Should someone only own gold, or also crypto
HalfDime
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Owning both gold and cryptocurrencies—rather than only one—can provide a more balanced and resilient investment portfolio. Here’s why:
Gold is a proven store of value with a long history as a hedge against inflation and market downturns. It is less volatile, more stable, and widely recognized internationally. Its track record spans thousands of years, making it a reliable asset for wealth preservation.
Cryptocurrencies (especially Bitcoin) offer greater portability, easier storage and transfer, and higher potential upside due to their relative novelty and adoption potential. However, they are much more volatile and speculative, with risks tied to regulation and technological change.
Experts and financial commentators generally recommend diversification: holding both assets helps reduce overall portfolio risk and can improve long-term returns, as their price movements are not closely correlated. Gold can help cushion against sharp drops in crypto, while crypto can offer growth that gold may not match in the short term.
"Owning both bitcoin and gold in your portfolio could be a winning combination – so long as you rebalance from time to time."
"Investors who own cryptos would benefit from adding gold to their portfolios, to reduce overall risks and increase long-term underlying returns."
The ideal allocation depends on your risk tolerance, investment goals, and time horizon. If you are risk-averse, a higher proportion in gold may make sense; if you seek higher growth and can tolerate volatility, you might lean more toward crypto. Many suggest starting with a small allocation to each and adjusting over time as your circumstances and the market evolve.
The market capitalization of the global gold supply in 2025 is estimated to be between $20 trillion and $23.5 trillion, depending on the spot price of gold and the total supply figure used.
The total market capitalization of all cryptocurrencies is approximately $3.36 trillion. This figure is supported by multiple sources, with CoinGecko reporting $3.46 trillion and CoinMarketCap listing $3.36 trillion, reflecting minor variations due to real-time price fluctuations and data aggregation methods.
The current market capitalization of silver is approximately $2.09 trillion. This figure is calculated by multiplying the current silver price (about $37 per ounce) by the estimated total amount of silver ever mined, which is around 1,751,000 metric tonnes. This places silver among the top ten largest assets globally by market cap.
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This is the shocker of the day. Crypto has overtaken silver in market cap now. Nobody could have ever guessed this fifteen years ago.
Comments
Bitcoin itself just passed silver in Market cap. Gold blows everything else away.
One is real and I can hold it in my hand. The other is make-believe. Guess which one I want to hold onto.
Worry is the interest you pay on a debt you may not owe.
"Paper money eventually returns to its intrinsic value---zero."----Voltaire
"Everything you say should be true, but not everything true should be said."----Voltaire
There is no real comparison between a physical precious metal vs. any crypto currency.
There is however a direct comparison between a fiat currency vs. a crypto currency. The main difference is that fiat is created by a government entity and crypto is created by the tech industry. Both are created electronically out of thin air. This puts both fiat and crypto into the realm of mass delusion.
Portfolio Theory holds that diversification among asset classes can provide more certainty of outcome, but does that really take into account that crypto is 100% fully dependent upon the internet and the internet connection?
To be sure, even precious metals have an element of speculation that is based on real world activity such as mining or banking or industrial use. The difference is that crypto as an "investment" is 100% FOMO speculation based on ponzi-style software machinations that benefits the early adopters and virtually no one else.
The fact remains, "One is real and I can hold it in my hand. The other is make-believe." I'll stick with precious metals.
I knew it would happen.
Agree with PerryHall and jmski52. As a comment, money has progressed from precious metals in hand (coinage), to paper promises, to electronic blips made up from nothing. That's progress? I guess. But not something that I put much trust into.
Can you make money from Bitcoin / cryptocurrencies? Absolutely. As long as others continue to buy into the scheme, play the 'mining' game, etc.
But eventually everything tends to revert back to whence it came. You know... kinda like the 'ashes to ashes, dust to dust'. An electronic 'blip' is...... just an electronic 'blip', until it isn't around anymore. At least a lump of gold or silver is still a lump of silver.
But to each their own... we all make our decisions and place our bets.
The shocker of the day is how dumbed down we are with artificial intelligence.
``https://ebay.us/m/KxolR5
I've said it before, but those that want to continue to call bitcoin make believe may want to read, The Bitcoin Standard: The Decentralized Alternative to Central Banking.
My 84-year-old father read the book and now understands the value of bitcoin. Prior to reading the book he had the same feelings as the comments above. Many times, folks poo poo things they simply do not understand.
I am not all-in on BTC but certainly have added it to my portfolio at levels consistent with my risk tolerances. As, @tincup said, to each their own.
Gold, keep the rest
Bitcoin hit a new all time high today.
No Way Out: Stimulus and Money Printing Are the Only Path Left
I often think my intelligence is only artificial
should the holders of only bitcoin buy gold too
They should own both. RGDS!
The whole worlds off its rocker, buy Gold™.
BOOMIN!™
Wooooha! Did someone just say it's officially "TACO™" Tuesday????
I started to tinker with crypto a few months ago… To me it’s kind of a gamble and it is kind of fun to keep an eye on it and watch but my true “savings” is gold and silver.
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The question(statement) is : Should someone only own gold ,or also crypto.
My question is “ Who is someone ? “ Anyone ? Many can ill afford either.
``https://ebay.us/m/KxolR5
The crypto with the highest market cap is bitcoin, but the crypto with the most market share for transactions is ethereum. This is what is going to be used for most of the stablecoins coming out.
The majority of my crypto holdings are in the BTC (The Gold Standard) but I do own/hold/continue to add the ETH as well. RGDS!
The whole worlds off its rocker, buy Gold™.
BOOMIN!™
Wooooha! Did someone just say it's officially "TACO™" Tuesday????
This
https://www.pcgs.com/setregistry/gold/liberty-head-2-1-gold-major-sets/liberty-head-2-1-gold-basic-set-circulation-strikes-1840-1907-cac/alltimeset/268163
I'm not surprised that you agree with me considering your forum name.
Worry is the interest you pay on a debt you may not owe.
"Paper money eventually returns to its intrinsic value---zero."----Voltaire
"Everything you say should be true, but not everything true should be said."----Voltaire
If BitCoin were easier to buy (and hold) , then I would have bought some a few years ago.
Gold is easy to buy and hold.
Crypto is fake BS
God comes first in everything I do. I’m dedicated to serving Him with my whole life. Coin collecting is just a hobby—but even in that, I seek to honor Him. ✝️
Crypto is the ultimate manifestation of the extended deranged mania we've been living through the entire 21st century. The biggest "all everything" bubble in the history of human civilization, by a "moonshot".
There's a religious equivalent belief to it by some people. Recently, speaking to a co-worker who believes that the US can build its economy and financial system around it since China is "cornering gold".
A complete delusion.
It's not a currency, long term store of wealth (2009) or a hard asset. How many Bitcoin have been lost or stolen? Does anyone know? Have you ever had a cellphone or computer malfunction or wifi go down?
It's a ponzi scheme with a massive cost in energy to produce. How large is carbon footprint to produce bitcoin every year?
Actually our financial system is already starting to adopt crypto, and many will have to be brought kicking and screaming along before they accept it. Most people equate bitcoin as the bellwether for crypto, but it is not anymore. There are much better blockchains that are being used to do many financial things like stock trading, monetary transactions, token trading, stablecoins, and other things. The fees are much less than with traditional banks/brokers or credit cards to do this.
Many millionaires will be made investing in it.
Yes this is true, about 15% of bitcoin has probably been lost. It is energy intensive, and that is why currently there are better blockchains being used that do not use mining to secure the network like bitcoin does. Bitcoin is old crypto technology.
The fastest crypto is called hyperliquid and is capable of over 100,000 transactions per second, that is why it is being used in perpetual trading. Bitcoin which is old crypto technology can only do about 6 transactions per second.
And folks didn't want to stop riding horses when cars were invented. Copied from my post in another thread:
Just like early critics of the internet struggled to see its utility beyond email, you're overlooking how blockchain technology could underpin future systems—financial or otherwise. Certain cryptocurrencies have utility, and their value arises not just from speculation but from the function they serve:
Ethereum powers decentralized applications and smart contracts, making it like the operating system of a new internet layer.
Bitcoin is increasingly seen as a hedge against inflation and monetary policy risk—especially in countries with unstable currencies.
Stablecoins allow global value transfer in seconds without banking intermediaries.
Just as tech platforms gained value from their networks of users (Facebook, Uber, etc.), the value of crypto networks grows with adoption and usage. Blockchain offers transparent, tamper-proof tracking, which is crucial in global supply chains.
How is the block chain transparent? Transparent to who?
No one is going to use crypto as currency when they believe the value can go up 10% in a day.
Governments aren't going to allow anything to flourish that they can't control and tax.
I think you meant "can't" and I agree.
Worry is the interest you pay on a debt you may not owe.
"Paper money eventually returns to its intrinsic value---zero."----Voltaire
"Everything you say should be true, but not everything true should be said."----Voltaire
Me ETH be BOOMIN™. RGDS!
The whole worlds off its rocker, buy Gold™.
BOOMIN!™
Wooooha! Did someone just say it's officially "TACO™" Tuesday????
I hear tulips also hit a new high today.... I'm in big!
Corrected. Thanks.
I cannot see myself purchasing crypto under any circumstances.> @JimTyler said:
Someone once told me that computers are fast idiots - to me AI stands for Artificial Ignorance.
https://www.pcgs.com/setregistry/gold/liberty-head-2-1-gold-major-sets/liberty-head-2-1-gold-basic-set-circulation-strikes-1840-1907-cac/alltimeset/268163
Artificial is a synonym of fake.
Knowledge is the enemy of fear