@TelecomFab said:
Super! Just what society needs...another ignorance and fear-based person puking fear on others over a million's to one odds occurrence. This paranoia and exploration thereof is what has allowed society to be brainwashed into believing that corporate America cares about you and that your fellow man is the enemy.
Disgusting!
Here's a paranoid free emotionless FACT: the odes of your mail getting "lost" is 1 in 20,000. Of those less than 1% are theft. I think that equates to a .005% loss rate and a .00005% (aka 1 in 2 million) theft rate.
Here's another fun FACT: Your chances of being killed in a car crash are 1 on 103.
So yes, let's all get paranoid about 1 in 2 million chance of a check getting stolen from the USPS so that our dear friends Corporate America can step in and rescue (take absolute control over) us all.
UGH!
Is there no more courageous, intelligent self-thought left in humanity?
While I agree with your general sentiment, those statistics are apples and oranges. That's a 1 in 2 million chance of a single letter being stolen versus a lifetime odds of 1 in 103, i.e. not 1 in 103 for every car trip.
If you send 20,000 letters in your lifetime, the odds are actually similar.
If you figure paying just 5 bills per month by mail during 60 adult years of life, that's 3600 checks mailed. That's a roughly 1 in 5.6 change of one being lost and a roughly 1 in 560 chance of having a check stolen.
So you're still 5.5x more likely to be killed in a car crash but the odds are closer than you make them out.
And, of course, the more important question is the odds of electronic theft vs mail theft. And what are the odds of actual unreimbursed loss via the two methods of payment?
I can't trust this analysis because nowhere did you identify even one thing you stated as a FACT
I used the numbers of the person I was responding to. You can Google it if you want. You will find 1 in 103 or 1 in 107 as the auto risk.
I don't know where he got the mail theft numbers. I find numerous numbers for that, some of which are higher than the number he used. I was simply pointing out the flaw in his comparison. I make no affirmative statements.
Please take it up with the original poster. Apparently you have no problem with his numbers.
@TelecomFab said:
Super! Just what society needs...another ignorance and fear-based person puking fear on others over a million's to one odds occurrence. This paranoia and exploration thereof is what has allowed society to be brainwashed into believing that corporate America cares about you and that your fellow man is the enemy.
Disgusting!
Here's a paranoid free emotionless FACT: the odes of your mail getting "lost" is 1 in 20,000. Of those less than 1% are theft. I think that equates to a .005% loss rate and a .00005% (aka 1 in 2 million) theft rate.
Here's another fun FACT: Your chances of being killed in a car crash are 1 on 103.
So yes, let's all get paranoid about 1 in 2 million chance of a check getting stolen from the USPS so that our dear friends Corporate America can step in and rescue (take absolute control over) us all.
UGH!
Is there no more courageous, intelligent self-thought left in humanity?
While I agree with your general sentiment, those statistics are apples and oranges. That's a 1 in 2 million chance of a single letter being stolen versus a lifetime odds of 1 in 103, i.e. not 1 in 103 for every car trip.
If you send 20,000 letters in your lifetime, the odds are actually similar.
If you figure paying just 5 bills per month by mail during 60 adult years of life, that's 3600 checks mailed. That's a roughly 1 in 5.6 change of one being lost and a roughly 1 in 560 chance of having a check stolen.
So you're still 5.5x more likely to be killed in a car crash but the odds are closer than you make them out.
And, of course, the more important question is the odds of electronic theft vs mail theft. And what are the odds of actual unreimbursed loss via the two methods of payment?
I can't trust this analysis because nowhere did you identify even one thing you stated as a FACT
I used the numbers of the person I was responding to. You can Google it if you want. You will find 1 in 103 or 1 in 107 as the auto risk.
I don't know where he got the mail theft numbers. I find numerous numbers for that, some of which are higher than the number he used. I was simply pointing out the flaw in his comparison. I make no affirmative statements.
Please take it up with the original poster. Apparently you have no problem with his numbers.
I believe the reply was meant to be humorous! As in the OP's numbers must be more reliable than yours simply because he peppered his post with the word FACT
@davewesen said:
How do you 'wash away' without messing up check? Was it deposited by photo? Would they not be able to trace back who got the deposit?
A few years ago I got scammed on the BST with a printed check with bogus bank routing/account information. It took 5 weeks until it made it back to me with my additional bank charges.
Ive tried it once as an experiment, you can put the check in isopropyl alcohol and the ink will dissolve. When I did it, it still left some residual color and shadow of the old text but the ink was almost gone. Im sure the professionals have improved methods and can make it look untampered.
Would this NOT also wash away the signature?
I decided to change calling the bathroom the John and renamed it the Jim. I feel so much better saying I went to the Jim this morning.
@davewesen said:
How do you 'wash away' without messing up check? Was it deposited by photo? Would they not be able to trace back who got the deposit?
A few years ago I got scammed on the BST with a printed check with bogus bank routing/account information. It took 5 weeks until it made it back to me with my additional bank charges.
Ive tried it once as an experiment, you can put the check in isopropyl alcohol and the ink will dissolve. When I did it, it still left some residual color and shadow of the old text but the ink was almost gone. Im sure the professionals have improved methods and can make it look untampered.
Would this NOT also wash away the signature?
Yes, you would avoid submerging any ink that you want to preserve.
We had 6 letters, with checks, fished out of a collection box in the Spring. One was washed and raised to over $4000. We had to close out account and start a new one. The bank refunded our money in 2 days. I will never drop a letter in a collection box again. I park and go inside to mail letters.
@TelecomFab said:
Super! Just what society needs...another ignorance and fear-based person puking fear on others over a million's to one odds occurrence. This paranoia and exploration thereof is what has allowed society to be brainwashed into believing that corporate America cares about you and that your fellow man is the enemy.
Disgusting!
Here's a paranoid free emotionless FACT: the odes of your mail getting "lost" is 1 in 20,000. Of those less than 1% are theft. I think that equates to a .005% loss rate and a .00005% (aka 1 in 2 million) theft rate.
Here's another fun FACT: Your chances of being killed in a car crash are 1 on 103.
So yes, let's all get paranoid about 1 in 2 million chance of a check getting stolen from the USPS so that our dear friends Corporate America can step in and rescue (take absolute control over) us all.
UGH!
Is there no more courageous, intelligent self-thought left in humanity?
While I agree with your general sentiment, those statistics are apples and oranges. That's a 1 in 2 million chance of a single letter being stolen versus a lifetime odds of 1 in 103, i.e. not 1 in 103 for every car trip.
If you send 20,000 letters in your lifetime, the odds are actually similar.
If you figure paying just 5 bills per month by mail during 60 adult years of life, that's 3600 checks mailed. That's a roughly 1 in 5.6 change of one being lost and a roughly 1 in 560 chance of having a check stolen.
So you're still 5.5x more likely to be killed in a car crash but the odds are closer than you make them out.
And, of course, the more important question is the odds of electronic theft vs mail theft. And what are the odds of actual unreimbursed loss via the two methods of payment?
I can't trust this analysis because nowhere did you identify even one thing you stated as a FACT
I used the numbers of the person I was responding to. You can Google it if you want. You will find 1 in 103 or 1 in 107 as the auto risk.
I don't know where he got the mail theft numbers. I find numerous numbers for that, some of which are higher than the number he used. I was simply pointing out the flaw in his comparison. I make no affirmative statements.
Please take it up with the original poster. Apparently you have no problem with his numbers.
I think your friendly-sarcasm detector was turned off.
@TelecomFab said:
Super! Just what society needs...another ignorance and fear-based person puking fear on others over a million's to one odds occurrence. This paranoia and exploration thereof is what has allowed society to be brainwashed into believing that corporate America cares about you and that your fellow man is the enemy.
Disgusting!
Here's a paranoid free emotionless FACT: the odes of your mail getting "lost" is 1 in 20,000. Of those less than 1% are theft. I think that equates to a .005% loss rate and a .00005% (aka 1 in 2 million) theft rate.
Here's another fun FACT: Your chances of being killed in a car crash are 1 on 103.
So yes, let's all get paranoid about 1 in 2 million chance of a check getting stolen from the USPS so that our dear friends Corporate America can step in and rescue (take absolute control over) us all.
UGH!
Is there no more courageous, intelligent self-thought left in humanity?
While I agree with your general sentiment, those statistics are apples and oranges. That's a 1 in 2 million chance of a single letter being stolen versus a lifetime odds of 1 in 103, i.e. not 1 in 103 for every car trip.
If you send 20,000 letters in your lifetime, the odds are actually similar.
If you figure paying just 5 bills per month by mail during 60 adult years of life, that's 3600 checks mailed. That's a roughly 1 in 5.6 change of one being lost and a roughly 1 in 560 chance of having a check stolen.
So you're still 5.5x more likely to be killed in a car crash but the odds are closer than you make them out.
And, of course, the more important question is the odds of electronic theft vs mail theft. And what are the odds of actual unreimbursed loss via the two methods of payment?
I can't trust this analysis because nowhere did you identify even one thing you stated as a FACT
I used the numbers of the person I was responding to. You can Google it if you want. You will find 1 in 103 or 1 in 107 as the auto risk.
I don't know where he got the mail theft numbers. I find numerous numbers for that, some of which are higher than the number he used. I was simply pointing out the flaw in his comparison. I make no affirmative statements.
Please take it up with the original poster. Apparently you have no problem with his numbers.
FACT I was poking fun at the reply you were addressing, because FACT I was not questioning what you wrote.
Here's a paranoid free emotionless FACT: the odes of your mail getting "lost" is 1 in 20,000. Of those less than 1% are theft. I think that equates to a .005% loss rate and a .00005% (aka 1 in 2 million) theft rate.
According to this website, "In the United States, about 1.7 million packages are stolen every day."
So if the theft rate is 1 in 2 million, this implies that about 3.4 trillion packages are delivered every day, or about 10,000 packages per person.
The check washing problem is real. It happened to my brother in law. I have read that it’s possible to wash conventional pen ink with commonly available solutions. Supposedly it’s not so easy if you use a jell pen. The alteration, if attempted, is much more obvious.
Retired dealer and avid collector of U.S. type coins, 19th century presidential campaign medalets and selected medals. In recent years I have been working on a set of British coins - at least one coin from each king or queen who issued pieces that are collectible. I am also collecting at least one coin for each Roman emperor from Julius Caesar to ... ?
@coastaljerseyguy said:
An inconvenience for sure, but I believe you are not liable if someone steals, washes your check and fraudulently deposits into another account. The Bank accepting the check is liable and hopefully they can trace back to the depositor - that's why all the 'know your client' data is collected. Professional crooks will have fictitious documents, etc opening the accounts but hopefully they will be caught because most crooks get greedy and stupid.
It my understanding that this reasoning is not fool proof. The bank can argue that the check is valid because it has your signature on it. My brother in law had a runaround with this on his altered check. He had clout because he is important customer to the bank he uses.
Retired dealer and avid collector of U.S. type coins, 19th century presidential campaign medalets and selected medals. In recent years I have been working on a set of British coins - at least one coin from each king or queen who issued pieces that are collectible. I am also collecting at least one coin for each Roman emperor from Julius Caesar to ... ?
@TelecomFab said:
Super! Just what society needs...another ignorance and fear-based person puking fear on others over a million's to one odds occurrence. This paranoia and exploration thereof is what has allowed society to be brainwashed into believing that corporate America cares about you and that your fellow man is the enemy.
Disgusting!
Here's a paranoid free emotionless FACT: the odes of your mail getting "lost" is 1 in 20,000. Of those less than 1% are theft. I think that equates to a .005% loss rate and a .00005% (aka 1 in 2 million) theft rate.
Here's another fun FACT: Your chances of being killed in a car crash are 1 on 103.
So yes, let's all get paranoid about 1 in 2 million chance of a check getting stolen from the USPS so that our dear friends Corporate America can step in and rescue (take absolute control over) us all.
UGH!
Is there no more courageous, intelligent self-thought left in humanity?
While I agree with your general sentiment, those statistics are apples and oranges. That's a 1 in 2 million chance of a single letter being stolen versus a lifetime odds of 1 in 103, i.e. not 1 in 103 for every car trip.
If you send 20,000 letters in your lifetime, the odds are actually similar.
If you figure paying just 5 bills per month by mail during 60 adult years of life, that's 3600 checks mailed. That's a roughly 1 in 5.6 change of one being lost and a roughly 1 in 560 chance of having a check stolen.
So you're still 5.5x more likely to be killed in a car crash but the odds are closer than you make them out.
And, of course, the more important question is the odds of electronic theft vs mail theft. And what are the odds of actual unreimbursed loss via the two methods of payment?
I can't trust this analysis because nowhere did you identify even one thing you stated as a FACT
I used the numbers of the person I was responding to. You can Google it if you want. You will find 1 in 103 or 1 in 107 as the auto risk.
I don't know where he got the mail theft numbers. I find numerous numbers for that, some of which are higher than the number he used. I was simply pointing out the flaw in his comparison. I make no affirmative statements.
Please take it up with the original poster. Apparently you have no problem with his numbers.
I think your friendly-sarcasm detector was turned off.
You can put letters that need to be mailed on top of your mailbox and your Letter Carrier will mail them for you. They will be safely deposited with the days outgoing mail at the end of the day.
That is, if you have mail for delivery. Letter Carriers are not required to go up and get mail if they have no mail for the address.
I did it regardless for my customers. (It was my personal choice).
Pete
"I tell them there's no problems.....only solutions" - John Lennon
@JWP said:
There are Permanent Ink pens that are affordable that can be used and i do not believe the checks could be washed then.
There's really no such thing. "Permanent" just means not water soluble. It depends on how they are "washing" the check.
The UniBall # 207 ink pen is the only pen I know about that does not dissolve when washed. Anyone who regularly writes checks should use these.
The wash liquid of choice, is something we are familiar with----Acetone!
Where I work a bunch of expense checks were stolen after a trade show from a mailroom and were somehow cashed before anybody knew they were missing. It was only when people started asking why their expense checks were taking so long that it was discovered.
it seems so strange to me . it seems much harder work to scam people not to mention the emotional stress of being busted and doing 10 years in prison.than it would be to get a job..
@steve76020 said:
it seems so strange to me . it seems much harder work to scam people not to mention the emotional stress of being busted and doing 10 years in prison.than it would be to get a job..
But getting a job entails actually doing some work for a finite return, i.e. wages/salary. Check scamming can provide a much higher monetary return. (and also the mentioned 10 years free room and board if you get caught)!
Comments
I used the numbers of the person I was responding to. You can Google it if you want. You will find 1 in 103 or 1 in 107 as the auto risk.
I don't know where he got the mail theft numbers. I find numerous numbers for that, some of which are higher than the number he used. I was simply pointing out the flaw in his comparison. I make no affirmative statements.
Please take it up with the original poster. Apparently you have no problem with his numbers.
I believe the reply was meant to be humorous! As in the OP's numbers must be more reliable than yours simply because he peppered his post with the word FACT
Would this NOT also wash away the signature?
The name is LEE!
Yes, you would avoid submerging any ink that you want to preserve.
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We had 6 letters, with checks, fished out of a collection box in the Spring. One was washed and raised to over $4000. We had to close out account and start a new one. The bank refunded our money in 2 days. I will never drop a letter in a collection box again. I park and go inside to mail letters.
There was a local news story yesterday about a couple of crooks who were using mouse glue traps to "fish" mail out of a collection box.
Edited to add news.
Philippians 4:4-7
I think your friendly-sarcasm detector was turned off.
FACT I was poking fun at the reply you were addressing, because FACT I was not questioning what you wrote.
According to this website, "In the United States, about 1.7 million packages are stolen every day."
So if the theft rate is 1 in 2 million, this implies that about 3.4 trillion packages are delivered every day, or about 10,000 packages per person.
My Adolph A. Weinman signature
The check washing problem is real. It happened to my brother in law. I have read that it’s possible to wash conventional pen ink with commonly available solutions. Supposedly it’s not so easy if you use a jell pen. The alteration, if attempted, is much more obvious.
It my understanding that this reasoning is not fool proof. The bank can argue that the check is valid because it has your signature on it. My brother in law had a runaround with this on his altered check. He had clout because he is important customer to the bank he uses.
Sorry
You can put letters that need to be mailed on top of your mailbox and your Letter Carrier will mail them for you. They will be safely deposited with the days outgoing mail at the end of the day.
That is, if you have mail for delivery. Letter Carriers are not required to go up and get mail if they have no mail for the address.
I did it regardless for my customers. (It was my personal choice).
Pete
The UniBall # 207 ink pen is the only pen I know about that does not dissolve when washed. Anyone who regularly writes checks should use these.
The wash liquid of choice, is something we are familiar with----Acetone!
Wall of HONOR transaction list:WonderCoin, CoinFlip, Masscrew, Travintiques, lordmarcovan, Jinx86, Gerard, ElKevvo
Where I work a bunch of expense checks were stolen after a trade show from a mailroom and were somehow cashed before anybody knew they were missing. It was only when people started asking why their expense checks were taking so long that it was discovered.
Mr_Spud
it seems so strange to me . it seems much harder work to scam people not to mention the emotional stress of being busted and doing 10 years in prison.than it would be to get a job..
But getting a job entails actually doing some work for a finite return, i.e. wages/salary. Check scamming can provide a much higher monetary return. (and also the mentioned 10 years free room and board if you get caught)!
Google sez
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