ARE YOU DIVERSIFIED??

bidask

Lets play. I have about 18% in coins, 17% in bonds, 35% stocks, and 30% cash. How about you, are you diversified??

SilverEagles92

95% coins, 5% cash!!

WoodenJefferson

10% liquid assets, 90% no common sense.

RYK

65% stocks
20% bonds
15% cash

Coins are my hobby, not my investment portfolio

rec78

Yes I collect:
Bust
Seated
Commemorative
Copper
Nickel
Proof
Modern
Barber
Morgan
Coins -- 100%

bidask

<< <i>65% stocks
20% bonds
15% cash

Coins are my hobby, not my investment portfolio >>

They are my hobby too, but I find them making up more of a % of the classic other three ( stocks, bonds , cash) when combined together. The kind of coins I buy and the $$ in I cannot ignore that it is also an investment. Kinda my own 'private equity' if you will.

DJC

20% student loan debt
20% debt to family
35% equity line debt
25% credit card debt...

...how's that for diversified?

Oh, and I have about $42 in my pocket

roadrunner

I'm not particularly well diversified in coins nor in my overall finances
for whatever that means.

If everyone is "diversified" in about the same way, is that really diversification or being a flock member?

roadrunner

JRocco

<< <i>65% stocks
20% bonds
15% cash

Coins are my hobby, not my investment portfolio >>



I'm with RYK, except I am not a Bond guy--so bump up the % of stocks, decrease the Bond % and we are close.
Like RYK, my coin money is not an investment vehicle, its my hobby.

bidask

When I see doomsday scenario's/questions on the board, it prompts me to originate a post like this.

bidask

<< <i>I'm not particularly well diversified in coins nor in my overall finances
for whatever that means.

If everyone is "diversified" in about the same way, is that really diversification or being a flock member?

roadrunner >>

I don't know the answer to that question. There is really no right are wrong if the economy is humming along. It really only becomes an issue for one's finances in the event of a serious economic downturn or doomsday. The question of diversification is a reflective one.

roadrunner

If all the boomers are diversified about the same and are looking to cash out over the next 5-20 years, that's a problem. Whose gonna be there to pick up their stock and bond portfolio's? I do have to wonder if everyone has about 65-80% in stocks is that truly diversified?

I'm underdiversified in coins (too many saints and too much type)
and underdiversified in stocks (too many gold stocks for example) and overdiversified into bullion. What's a person to do???

roadrunner

MrEureka

ARE YOU DIVERSIFIED??

Yes. My portfolio consists of 1/3 coin inventory, 1/3 coin collection, and 1/3 credit card debt.

SkyMan

If there is a doomsday, rare coins will be worth squat, as, for that matter, will be gold. The only truly valuable things will be guns, ammo, food, clean water, and good clothing. It always amazes me how rare coin collectors talk about doomsday, financial or otherwise, and don't realize there is a reason why it is called DOOMSday.

I buy coins as a hobby, but they are worth about 1.8% of my total assets (that includes my house).

Oh, and no, I'm not prepared for doomsday, it's not a world I'd care to live in.

LindeDad

33 1/3% Half Dollars
33 1/3% Quarters
33 1/3% Others

My investments have nothing to do with the U.S. Coin Forum.

roadrunner

There have been smaller doomsdays and breakdowns in civilization as far back as recorded history. It seems that in each case an effort was made to bring along the gold (using food and ammo as supplies). Barring a complete reversal to cuckroaches and Cher, gold will still be a prized commodity. Those that have the shelter, food and water will want gold, oil and other commodities in their holdings.

If there is a catastrophic doomsday, most everything you have now will be worth squat.

roadrunner

Julio

I kept my meager coin collection and went all cash last week. I do own a small amount of silver.
I will most likely get back in the market sometime next year.
There is nothing wrong with cash, I sleep better. . jws

jdimmick

90% cash*

10% coins


*The amount in cash only becuase we are looking at buying a new home as soon as prices level out next year. That way I dont have to worry about dealing with a mortgage.

Coxe

I would hipshot 40% real estate, 25% stocks, 20% bonds, and 15% coins. I keep idle cash to a minimum.

garsmith

55% Coins
25% Stocks/Bonds
10% Cash

10% Set aside for my December trip to the Philippines, Sherlene and my church wedding ceremony in December and for bringing Sherlene home with me in January if her visa is ready!

mirabela

In no particular order

3% bonds
40% stocks
6% cash
2% gold
6% coins
42% real estate (other than primary residence)

That last number has me a little bit concerned lately, but none of it is in hyperinflated local markets, and some of it is leveraged so that the properties themselves do not have to appreciate all that much for my stake in them to grow at a happy clip. I'm not really worried yet.

CharlotteDude

I'd have to say:

60% stocks/mutual funds
20% cash
10% treasuries
10% Gold bullion

I don't consider my coins an investment, although the majority certainly have appreciated over the last 10-15 years.
If I had to factor 'em in... they would come in around 15% compared to the remainder of my investments.

'dude

Dog97

My weasel broker won't return my calls on the weekend to tell me but I think it's about
65% stocks
10% bonds
25% coins
1% cash
I've got plenty of guns & ammo so when the shiat hits the fan I'll be taking my food, water & cash from the people that do not have any guns or ammo.

Nic

Everybody rents a home or apartment? K

fcloud

NO!

SkyMan

<< <i>...Barring a complete reversal to cuckroaches and Cher... >>



LOVED it!

Hey, let's not forget breast implants (and Twinkies?), they're bound to be scattered all around southern california. Come to think of it, would breast implants be considered a concealed asset?

Myqqy

I've got plenty of guns & ammo so when the shiat hits the fan I'll be taking my food, water & cash from the people that do not have any guns or ammo.

bidask

<< <i>If all the boomers are diversified about the same and are looking to cash out over the next 5-20 years, that's a problem. Whose gonna be there to pick up their stock and bond portfolio's? I do have to wonder if everyone has about 65-80% in stocks is that truly diversified?

I'm underdiversified in coins (too many saints and too much type)
and underdiversified in stocks (too many gold stocks for example) and overdiversified into bullion. What's a person to do???

roadrunner >>

If we maintain free markets, then I think the answer to your first question may be foreigners.

Your second question, my experience has been a decrease in stock holdings, for those in the stock market, as one ages. Coins, well for some of us they remain an investment/hobby and for others a hobby. No right or wrong there.

I would say though that I believe the darkside is a really overlooked area and fast growing ( just by the sheer number of new collectors happening worldwide with there own growth of economic fortune). I think the US market is what it is, but the opportunities are more plentiful in the world coin market, ( for collectors and investors). Why, because there is alot less competition to seek and buy new collectable coin areas at very reasonable prices.

Stocks, well again international has been roaring for several years and should offer good growth long term.

One of the overall goals of diversification is to hopefully have something going up even if something else you own may be going down.

JJM

yes, 10%coins 60% stock 30% cashshish

1201reset

Diversified?!?!, I'm downright PETRIFIED!!!

Shamika

I don't consider my coin collection part of my investment stradegy. If I did, I wouldn't be collecting.

fishcooker

Hell no I'm not diversified. That went out with the 1990's.... I'll worry about being diversified after I have $10 million.

morgansforever

Sure I'm diversified, land, Bond's rookie cards 11T Tiffany, 96 Eagles, and ugly 93S's

prooflike

Oh, and I have about $42 in my pocket

that's about $37 more than me!

BlindedByEgo

I just seem to accumulate "stuff". Doomsday happens, I only need one bullet.

renman95

100% plastic

UncleJoe

Real estate: 49%
Bonds: 22%
CD's: 22%
Coins: 4%
Stock: 2%
Cash: 1%
Pension: Priceless

I'm gearing up for retirement.

Joe.

Longacre

Just checked. For my main account: 93.5% stocks; 6.5% bonds and short term. Coins don't factor into diversification for me.

jdsinva

I'm a collector that collects coins as a hobby. I don't consider it an investment.

For investments, I have a 401K account and an account with a brokerage.

nankraut

Am I diversified?? Nah, I'm heterosexual.

Bear

70% in guns.......30% in shells.

Steve27

No coin investments for me, it's just a hobby.

MisterBungle

> "ARE YOU DIVERSIFIED??"
----------------------------------------------
Yeah, I got no money, spread over a
wide area!!

~

Coxe

<< <i>70% in guns.......30% in shells. >>



Wouldn't significantly more ammo than guns make a lot more sense?

Julio

Am I diversified?? Nah, I'm heterosexual.

. jws

ldhair

1% Coins
9% Cash
90% Rental Property
No stocks, no bonds, no worry.

TavernTreasures

95% Beer, 5% Beer money.

AJ2525

Near as I can figure...

1.2% coins
13% bonds
61% equities (13% foreign stocks)
15% cash (4% more will go to my daughters college 529 plans in the new year)
10% primary residence

oops,
1% in bullion

I still don't count the coins as an investment but I am not ignoring the amount of money they are worth. I haven't figured out what my coins are worth for about two years. From 2000 to 2004 my collection was increasing at a 40% a year clip.

I figure I'll keep accumulating very low value coins until I get tired of them. So far I still enjoy them and I am sitting here going through $10 in nickels....

bidask

<< <i>Lets play. I have about 18% in coins, 17% in bonds, 35% stocks, and 30% cash. How about you, are you diversified?? >>

Okay so I am now going to commit more to world coins so that my allocation to coins will go to 21% and my allocation to stocks with emphasis on international will go to 40%, my bond allocation will drop to 13% an my cash will go to 24%.

I think international stocks will continue to rock and the darkside classic will increasing grow in popularity.

Tonedbuff

90% stock and bond
5% cash
5% coins

bidask

I am now 55% stocks. I am taking money off the table in some oil stocks and raising my international stock exposure to 25% of total stocks with 70% in large caps and 5% in small caps.

In the international weighting I am going about 18% in Japan, 12% in emerging markets and balance in developed markets.

Bond weighting drops to 10% and cash reserves remain at 24%.

Rare coins remain at 21% but more emphasis on international.

For 2007, I am bullish equities but am waiting to commit more from cash after a 7% plus correction. Rare, original surfaces coins will continue to climb. Bonds will become less significant.