Coin Insurance Question

Can anyone offer an opinion on the Collectibles Insurance Services company in PA. I don't belong to the ANA so I can't get insurance through them. I found this company's ad in a past issue of NN. I believe they also use or used the name Collectibles Insurance Agency (CIA).
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I've been told I tolerate fools poorly...that may explain things if I have a problem with you. Current ebay items - Nothing at the moment
http://www.shieldnickels.net
I've never shopped for coin insurance since it is a specialty market and have always insured with Hugh Woods.
For 35c per $1,000 I'm covered either at home or in the safe deposit box - but not during transportation.
Like cars, coin insurance is a necessary evil.
I've had insurance through them for years - they were the best price. Never had to make a claim, though.
no claim = your totally cool with that. just saying