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Ebay managed payments

I’m getting down to the deadline. I guess there is no way to avoid signing up for this correct? I really don’t want to.

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  • Mickey71Mickey71 Posts: 4,252 ✭✭✭✭

    You will have no choice. Better to be ready. You may have to upload bank account documents. Seriously. I had to. Call them and have them walk you through. I'm not excited either; but you have no choice.

  • rexvosrexvos Posts: 3,304 ✭✭✭✭✭

    not doing it. Have yet to receive a notice. Will find other means to sell.

    Looking for FB HOF Rookies
  • blurryfaceblurryface Posts: 5,136 ✭✭✭✭✭

    stall it. was hit w the deadline by july 15th, sent me a $250 credit if i registered by the 10th.

    sucks, but what are you going to do.

  • LittletweedLittletweed Posts: 623 ✭✭✭

    I have not done it yet either, but know I have to. I only got a $50 credit to register by the 10th. I'll hold out for more if they're offering.

    Matt

  • thedutymon11thedutymon11 Posts: 668 ✭✭✭✭

    Afternoon,

    Is this only on E-Bay shops, I have received no notice and just list a couple hundred a month or so using all their Free Listings.

    ?????

    YeeHah!
    Neil

  • bobbyw8469bobbyw8469 Posts: 7,139 ✭✭✭

    Neil....this is for EVERYBODY. Ebay wants all the bacon in the pan.

  • blurryfaceblurryface Posts: 5,136 ✭✭✭✭✭

    @thedutymon11 said:
    Afternoon,

    Is this only on E-Bay shops, I have received no notice and just list a couple hundred a month or so using all their Free Listings.

    ?????

    YeeHah!
    Neil

    think they are just rolling it out in stages. you'll be soon enough!

  • ElvisPElvisP Posts: 1,066 ✭✭✭

    Yes I got that $50 credit offer also if I register by the 10th.. I guess I will have to do it but I am not happy.

  • ElvisPElvisP Posts: 1,066 ✭✭✭

    I think most of us on here or personal sellers or under the $20,000 threshold. Since eBay now has total control over us will this effect the Issuance of the 1099? Am I safe to assume that we will still not get one as long as you stay under $20K?

  • bobbyw8469bobbyw8469 Posts: 7,139 ✭✭✭

    @ElvisP said:
    I think most of us on here or personal sellers or under the $20,000 threshold. Since eBay now has total control over us will this effect the Issuance of the 1099? Am I safe to assume that we will still not get one as long as you stay under $20K?

    Not true. Put it like this. If you flipped just THREE midgrade Hank Aaron rookie cards, then guess what - you have sold over $20k worth of cards.

  • KbKardsKbKards Posts: 1,782 ✭✭✭

    It is 200 or more transactions and over $20,000 that causes a 1099-k to be generated. Both conditions must be met. If you sell 3 cards for 20k one will not be issued. If you approach either number you may receive a message from eBay in anticipation and preparation for the issuance of the 1099-k.

  • ElvisPElvisP Posts: 1,066 ✭✭✭

    Thanks much.

  • If we very low end sellers (say $50 per month) do NOT get the message about changing, are we good to continue selling as usual and not worry about it ?

  • ElvisPElvisP Posts: 1,066 ✭✭✭

    Yes it says MOST will be forced to do this in 2020. If you are that small of a seller you will prolly be ok. If you get on their radar they do give you plenty of notice. My wifes acoount has not received anything so far and even though she's over 10k sales this year she doesn't have a history of sales. Suspect they will get her sooner rather than later.

  • stevekstevek Posts: 29,009 ✭✭✭✭✭

    I signed up yesterday, only took a few minutes. I'll take the $150 credit, i can always use the money.

    I don't see any inherent problem with the managed payments. Except with PayPal the access to the money is instant, whereby with the managed payments from my understanding, it's gonna take around a few days to appear in my bank account.

    Doesn't bother me at all especially as they are saying that the overall fees will be less. I'll gladly take that extra money as well.

    The way i see it is my Ebay sales should increase because now Ebay users can conveniently use their credit or debit cards versus basically only PayPal. And of course buyers can still use PayPal if they so choose to do that.

    Evidently the stock market sees this as a benefit to both Ebay and PayPal as both of their stock prices continue to reach all time highs. I'm happy to go along with the ride. 😊

  • craig44craig44 Posts: 11,250 ✭✭✭✭✭

    I also heard through the grapevine that there is a change in PayPal so there will no longer be a 180 day refund for buyers? If that is accurate it would be great for sellers.

    George Brett, Roger Clemens and Tommy Brady.

  • _EagleEyeKid__EagleEyeKid_ Posts: 273 ✭✭✭
    edited July 12, 2020 6:49PM

    I'm not doing it. MP gives them so much power/control over your account. I'm not giving them my bank account and copies of my statement. Why do they need to know where I buy my gas, groceries, weed and porn? You will also have no recourse in disputes and cannot dispute any disputes. I can see a wave of new fraudulent charges coming.
    I plan to take a year off from selling anyway, so I'll see how this goes and read all the nightmares. May eventually just start to consign my stuff.

  • ElvisPElvisP Posts: 1,066 ✭✭✭

    I just had to sign up. I didn’t have to give them my bank statements.

  • jay0791jay0791 Posts: 3,528 ✭✭✭✭

    I have not heard of his

    can someone briefly explain??

    Collecting PSA... FB,BK,HK,and BB HOF RC sets
    1948-76 Topps FB Sets
    FB & BB HOF Player sets
    1948-1993 NY Yankee Team Sets
  • doubledragondoubledragon Posts: 23,269 ✭✭✭✭✭

    I don't like the sound of a stranger having my bank information. I won't even let my wife use my card, and she knows that if she tries to use my card, I'll call the cops on her.

  • bobbyw8469bobbyw8469 Posts: 7,139 ✭✭✭

    EagleEyeKid said:
    I'm not doing it. MP gives them so much power/control over your account. I'm not giving them my bank account and copies of my statement. Why do they need to know where I buy my gas, groceries, weed and porn? You will also have no recourse in disputes and cannot dispute any disputes. I can see a wave of new fraudulent charges coming.
    I plan to take a year off from selling anyway, so I'll see how this goes and read all the nightmares. May eventually just start to consign my stuff.

    This sounds like a great idea to me. I think I shall do exactly the same.....

  • Mickey71Mickey71 Posts: 4,252 ✭✭✭✭

    I had to provide bank statements because my bank was not one of the ones on their drop down list. How much are fees for the sports card category?....This exact info is VERY hard to find. Plus it seems like info is changing. At 1st I heard .25 for every transaction and now it's .30 for each one. PP is .30

  • _EagleEyeKid__EagleEyeKid_ Posts: 273 ✭✭✭

    Well, I just enrolled one of my accounts......ugh! I am absolutely terrified and will probably just wait it out on selling especially on expensive items. After talking it over with some friends and watching a ton of youtube, all I can say is be careful for big time scams that will befall you. The main ones will be the buyers just calling their CC company and dspute the charges. They won't even go thru ebay. You will be SOL and Ebay will just tell you that it's the cost of doing business....yes, that is their answer! The ones that do returns, I suggest you start opening all returns in front of a postal clerk and video tape it.

    Also, I suggest you have a secondary banking account. Get a business account. If your checking account has funds that gets freezed up (especially if you accept 30+ days return) you'll encounter major headaches if you have to write out bills and can't.

    Sellers will not be saving any significant amount of savings at all. We're talking mere cents. They only ones that will save any money are the ones that ship same day or 1 day. Have free 30 day returns for that 10-20% fee discount. The math has already been done from what I've seen/watched. This also presents another problem for those that will ship immediately when you don't even have funds yet. They will be pending for 24 hours. Then available another 24 hours, and then transferred to your account. Depending on how fast depends on your bank. If for some reason that pending fund never makes it to the available stage because that person's card was declined, etc; guess what? You shipped it out already. For people like me who do not plan on saving any money, I will ship that item 3-5 days after payment clears and I'll post that in my auction. Not if I get dinged for slow shipping, I'm not going to lose any sleep over it. All I can say is good luck to us all.

  • detroitfan2detroitfan2 Posts: 3,335 ✭✭✭✭

    They don't need any more information than PayPal already has from you as far as I can tell . . .

  • thedutymon11thedutymon11 Posts: 668 ✭✭✭✭

    EagleEyeKid said:
    You will be SOL and Ebay will just tell you that it's the cost of doing business....yes, that is their answer! The ones that do returns, I suggest you start opening all returns in front of a postal clerk and video tape it.

    Evening,

    And this doesn't work either...Had Buyer win 9 Auctions ( And from word one he was going to rip me off!), I combined shipping and sent in one package. Did not contact me, but went to E-Bay and opened "Not As Described" on all 9 items. E-Bay allowed him to Print 9 each Priority Flat Rate Envelopes on MY DIME! Then he sends me the 9 empty envelopes and when I received them, I open one and its empty. So I then take them to my PO and open 5 of them with a Postal employee taking pictures all the time! Contested with E-Bay and sent pictures. E-Bay finds for Buyer in One day, I'm out $400!

    Good luck

    My Selling days with E-Bay are going to be extremely limited!

    YeeHah!

    Neil

  • coolstanleycoolstanley Posts: 2,883 ✭✭✭✭✭
    edited July 14, 2020 7:19PM

    EagleEyeKid said:

    >

    Sellers will not be saving any significant amount of savings at all. We're talking mere cents. They only ones that will save any money are the ones that ship same day or 1 day. Have free 30 day returns for that 10-20% fee discount. The math has already been done from what I've seen/watched. This also presents another problem for those that will ship immediately when you don't even have funds yet. They will be pending for 24 hours. Then available another 24 hours, and then transferred to your account. Depending on how fast depends on your bank. If for some reason that pending fund never makes it to the available stage because that person's card was declined, etc; guess what? You shipped it out already. For people like me who do not plan on saving any money, I will ship that item 3-5 days after payment clears and I'll post that in my auction. Not if I get dinged for slow shipping, I'm not going to lose any sleep over it. All I can say is good luck to us all.

    I was wondering about this myself. What if a buyers card is declined? Are they going to send back the item? Or will Ebay cover the rest of the cost?(doubtful). I plan on waiting til payment clears and THEN ship the package.

    Terry Bradshaw was AMAZING!!

    Ignore list -Basebal21

  • grote15grote15 Posts: 29,693 ✭✭✭✭✭
    edited July 14, 2020 8:23PM

    I sell most of my stuff within Facebook card groups now anyway. Much better experience and you are dealing in most cases with people you know or trust. I use Ebay as a last resort.



    Collecting 1970s Topps baseball wax, rack and cello packs, as well as PCGS graded Half Cents, Large Cents, Two Cent pieces and Three Cent Silver pieces.
  • ElvisPElvisP Posts: 1,066 ✭✭✭

    Doesn't sound good at all. I hope some that have been on management payments for a while can give some positive feedback. Anyone have anything good to say?

  • coinpalicecoinpalice Posts: 2,453 ✭✭✭✭✭

    here is what i read under the payment header on the homepage:
    We will email and notify you in My Messages on eBay when you can register to have eBay manage your payments. By the end of 2020, eBay will manage payments for most sellers

  • ElvisPElvisP Posts: 1,066 ✭✭✭

    I may be wrong but I don't think any company can freeze your bank account.

  • _EagleEyeKid__EagleEyeKid_ Posts: 273 ✭✭✭
    edited July 15, 2020 12:26AM

    @ElvisP said:
    I may be wrong but I don't think any company can freeze your bank account.

    They actually freeze the disputed amount that is in your bank account. Here's a scenario that happened to a friend of mine. He sold a $1300 item. 3 weeks after the sale, a return request was filed. Most likely buyer's remorse but of course they said it was SNAD. He had about $1800 or so in his account and already sent out checks to pay some bills etc. He had to transfer money from his savings to cover it but it was a headache. That's why it's a good idea to have a separate account specifically for eBay for this type of situation.

    I believe most banks will give you a free business account on request. It's simply another checking account.

  • gaspipe26gaspipe26 Posts: 1,614 ✭✭✭

    I’m going to open a new account just for EBay, and transfer it to my regular account weekly. Or it may be a different bank altogether.

  • erikthredderikthredd Posts: 9,010 ✭✭✭✭✭

    @coinpalice said:
    here is what i read under the payment header on the homepage:
    We will email and notify you in My Messages on eBay when you can register to have eBay manage your payments. By the end of 2020, eBay will manage payments for most sellers

    I got the new user agreement email a couple days ago and I thought that I read in there that ebay's changes including managed payments take effect for all existing users on August 20,2020.

  • _EagleEyeKid__EagleEyeKid_ Posts: 273 ✭✭✭

    If you didn't get an email notice for MP, that's a good thing. You can keep on selling on that account the old way, but most likely you will get one by the end of the year. My account with less than 100 feedback has not received one and I'm taking advantage of it. When I do get a notice for it to switch over, I'll just use it as a buying account.

  • blurryfaceblurryface Posts: 5,136 ✭✭✭✭✭
    edited July 19, 2020 5:14PM

    EagleEyeKid said:

    The main ones will be the buyers just calling their CC company and dspute the charges. They won't even go thru ebay. You will be SOL and Ebay will just tell you that it's the cost of doing business....yes, that is their answer!

    Not disputing this, but surely this can't be for real, right? If it is, that'll do it for me. It's called "ebay managed payments". They have to have the authority to recharge funds just like they can freeze payments that have been made, right?

    I was dreading having to make a call about this changeover, but sounds inevitable at this point.

  • detroitfan2detroitfan2 Posts: 3,335 ✭✭✭✭

    @blurryface said:

    EagleEyeKid said:

    The main ones will be the buyers just calling their CC company and dspute the charges. They won't even go thru ebay. You will be SOL and Ebay will just tell you that it's the cost of doing business....yes, that is their answer!

    Not disputing this, but surely this can't be for real, right? If it is, that'll do it for me. It's called "ebay managed payments". They have to have the authority to recharge funds just like they can freeze payments that have been made, right?

    I was dreading having to make a call about this changeover, but sounds inevitable at this point.

    Again, I am not an expert, but any scenario that has been mentioned can already happen with PayPal as far as I can tell. Same thing with the chargeback example described above.

  • addicted2ebayaddicted2ebay Posts: 2,094 ✭✭✭✭
    edited March 1, 2021 7:45AM

    Psa 6

    Chaz

  • blurryfaceblurryface Posts: 5,136 ✭✭✭✭✭

    Mine kicked in today. Payments held til Sept. 5th. Enjoy.

  • tonylagstonylags Posts: 571 ✭✭✭

    @blurryface said:
    Mine kicked in today. Payments held til Sept. 5th. Enjoy.

    Ludicrous, I'm on the list and waiting; I don't know if I'll be shipping {I'll change my handling time to 30 days if need be} if this is the case.

    I have to much S**t; so if you working on sets or are a player/team collector, send me your want list, with conditions desired. Keep in mind I have a another job so please allow me a few days to respond.

  • tbonewillytbonewilly Posts: 424 ✭✭✭

    I personally thought it worked just fine, other than higher fees. You can use the held money to ship the package so no money upfront and it only took a couple of days to get into my account and I have it set to deposit daily. The taking money from your payment to ship was a great feature to me, then I get a final deposit of what I really made

    Ken - Volunteered to work in Florida Keys, now freezing in Ohio
    Work in progress - Unopened Racks/Cello/Wax with star power for Baseball, Football and Basketball
    Collecting unopened 80's boxes and graded packs
    I may be hoarding too much 80's junk wax but I like it!
  • tonylagstonylags Posts: 571 ✭✭✭

    @tbonewilly said:
    I personally thought it worked just fine, other than higher fees. You can use the held money to ship the package so no money upfront and it only took a couple of days to get into my account and I have it set to deposit daily. The taking money from your payment to ship was a great feature to me, then I get a final deposit of what I really made

    If you use money for shipping; will you still be able to see shipping purchases for tax reasons?

    I have to much S**t; so if you working on sets or are a player/team collector, send me your want list, with conditions desired. Keep in mind I have a another job so please allow me a few days to respond.

  • craig44craig44 Posts: 11,250 ✭✭✭✭✭

    will we be expected to ship before money is in account and cleared? if so, thats not happening

    George Brett, Roger Clemens and Tommy Brady.

  • mtcardsmtcards Posts: 3,340 ✭✭✭

    Had to start mine last week as well.

    Had someone buy an item Thursday night......ebay held the money in my "pending payments" account. I was able to use that money to purchase the shipping from them, but it wasnt until Tuesday night that the money hit my bank account. And you cannot use that money to purchase any other item. To me that is the one drawback is that you cant use a sold item's proceeds to purchase another item immediately.

    They are going to make multiple changes on this process before the final product is set, but ebay is going to find a way to extract as much money as possible and screw the seller by the end

    IT IS ALWAYS CHEAPER TO NOT SELL ON EBAY
  • tbonewillytbonewilly Posts: 424 ✭✭✭

    @tonylags said:

    @tbonewilly said:
    I personally thought it worked just fine, other than higher fees. You can use the held money to ship the package so no money upfront and it only took a couple of days to get into my account and I have it set to deposit daily. The taking money from your payment to ship was a great feature to me, then I get a final deposit of what I really made

    If you use money for shipping; will you still be able to see shipping purchases for tax reasons?

    Yep, it shows a complete breakdown of the sale, all the fees and the shipping charges so it would be easy to track those charges

    Ken - Volunteered to work in Florida Keys, now freezing in Ohio
    Work in progress - Unopened Racks/Cello/Wax with star power for Baseball, Football and Basketball
    Collecting unopened 80's boxes and graded packs
    I may be hoarding too much 80's junk wax but I like it!
  • ElvisPElvisP Posts: 1,066 ✭✭✭

    Can you open another account with same info such as address, bank info etc and still get the $20k 200 listings on each account before you get a 1099?

  • daltexdaltex Posts: 3,486 ✭✭✭✭✭

    @ElvisP said:
    Can you open another account with same info such as address, bank info etc and still get the $20k 200 listings on each account before you get a 1099?

    Sure, if you have a different social security number.

  • _EagleEyeKid__EagleEyeKid_ Posts: 273 ✭✭✭

    So no more at the end of the month invoice if all fees are taken out beforehand ?

  • tbonewillytbonewilly Posts: 424 ✭✭✭

    EagleEyeKid said:
    So no more at the end of the month invoice if all fees are taken out beforehand ?

    Yep, they take all the fees out front so the money they deposit is all yours, that is another nice feature of this whole thing, Other than the higher fees, but it does keep it simple and still one of the better ways to sell stuff online with an audience who can see it.

    Ken - Volunteered to work in Florida Keys, now freezing in Ohio
    Work in progress - Unopened Racks/Cello/Wax with star power for Baseball, Football and Basketball
    Collecting unopened 80's boxes and graded packs
    I may be hoarding too much 80's junk wax but I like it!
  • Mickey71Mickey71 Posts: 4,252 ✭✭✭✭

    A couple of you guys are saying higher fees. I thought they were slightly less for store owners selling baseball cards??

  • swish54swish54 Posts: 700 ✭✭✭✭

    @Mickey71 said:
    A couple of you guys are saying higher fees. I thought they were slightly less for store owners selling baseball cards??

    I'm going off of memory, but I think paypal was 3%, where MP is 2.7% and paypal was .30 per and MP is .25 per. Very small amount difference, but technically is better. With those small of differences, I would guess that most sellers won't notice, but that the largest of large sellers are the ones who it makes a difference for. For someone who sells 25 items a month, I'd rather not give them my banking info and have my money instantly like it is now, vs. saving the $5.

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