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ARE YOU DIVERSIFIED??

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    garsmithgarsmith Posts: 5,894 ✭✭
    I'm at 50% Coins, 30% Bonds, 20% Stocks and 10% Cash
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    5% coins
    95% cash

    But that is because I mostly collect paper. image
    "Don't talk like an ignarosis."

    I specialize in Wisconsin currency! Looking for information on WI national banknotes. Census stands at 12,318 notes.

    **"Wisconsin National Bank Notes - 2nd Edition" is out!!!" Only $20PPd!!!
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    60% Brunettes
    30% Blondes (AT)
    5% Redheads
    5% Blondes (NT)


    Have a Great Day!
    Louis
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    << <i>20% student loan debt
    20% debt to family
    35% equity line debt
    25% credit card debt...

    ...how's that for diversified?

    Oh, and I have about $42 in my pocket image >>



    Sounds like me but I have $156 in my pocket, lol.
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    60% Coins ----- 0% Cash -------- 350% Credit image
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    cohodkcohodk Posts: 18,766 ✭✭✭✭✭
    12% long equity
    15% short equity
    73% cash

    The above breakdown changes daily.
    Excuses are tools of the ignorant

    Knowledge is the enemy of fear

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    90% real estate (primary residence)
    6% stocks and bonds
    2% cash
    2% coins + bullion
    Retired with pension and benefits.

    Wierd, huh? Master plan is to sell house in one year and live in a cardboard box under the overpass.
    Successful transactions with: DCarr, Meltdown, Notwilight, Loki, MMR, Musky1011, cohodk, claychaser, cheezhed, guitarwes, Hayden, USMoneyLover

    Proud recipient of two "You Suck" awards
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    coinkatcoinkat Posts: 22,886 ✭✭✭✭✭
    no... just diworstified...image

    Experience the World through Numismatics...it's more than you can imagine.

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    BaleyBaley Posts: 22,659 ✭✭✭✭✭
    50% stocks
    30% rental real estate
    20% cash and tangible assets (about half of that coins, the other half split about evenly among cash, cars, art, wine, guns, and ammo & other survival supplies)

    Liberty: Parent of Science & Industry

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    ldhairldhair Posts: 7,176 ✭✭✭✭✭


    << <i>2% Coins
    1% Cash
    10% House
    5% stock
    82% Rental Property

    Weird but true.image >>


    Not to me. It looks very wise.image



    Larry

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    Annuities 5%
    Real Estate 26% Primary Residence
    Stocks & Bonds 63%
    Cash 6%

    Debt 0%

    I don't count my coin collection as an investment. It is just a hobby (albeit, somewhat substantial). I still don't want to rely on my coin collection to finance my retirement. That would not be a sound financial decision, in my humble opinion.

    CollectorMan
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    clarkbar04clarkbar04 Posts: 4,930 ✭✭✭✭✭
    I just happen to have hobbies that are also investments.

    100% stocks, usually.
    MS66 taste on an MS63 budget.
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    jgrinzjgrinz Posts: 985 ✭✭✭
    hm

    0% Stocks / Bonds ( Not ready to jump on that horse again )
    30% Coinage (Gold/Silver)
    15% Residence
    25% Commercial Real Estate
    10% Raw Acreage
    15% Liquid Investments
    5% Cash


    image
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    50% Bottle & Advertising Collection
    40% Coins
    10%Cash
    imageCollector Of All U.S. Gold Coinage!
    Antique Soda Bottles And Antique Soda Related
    Advertising, and many other collectables!
    Life is too short, I might as well buy Gold while I'm still around!image
    image
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    bidaskbidask Posts: 13,945 ✭✭✭✭✭
    A quote from the President of Numismedia on pricing moderns:

    Not that we know of. The problem we have with the modern issues is that they are all rare as soon as the first one is certified. As more coins are certified with the 70 grade the prices will tend to fall. Our prices are a combination of NGC and PCGS certified coins. As you may know PCGS has a smaller population in some issues and the prices reported are extremely high compared to our FMV. We tend to report toward the lower end of the spectrum since we feel that as they grade more coins the prices will move closer toward the NGC levels. We try to keep up with this changing market as we do with other areas but we do not always get pertinent data. Many dealers do not actually have buy prices for the rare modern issues so it is very difficult to find "real" numbers. This is an ongoing project and the numbers are always changing.

    I manage money. I earn money. I save money .
    I give away money. I collect money.
    I don’t love money . I do love the Lord God.




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    bidaskbidask Posts: 13,945 ✭✭✭✭✭


    << <i>

    << <i>Lets play. I have about 18% in coins, 17% in bonds, 35% stocks, and 30% cash. How about you, are you diversified??image >>

    Okay so I am now going to commit more to world coins so that my allocation to coins will go to 21% and my allocation to stocks with emphasis on international will go to 40%, my bond allocation will drop to 13% an my cash will go to 24%.

    I think international stocks will continue to rock and the darkside classic will increasing grow in popularity.image >>

    This has been working for me. At least the stock part of it. I have also picked up some amazing darkside coins at the NYINC and recently held CICF. I have faith in the world coin collector base growing.image
    I manage money. I earn money. I save money .
    I give away money. I collect money.
    I don’t love money . I do love the Lord God.




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    ZoinsZoins Posts: 34,110 ✭✭✭✭✭


    << <i>Coins are my hobby, not my investment portfolio >>

    image
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    ccmorganccmorgan Posts: 1,212 ✭✭✭
    Yes I'm diversified, I can do many different things.
    40% 403B
    40% home equity
    5% coins
    5% misc.
    Love the 1885-CC Morgan
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    curlycurly Posts: 2,880
    Yup....today I had wild mushrooms, sausage gravy and biscuits for supper. Now that's what I called diversified. image
    Every man is a self made man.
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    ccmorganccmorgan Posts: 1,212 ✭✭✭


    << <i>Yup....today I had wild mushrooms, sausage gravy and biscuits for supper. Now that's what I called diversified. image >>



    Curly.... morels?image
    Love the 1885-CC Morgan
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    DarkmaneDarkmane Posts: 1,021
    I'm 23, just out of college, not yet employed... or making money... I am working full time in an internship.


    I would approximate 11k in coins (all saved while in college) 5k in the bank... so....

    70% coins
    30% cash


    1200% college debt
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    curlycurly Posts: 2,880


    << <i>

    << <i>Yup....today I had wild mushrooms, sausage gravy and biscuits for supper. Now that's what I called diversified. image >>



    Curly.... morels?image >>





    Ohhhh yeah! Yellow sponges, Mrs. curly went hog wild.
    Every man is a self made man.
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    MoneyCollectorMoneyCollector Posts: 451 ✭✭✭
    An almost perfectly balanced portfolio (by wieght):

    33.3% Silver
    33.3% Gold
    33.3% Platinum
    0.1% Belly Button Lint image

    Randy
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    RarityRarity Posts: 1,415 ✭✭✭✭
    My holding comprises of

    Cash
    Gold (bullion and US coins)
    Silver (US coins)
    BEP Premium Federal Reserve note sets

    Casino Chips (various denominations, flawless, no finger prints)image
    "New-In-Box" Rockport shoes and "New-In-Bag" Levi's Jean image
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    %50 stocks (well diversified)
    %30 real estate (including my home)
    %10 bonds (us and international)
    %7 cash
    %3 coins
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    RotatedRainbowsRotatedRainbows Posts: 2,085 ✭✭


    << <i>Yup....today I had wild mushrooms, sausage gravy and biscuits for supper. Now that's what I called diversified. image >>



    imageimageimage
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    JoflaxJoflax Posts: 979
    Am I diversified ??
    Yeah I owe everybody!!

    10% stocks
    20% bullion
    20% rental property
    50% cash in money market waiting for stocks to crash
    Coins and My house are not what I consider investments....they are places of refuge
    Buy the dips!!!
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    mgoodm3mgoodm3 Posts: 17,497 ✭✭✭
    <5% in coins.
    some in real estate
    bonds
    stocks
    debt (not mine)
    yada, yada, yada
    coinimaging.com/my photography articles Check out the new macro lens testing section
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    TwoSides2aCoinTwoSides2aCoin Posts: 44,020 ✭✭✭✭✭
    I didn't bounce any checks this week, there are groceries in the fridge. The lights are on and the kids are content, I was late picking up the grandchild from daycare for my daughter today and had to pay twenty bucks to the daycare lady for the extra hour.
    Yeah, I'm divorcified. image
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    LincolnCentManLincolnCentMan Posts: 5,347 ✭✭✭✭
    20% platinum eagles
    20% lincoln cents
    20% buffalo nickles
    20% type set
    20% toner morgans

    image

    -David
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    bidaskbidask Posts: 13,945 ✭✭✭✭✭
    I am taking some profits in stocks and cutting back by 10% across all stock asset classes across the board.
    I manage money. I earn money. I save money .
    I give away money. I collect money.
    I don’t love money . I do love the Lord God.




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    mach19mach19 Posts: 4,002 ✭✭


    << <i>I am taking some profits in stocks and cutting back by 10% across all stock asset classes across the board. >>




    I am doing the same thing with coins, & going to reinvest instead of cutting back. I am going to let My stocks ride, 15% every week into a 401K.
    TIN SOLDIERS & NIXON COMING image
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    DoubleEagle59DoubleEagle59 Posts: 8,217 ✭✭✭✭✭
    I think now's the time to have Cash on hand. In the long term though, I would not want to hold US dollars.
    Perhaps Euros, some Asian currency and the Canadian dollar may be better.
    "Gold is money, and nothing else" (JP Morgan, 1912)

    "“Those who sacrifice liberty for security/safety deserve neither.“(Benjamin Franklin)

    "I only golf on days that end in 'Y'" (DE59)
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    UtahCoinUtahCoin Posts: 5,345 ✭✭✭✭✭
    40% Real Estate (What I call Blue Chip real estate)
    20% Stocks & Bonds
    10% Coins & Currency
    10% CD's
    10% Mutual Funds
    5% Cash
    5% Gold & Silver

    And for you young bucks to consider....
    NO credit card debt (none for the last 20 years)
    NO mortgage
    NO car loans (none for the last 15 years)
    NO debt of ANY kind.

    54 years old, 4 kids at home, completely debt free. You can do it too!


    I used to be somebody, now I'm just a coin collector.
    Recipient of the coveted "You Suck" award, April 2009 for cherrypicking a 1833 CBHD LM-5, and April 2022 for a 1835 LM-12, and again in Aug 2012 for picking off a 1952 FS-902.
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    25% Ex-wife #1
    35% Ex-wife #2
    20% Current wife
    20% Coins, Stocks, Bonds
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    coinlieutenantcoinlieutenant Posts: 9,305 ✭✭✭✭✭
    Of net worth? Interesting...hadnt thought about it really. Rudimentary calculation show:

    42% cash
    26% real estate
    25% coins/coin capital
    7% Stocks

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    I got out of the market as a whole today.... 100% cash now.. retirement $, bonds, mutual funds, I sold e v e r y t h i n g...(18% return YTD). I no longer have that "warm fuzzy feeling" I used to have when the economy was humming along... Gas keeps rising, real estate is staying flat... market has been going like hotcakes.... Most economic figures point to a "robust" outlook but I'm happy with my 18% and will stay out of the market all year if need be... I'm happy with the return. As far as %...

    Cash: 65%
    Investment property: 33%
    Coins: 2%
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    percybpercyb Posts: 3,303 ✭✭✭
    diversification keeps one from making big money.
    "Poets are the unacknowledged legislators of the world." PBShelley
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    bidaskbidask Posts: 13,945 ✭✭✭✭✭


    << <i>diversification keeps one from making big money. >>

    Have you ever heard of the story of the tortoise and the hare?image
    I manage money. I earn money. I save money .
    I give away money. I collect money.
    I don’t love money . I do love the Lord God.




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    droopyddroopyd Posts: 5,381 ✭✭✭
    93% real estate
    4% pension/401k
    1% coins
    1% other collectables
    1% cash
    Me at the Springfield coin show:
    image
    60 years into this hobby and I'm still working on my Lincoln set!
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    << <i>The only truly valuable things will be guns, ammo, food, clean water, and good clothing. >>



    Don't forget two of the most valuable items (in the event of total economic collapse): salt and coffee.
    I heard they were making a French version of Medal of Honor. I wonder how many hotkeys it'll have for "surrender."
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    ShamikaShamika Posts: 18,762 ✭✭✭✭

    Although my collection is relatively valueable, I've never considered it part of my investment. If my collection makes money for me I'll be happy. But I'll never ever count on it.


    Buyer and seller of vintage coin boards!
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    3% in coins
    60% in houses equity
    25% in 401K
    10% in other property
    3% in cash

    No debt other than house

    I like coins, but it's just a hobby. Not much more than that. I prefer my 401k and house for actual gaining. 401k gets over 25% and houses since 2001 have gotten me about 200%, but that will likely slow or stop soon. I would have done coins earlier, but had to work on the no other debt first. Seems silly go have high interest credit cards and such while putting money into a hobby that will not likely make as much in return as you pay interest.
    Beginner that wants to learn.
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    Dahooahide?

    50% stocks + 40% property + 9% coins + 1% cash = 10 bucks......


    AL
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    holeinone1972holeinone1972 Posts: 5,348 ✭✭✭
    Sure I have raw 20th anniversary sets, NGc 20th anniversary sets, PCGS 20th anniversary sets, and reverse proof singles.

    Looks diversified to me. image
    image
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    mrearlygoldmrearlygold Posts: 17,858 ✭✭✭


    << <i>ARE YOU DIVERSIFIED??

    Yes. My portfolio consists of 1/3 coin inventory, 1/3 coin collection, and 1/3 credit card debt. >>



    image
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    << <i>Am I diversified ??
    Yeah I owe everybody!!

    10% stocks
    20% bullion
    20% rental property
    50% cash in money market waiting for stocks to crash
    Coins and My house are not what I consider investments....they are places of refuge >>

    Still waiting for stocks to crash
    Buy the dips!!!
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    << <i>10% liquid assets, 90% no common sense. >>

    ... Their you go...... "And You Think he's Blind,????" And He will always be one of us...
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    AUandAGAUandAG Posts: 24,618 ✭✭✭✭✭
    85% silver coins, 5% gold coins and the balance in copper and nickel.

    Oh, about 10% of the coin value in cash.

    Oh, about 10% of the coin value in stocks.

    Hmmm, does not make a hill of beans of sense does it?

    bobimage
    Registry: CC lowballs (boblindstrom), bobinvegas1989@yahoo.com

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