XF obv. F rev. Buffalo Nickel grade question

How would you grade this Buffalo Nickel? 1926-S The obv. looks XF to me, but the rev. looks to be in Fine condition as it's just missing the tip of the horn. Would you split the grades and give it a VF or grade it by the lowest side so it would just grade Fine? These thing are a bugger to grade! Thanks for any input.



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Comments
This still remains an EF
Greg
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