove it; sometimes not.
(That slug may encourage some buyers to request that
you accept a paper payment.)
..............................
You can, of course, accept paper-payments if the BUYER ASKS
you to do so.
Lets do a little test for those that are standing on their Pulpits, shouting out their Honesty, Integrety, and Moral standing above the rest of us.
You have a set listed on E-bay for $1000.00. BIN no Best Offer. You get an E-Mail from a potential buyer with on offer via Check of your $1000. if you do the deal off E-Bay, end listing and you pay for shipping.
Do You:
A. Say No way !!! I am too morally above everybody else to even think about depriving E-Bay and Paypal of their cut. If you want it, use the BIN so that I can spend $14.00 for shipping and pay E-Bay $63.00 and Paypal $29.30 for a total of $106.30.
B. Sure, end listing, get check in mail, wait to clear, send with Sig DC and Ins. ($14.00) and call it a day.
So do you cost yourself $14.00 or $106.30!
If you in all honesty can claim that you would take option A, then you are a better person than me and I bow myself at your feet....I am Not Worthy, I Am Not Worthy !!!!!!!!!!!!!!!!!!!!!!!!!!!
YeeHah
Neil
<< <i>Afternoon,
Lets do a little test for those that are standing on their Pulpits, shouting out their Honesty, Integrety, and Moral standing above the rest of us.
You have a set listed on E-bay for $1000.00. BIN no Best Offer. You get an E-Mail from a potential buyer with on offer via Check of your $1000. if you do the deal off E-Bay, end listing and you pay for shipping.
Do You:
A. Say No way !!! I am too morally above everybody else to even think about depriving E-Bay and Paypal of their cut. If you want it, use the BIN so that I can spend $14.00 for shipping and pay E-Bay $63.00 and Paypal $29.30 for a total of $106.30.
B. Sure, end listing, get check in mail, wait to clear, send with Sig DC and Ins. ($14.00) and call it a day.
So do you cost yourself $14.00 or $106.30!
If you in all honesty can claim that you would take option A, then you are a better person than me and I bow myself at your feet....I am Not Worthy, I Am Not Worthy !!!!!!!!!!!!!!!!!!!!!!!!!!!
YeeHah
Neil
I take option 'A' all day long. But then, I also wouldn't whine if Ebay caught wind of that and shut down my account.
<< <i>I take option 'A' all day long. But then, I also wouldn't whine if Ebay caught wind of that and shut down my account. >>
+1
<< <i>Afternoon,
Lets do a little test for those that are standing on their Pulpits, shouting out their Honesty, Integrety, and Moral standing above the rest of us.
You have a set listed on E-bay for $1000.00. BIN no Best Offer. You get an E-Mail from a potential buyer with on offer via Check of your $1000. if you do the deal off E-Bay, end listing and you pay for shipping.
Do You:
A. Say No way !!! I am too morally above everybody else to even think about depriving E-Bay and Paypal of their cut. If you want it, use the BIN so that I can spend $14.00 for shipping and pay E-Bay $63.00 and Paypal $29.30 for a total of $106.30.
B. Sure, end listing, get check in mail, wait to clear, send with Sig DC and Ins. ($14.00) and call it a day.
So do you cost yourself $14.00 or $106.30!
If you in all honesty can claim that you would take option A, then you are a better person than me and I bow myself at your feet....I am Not Worthy, I Am Not Worthy !!!!!!!!!!!!!!!!!!!!!!!!!!!
YeeHah
Neil
If eBay actually gave a damn about us sellers then it would be option A, but they don't give a damn so why should I?
I take option 'A' all day long. But then, I also wouldn't whine if Ebay caught wind of that and shut down my account. >>
Boo,
A Little confused!!
Neil
<< <i> >>
I take option 'A' all day long. But then, I also wouldn't whine if Ebay caught wind of that and shut down my account. >>
Boo,
A Little confused!!
Neil >>
My bad, Neil-- I meant option 'B'.