Agree with all the opinions already voiced. AU cleaned or polished. I hope you didn't overpay for it because it's essentially a bullion coin. At least it looks to be genuine.
Worry is the interest you pay on a debt you may not owe.
looks like you need to be at ms62 ,or higher, to be above melt on that issue. i can imagine a slight premium in AU+ already in a holder with exceptional eye appeal. this one does not have any of that going for it.
Comments
Surfaces look boinked (cleaned/smoothed) - although that could be the light and image - and maybe a couple edge issues, but it has AU+ details
“We are only their care-takers,” he posed, “if we take good care of them, then centuries from now they may still be here … ”
Todd - BHNC #242
wings of eagle look AU+
hair band of liberty looks AU-
Coin surfaces look messed with.
Good luck!
Surf
My guess is AU details, cleaned.
Mark Feld* of Heritage Auctions*Unless otherwise noted, my posts here represent my personal opinions.
Agree with all the opinions already voiced. AU cleaned or polished. I hope you didn't overpay for it because it's essentially a bullion coin. At least it looks to be genuine.
Worry is the interest you pay on a debt you may not owe.
Appears authentic with the already stated issues. Cheers, RickO
Here is MS-62 for comparison.

AU details
AU details, cleaned. That is probably why it is not slabbed.
looks like you need to be at ms62 ,or higher, to be above melt on that issue. i can imagine a slight premium in AU+ already in a holder with exceptional eye appeal. this one does not have any of that going for it.