Originally posted by: tsalems1 From what I can see on the shipping label, this was not signature required. I don't think any self insurance would cover anything without signature required.
If that's true it's sad. Who doesn't get a signature on a Rose rookie 8? Trying to save another dollar with no signature, overcharging $25, selling off of ebay to save a few more bucks and not pay ebay their fees. KARMA. Or just not a nice guy. Although I can see one point. The OP has done business with him before and still is nickel and diming him? I hope the OP gets a full refund.
Originally posted by: runningman Wow, that's great math, so glad we have people like you to point such things out for us. OK you've increased your count, you can go away now ...
Isn't this a form of trolling? Or just being sarcastically negative?
Self insurance just means banking the extra money to cover inevitable future losses. Not the same as using a third party where you'd need signature confirmation to file a valid claim. And there's only one troll in this thread and it is pretty obvious to everyone who it is.
I have been self insuring packages in my shop for awhile.
It is exactly as mlbfan2 and Charrigan describes.
In my case I add the insurance rate, and sometime more, to the shipping charge and then, instead of buying outside insurance, add that money into a separate savings account monthly. In the event that a customer has an item arrive damaged, or not at all, and I need to pay them back, I take it out of that account. Since I started doing this I have had to make one payout.
There are a few instances that I actually buy the USPS insurance because I don't want to deplete most of what I have saved on a single item in the event something goes bad. I paid for the USPS insurance out of the savings account because I did not want to charge my customers close to $50 on insurance when they're already buying expensive items. Another time I bought USPS insurance was when a customer went out of their way to ask for the item to be insured. Again, money comes out of the insurance account.
What people don't realize is that insurance benefits the seller and not the buyer in nearly all transactions online since the buyer already has several different avenues to recoup their money (eBay, Amazon, Etsy, Paypal, Credit Card Chargeback, et cetera). The purpose of insurance is to make the seller whole again in the event that something goes wrong. The fact that the seller in this case charged $30 and didn't buy USPS/Ship Saver/UPIC/etc. insurance is irrelevant as we do not know his business model, if he has one, and quite frankly that is none of our business.
They don't look like the same card to my old eyes. Top corners are different and the cracked one has a wrinkle/crease across McMullens circle headed left....
Why even put this thread on here?? That card doesnt look like a Psa 8 and thats probably why you havent got it back yet. My gut feeling is something really fishy is going on.
Comments
From what I can see on the shipping label, this was not signature required. I don't think any self insurance would cover anything without signature required.
If that's true it's sad. Who doesn't get a signature on a Rose rookie 8? Trying to save another dollar with no signature, overcharging $25, selling off of ebay to save a few more bucks and not pay ebay their fees. KARMA. Or just not a nice guy. Although I can see one point. The OP has done business with him before and still is nickel and diming him? I hope the OP gets a full refund.
Wow, that's great math, so glad we have people like you to point such things out for us. OK you've increased your count, you can go away now ...
Isn't this a form of trolling? Or just being sarcastically negative?
It is exactly as mlbfan2 and Charrigan describes.
In my case I add the insurance rate, and sometime more, to the shipping charge and then, instead of buying outside insurance, add that money into a separate savings account monthly. In the event that a customer has an item arrive damaged, or not at all, and I need to pay them back, I take it out of that account. Since I started doing this I have had to make one payout.
There are a few instances that I actually buy the USPS insurance because I don't want to deplete most of what I have saved on a single item in the event something goes bad. I paid for the USPS insurance out of the savings account because I did not want to charge my customers close to $50 on insurance when they're already buying expensive items. Another time I bought USPS insurance was when a customer went out of their way to ask for the item to be insured. Again, money comes out of the insurance account.
What people don't realize is that insurance benefits the seller and not the buyer in nearly all transactions online since the buyer already has several different avenues to recoup their money (eBay, Amazon, Etsy, Paypal, Credit Card Chargeback, et cetera). The purpose of insurance is to make the seller whole again in the event that something goes wrong. The fact that the seller in this case charged $30 and didn't buy USPS/Ship Saver/UPIC/etc. insurance is irrelevant as we do not know his business model, if he has one, and quite frankly that is none of our business.