eBay laziness. Are you feeling it?
braddick
Posts: 23,965 ✭✭✭✭✭
It's getting now where I see a coin I may want, but if the seller doesn't take on-line payments (Billpoint or Paypal) I will pass. It isn't that I'm looking for the extra protection these services offer (off your CC), but instead, admittingly, it's just a form of laziness on my par! I just don't want to hassle getting a MO or Cashier's Check.
My favorite auction is one where the BIN is a great price, and I can instantly pay right after closing the auction out with that BIN and a few days later, there's the coin.
Man, talk about lazy...
My favorite auction is one where the BIN is a great price, and I can instantly pay right after closing the auction out with that BIN and a few days later, there's the coin.
Man, talk about lazy...
peacockcoins
0
Comments
Cameron Kiefer
Russ, NCNE
Selling over eBay, I've had two instances where the buyers were within walking distance of my house!
So, enjoy the ease of online payments - but if your PayPal number comes up, you'll get down on your old wrinkled knobby knees and thank all the gods of the universe that there is an alternative to those electronic, scum sucking, braindead zombies
If someone knows my real address, no big deal to me. Not like there are a lot of Dagen's running around Texas. I don't keep coins lying around the place, and I have multiple forms of security in place, including those traditional Texas methods of home defense.
I generally just have Paypal take the money straight from my checking account so that I don't have to keep money in the actual PP account. I have heard horror stories about Paypal, but have never had in problems in several years of using them, but don't keep money there just to be on the safe side. Would like to hear about Pushkin's experience mentioned here as well.
I also agree about the hassle of mailing checks/MO. I personally just use a check (if not using PP) and wait the extra time if need be - unless I am in a big hurry to receive the item purchased. Most Sellers will go ahead and mail purchased item if you ask them too, if you have good feedback - and bring it to their attention. Since I live in the boonies, there are no lines to stand in at post office, but they close for lunch, close at 4 PM and are not open on Saturdays, which is a big pain.
One added comment: I refuse to buy from Sellers who have inflated shipping costs.
New to this forum, but not new to eBay ........
I resemble that remark!
Clark
If you're into rare varieties and see one not listed as such by the seller, or find a rare coin at a very good price, then passing because of the sellers payment requirements is pretty dumb.
It's really not all that much trouble to buy a money order if that's what the seller wants.
Ray
The manifold problems at Paypal is precisely why I opened a new checking account that is dedicated only to accepting Paypal payments. It has no money in it, and any that comes in to my Paypal account is immediately swept in to the checking account, and withdrawn. The credit card I linked to the account is also dedicated to Paypal and is very low limit.
They could go completely insane, drain all 10 millions users, and get practically nothing from me.
Russ, NCNE
In your case it wasn't laziness, it was encouragement.
Russ, NCNE
You are absolutely right, it is the only way to go with PayPal. As you said, open a separate, small balance checking account and a very low credit limit credit card, and shift your funds fast.
I won't go into all the gory details of my experience because, for one thing, nobody would believe most of it, I still sometimes think it was a nightmare and not reality
Filed complaint against fraudulant seller - all supporting docs, etc. What does PayPal do, FREEZE my account! Talked to a series of frontal labotomies, zombies, robots disguised as humans at PayPal "CUSTOMER SERVICE"
Note: until this experience - PayPal had worked wonderfully - they really suckered me in.
The convenience is enticing, but would I really want to do business with that company again - NO, NO, NO!
Just one fool's experience.
EDIT:
Thank you for your attention - a PM just arrived suggesting I go pet the cat. Good idea.
I believe every word. You are not alone with that type of experience. I know of people who have had as much as $20,000 frozen over trivially small dollar amounts and weeks of trying to solve the problem. I know of other people who've had their checking accounts tapped without notice, and without permission. Combine that with Paypal's very precarious financial situation, and they are a recipe for disaster. This is why I refused to use Paypal for so long.
Russ, NCNE
i too have an auxiliary checking account and minor credit card on file with paypal.
life is good.
To clarify things I was posting to the thread started by Braddick. I wasn't responding to your comments.
In this hobby there are coins that are rare and those that are common.
The common coins will always be available and a buyer can choose the time and terms of purchase. On this type of stuff, passing because you don't care for the seller's terms is fine.
On the other hand, some coins are seldom available, and must be obtained when oppurtunity presents itself. Also, there are die varieties of coins that are very rarely available, and the astute collector will obtain them when he or she can.
To do otherwise simply because it takes a little effort to go the the post office and buy a money order can't be real smart.
Ray
I get off work @ 3:30 and haul butt to get to the bank by 5:00 to get the cash.
The next day I get off work @ 3:30 and haul butt to get to the Post Office by 4:30 to get money order.
That is if we don't have cranes or concrete trucks on the job late or get behind some silly tourist driving 20 MPH and slamming on brakes at every driveway trying to figure out if that is the right beach house he's sposed to be staying in that week.
Then that ruins 2 afternoons I could be stopping at the beerjoint instead.
Russ, NCNE
Speaking of PAYPAL- I've actually had no major problems at all. But my checking account falls in the ~1% of banks that can't be confirmed for verification. So, I can't get verified to raise my spending limit. I'm now working on my second account with a "yahoo" email address. I live in a semi-secluded area and don't have many banking options. I wish they'd change that rule, or accept my bank.
Proof Dime Registry Set
More and more, I am getting ebay lazyness, both buying and selling. I used to put $20 items for sale on ebay, but it's just not worth the hassle sometimes. Also, I have ebay lazyness buying as well. Heck, even if they accept paypal, it can be somewhat of a pain, typing up my address, etc.
JJacks
The next day I get off work @ 3:30 and haul butt to get to the Post Office by 4:30 to get money order.
You can use a debit card to pay for a money order at the Post Office.
Neptune - In lathmach's defense, I sorta' figured he wasn't "talkin' to/at you", but I felt the same feeling you did and just refrained from posting. He!!, even after he PCed it, I still feel "beneath" him. I want to be astute too.
Now, all joking aside; Lathmach, if feels/sounds/reads like your being condescending. I s'pose it could just be my thin skin tho'. Generally, I enjoy most of your posts, I think.