Friends and Family Payment-Should I be concerned??
Mickey71
Posts: 4,261 ✭✭✭✭
I'm just feeling uneasy about this for some reason. About 36 hours has passed since first offer for the item; but it just seems like the flow of communication is not there. I really hope I'm wrong.
1. Item that I paid for is still on EBAY.
2. Originally was given wrong PP payment email
3. 20 minutes later...given correct address hopefully and I paid with this info. PP f&f and provided my address. This was about 20 hours ago.
4. BST is not updated as the item being SOLD.
Like I said....just feeling uneasy for some reason.
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Comments
hope things work out 4u.
Assuming you didn't purchase this through ebay?
Contacted seller and he just removed the card from EBAY which is a great step in the right direction. Things are working out now.....
Without being too inquisitive? How much are we talking about?
Have no idea how this works. But, if I send someone cash thru the f&f? It could look like a donation with no need for the receiver to reciprocate? What is the recourse if the seller reneges?
Pretty much nothing Mike.
ISO 1978 Topps Baseball in NM-MT High Grade Raw 3, 100, 103, 302, 347, 376, 416, 466, 481, 487, 509, 534, 540, 554, 579, 580, 622, 642, 673, 724__________________________________________________________________________________________________________________________________ISO 1978 O-Pee-Chee in NM-MT High Grade Raw12, 21, 29, 38, 49, 65, 69, 73, 74, 81, 95, 100, 104, 110, 115, 122, 132, 133, 135, 140, 142, 151, 153, 155, 160, 161, 167, 168, 172, 179, 181, 196, 200, 204, 210, 224, 231, 240
Seller has contacted me and everything seems to be fine. I had originally just needed a few things communicated and they have been cleared up. I will absolutely update this when the card arrives.
Glad it's working out.
I still caution anyone using the F&F option, you are rolling the dice when you do. Even when dealing with members who have been on here for over 10 years I still don't use F&F.
Successful card BST transactions with cbcnow, brogurt, gstarling, Bravesfan 007, and rajah 424.
OK. The seller is me. Mickey71 did send me an offer yesterday and I accepted. In a rush I did send the wrong PP but sent the correct one 20 min later like he said. I didn't know how else to contact him so I was freaking out as well but it did work out.
I was planning to send it by FedEx double boxed but I ran out of small FedEx boxes since I have been selling a lot of stuff across many venues. I didn't pull it down from ebay for reasons I don't want to discuss here but if you read the Seller Updates you know what I am talking about. So I told him I would send tonight, one day after he sent me the money.
I was debating whether or not to respond, but it wouldn't take too much to figure out he was talking about my 1967 Mantle PSA 8. That last thing I want is anyone to feel like I am being shady with them. It's just not worth it to me. I will refund Mickey71's money immediately.
I will update the BST listing with the Paypal info on it so that there is no more confusion on that part, I do take blame for that mistake.
Mike,
I don't need a refund. Sounds like everything is cleared up. Just send the card.
Hiya Mike - very classy and I will personally lend my support on your character here over the years.
My "opinion" is below . The OP asked "F&F payment should I be concerned"??
Friends / Family is the timeless method employed by all bad actors. It closes off all doors on recoupment for both buyer and seller. It gets lost the buyers out $$ and card , and seller is also out because PayPal won't cover you. You asked- there's your answer. Don't use it is my personal recommendation to anyone.
Of note also is that Fedex only covers up to $1000 for sportscards and even then shippers have to pay for it in the declared value the shipper is not automatically covered if its lost or stolen.
If its me selling the item being noted I'd use PayPal Direct Invoicing on the sale. Protects both parties and all that's paid is the small paypal fees and seller can ship out using sellers shipper of choice still. Personally I'd also use USPS registered mail. This is just me wondering out loud.
I know why sellers want to use F&F --saves them a few bucks and maximizes every cent. Also puts them at unbelivable tremendous financial risk. I'm personally not into 'risk" = I'm into risk "management" myself
Sorry reading this above post made me cringe
I normally just read stuff and pass on commenting but when I see folks puts themselves at financial risk- whether its buyer or a seller-- I can't keep quiet.
Jeff
Glad this was worked out so quickly.
On the listing I offer both methods, I even eat 1% of the PP vig. However if the buyer wants the rock bottom lowest price, F&F is it for obvious reasons. I paid that way and received funds that way, it is really up to the two parties how they want to do the deal.
As for USPS vs FedEx, that depends on your regional branch. The USPS regional branch in my area is horrible, so I use FedEx since they can actually find a lost package and correct it.
Thanks Stone. Very busy week for me between work, youth soccer, and selling. This is supposed to be a hobby for me, I would like it to be my job, but I wouldn't make any money!
Is the card being shipped??
Mickey71 - Check your PM. This has gotten way too much attention for what it is.
It got way too much attention. Rule #1 if you aren't comfortable losing your money then don't do the transaction via f/f. I set a limit for the card and if I am ok taking a chance at $50 or $100 then so be it as I made the decision. I say get to know as many people as you can on the boards and look at how long they have been on here and the nature of their posts. I'm not going to risk a $50 transaction with a known turd. With that said I did a complete PSA set trade with a long term member and it was flawless. He gave me his FedEx account info and sent a set. I sent my set and a check. I can honestly say that the majority of us that have been here for years are not going to rip anybody off as we dont want ripped off ourselves and dont want our good names and reputation smeared on one of the 2 key forums.
I don't disagree.
The fact that I was given a wrong PP address to send a F&F payment, item still up on EBAY until the next day and not updating the BST until the next day had me worried.
And when all of this is said and done...I wanted the card and the seller is not completing the transaction and the refund is processing through PP.
My reputation is solid....the people who know me know that I have a passion for cards and from what I've been told Mike is a great guy also. I wish him luck with his sales as he has some nice items.
Thank you for everyone's responses and tigerdean is spot on that the majority of members have always been great.
I'm done with this. Someone else should buy that 67 Mantle from Mike. Great card.
I am not sure cancelling it makes any sense for your own future reputation. I would consider the OP to be a bit of an early worrier, but you could have shipped it already for the waste of time that it took to write him a message explaining why you don't want to ship it now. Seems a bit like "cutting off your nose to spite your face". To some who later view this, they may think you made an immature decision when the thread would have been virtually dead within a couple of days...
I don't understand why the transaction was canceled either...sounded like any misunderstanding was cleared up yesterday and Mickey had stated he wanted the card.
Collecting 1970s Topps baseball wax, rack and cello packs, as well as PCGS graded Half Cents, Large Cents, Two Cent pieces and Three Cent Silver pieces.
You never responded to my question on the card being sold off of ebay, so I assume it was.
I don't understand why seller won't send you the card.
Assuming you sent money F&F to save him money/fees, he sends you wrong information and doesn't mark the item as sold, so I can see where you would be a little worried. If I understand it sending the funds that way gives the buyer no recourse, so it should be sellers responsibility to overcome any issues. I am sure you both knew this was against the rules.
He said he didn't know how to contact you?
Now he refunds you the money and is keeping the card? Why?
This is a very confusing thread. If I was the buyer here, I would not be happy.
OK. One last time so it is clear.
The Mantle was listed on ebay and here. Mickey contacted me through CU only not ebay, so we weren't breaking any rules. All I had was his CU id and nothing else. I didn't even have his name or address yet since he hadn't sent them to me.
He offered a price that was around what I paid for the card. I felt generous that day and didn't counter, just accepted it with the caveat I need it to be F&F to do at that price. I figured he is a Mickey fan and will enjoy the card more than me.
The payment came 10/2 at around 4:25pm Pacific. I have a life outside of cards so I didn't have a chance to sit down and update everything immediately. After I made the first mistake, I wanted to take time and not rush anything. I began to pack it and realized that I just used my last small box. Since FedEx isn't open at 1 am where I live, I had to ship it the next day.
The next morning at 9am, I get a PM from him telling me he is nervous. Then I see this thread and the typical responses about scams. Looking at all this and the nervousness of the buyer, I decide to refund since it looks like he is having second thoughts.
Since he posted on my sell thread about the deal, I decided to clear it up and come clean since it looks this thread was being used as an anti-F&F rant and as everyone on this board knows, F&F is a legit way many people transact on this board. I would have gladly accepted an invoice payment plus 2%, but no one wants to pay it.
Everyone has an opinion and I guess I can't please everyone.
Removed by me since it doesn’t seem pertinent anymore.
Removed by me since it doesn’t seem pertinent anymore.
Removed by me since it doesn’t seem pertinent anymore.
Removed by me since it doesn’t seem pertinent anymore.
Removed by me since it doesn’t seem pertinent anymore.
Ok, this has gone well beyond what is necessary. if you guys have an issue, please handle it privately.
It’s Friday and I’m relaxing at an afterwork place.
So I want to leave this thread with a few thoughts.
Have a nice weekend everyone.
I wouldn't even use the F&F option with my actual friends and family.
Save yourself the potential grief and always do Goods and Services.
Thanks for clearing a couple of things up.
I buy and sell on ebay and occasionally list things for sale on the BST thread. I haven't been on BST lately, so I didn't see the posts.
Respectfully, I would have done things a little differently, but it's always easy to say after the fact.
It seems to me you really didn't want to sell the card, and make little or no profit, and I can't blame you there. Once you did accept his offer and got the payment, I do think you should have sent the card or gave the buyer the option of cancelling the deal if he was worried.
Either way, it seems to have worked out and no one is really the worse for wear.
Good luck in the future.
Joe - thank you. This thread took a turn for the worse which was my original fear when it first showed up. I removed the posts I didn’t want to post. I don’t know what happened but this has been one weird thread.
Mike, with all due respect, the pasting of private messages onto a thread is juvenile. The moderator should note this is a serious breach of trust and etiquette within this forum.
Collecting Unopened from '72-'83; mostly BBCE certified boxes/cases/racks.
Prefer to buy in bulk.
Sdub - he posted my wife’s name because we share a PP account along with a smear. Excuse me if I was angry, especially if you knew what my wife did for a living. She had nothing to do with this situation.
so let’s get this straight, I sell a card to another member for zero profit. 16 hours later accusations start. I try to correct everything quickly before it gets crazy. Then I get smeared and criticized?
Not even 24 hours to do a deal?
Mike and Mickey71,
I wouldn’t sweat it - having read the thread in its entirety, I think miscommunication is to blame. I don’t think either of you is a bad guy - deals go south sometimes.
I think both parties are/were a little nervous about moving large dollar cards on message boards. That is a hard fear to quell for both buyer and seller.
Good luck to both of you.
Curious about the rare, mysterious and beautiful 1951 Wheaties Premium Photos?
https://forums.collectors.com/discussion/987963/1951-wheaties-premium-photos-set-registry#latest
I'm shutting this one down now. What began as an understandable concern over a transaction has devolved into something else. At this point I don't see anything positive coming from continued discussion.