Want fun? Have your bank close.
Man oh man. What a pain.
To get same size SDB I have to go to another town but the other town is quicker to get to than the ...supposedly... nearer town but it's the same bank as the one I'm at so the one I'm at will pay my first year at the more inconvenient bank however the road to the new one is full of traffic and only 2 lanes at 80 MPH and really fun but at least the new town has a very recommended police department that supposedly has a response time faster than CAC can snub a coin so all in all I guess it's okay since I have no choice and....oh whew!