<< <i>Not that I do but I'd like to hear some ideas. >>
American Pharoah to win
Mark
Walker Proof Digital Album Fellas, leave the tight pants to the ladies. If I can count the coins in your pockets you better use them to call a tailor. Stay thirsty my friends......
Depends on investor time horizon and risks. For me, Id do something like this.
100k down on two rental properties (50k each @ 20% down) 50k gold in age's 50k silver in ase's 50k in a solid mutual fund (my vote would be PONDX; multi sector approach to specific areas in the bond mkt with low duration, nice stable fund for long term growth)
Why would you pay off a mortgage with a historically low interest rate? Can you not find an investment that yields more than that rate or is it a desire to not have debt, even if that debt?
Debt on an appreciating asset is much different than debt on a depreciating one.
Buy the first 20,000 units of my (confidential right now) invention for distribution. Take the remaining cash and ramp up my product's online presence and buy a small warehouse and then pour the proceeds into more inventory. Wash, rinse, repeat until I'm set and livin' in Baleyville.
@ Elite CNC Routing & Woodworks on Facebook. Check out my work. Too many positive BST transactions with too many members to list.
Why would you pay off a mortgage with a historically low interest rate? Can you not find an investment that yields more than that rate or is it a desire to not have debt, even if that debt?
Debt on an appreciating asset is much different than debt on a depreciating one.
Because I didn't need the expense of refinancing nor the recurring payments. Finding a higher-yielding investment wasn't a consideration. Getting rid of a comparatively high interest rate payment was. Why perpetuate dependency on a bank loan?
Lastly, who can guarantee me that it was an appreciating asset rather than a depreciating one? That will only be relevant when it's sold. It's (probably) a permanent residence, so there's a lasting residual benefit in not having continued interest and principal payments.
No need for micro-management once a decision is made. My time is better spent managing and harvesting my business and buying precious metals at today's reasonable prices.
Q: Are You Printing Money? Bernanke: Not Literally
Up to $100K in AGEs, dollar cost averaged DOWN. My first purchase would be my highest cost. Probably buy in increments of 10 or 20 coins.
Up to $50K in ASES. Again I'd DCA DOWN. Probably buy 5 monster boxes one at a time.
$100K in something like Apple.
The rest; $25K as $50s & $100s in CASH and some in a higher roller account at my bank and maybe some for a decent lawyer.
I would re-title as having disposable funds as opposed to income. Income usually [BUT NOT ALWAYS] suggests a repeating stream as opposed to a one time event.
<< <i>Why would you pay off a mortgage with a historically low interest rate? Can you not find an investment that yields more than that rate or is it a desire to not have debt, even if that debt?
Debt on an appreciating asset is much different than debt on a depreciating one. >>
A lot of people simply don't want the burden of the payments. Most folks probably have other obligations besides that, like monthly payments on 1 or more auto loans. Of course one would pay those off first.
Been owning my house on 9 acres since 2000 put all that extra $$ in coins,PMs, and living. My property taxes went up this last year to $117. Life is good debt free
<< <i>Why would you pay off a mortgage with a historically low interest rate? Can you not find an investment that yields more than that rate or is it a desire to not have debt, even if that debt?
Debt on an appreciating asset is much different than debt on a depreciating one. >>
A lot of people simply don't want the burden of the payments. Most folks probably have other obligations besides that, like monthly payments on 1 or more auto loans. Of course one would pay those off first. >>
I pay all the other bills, house is on the woman. You can figure the bonus points out.
$1500/acre to wind row stumps and debris after clear cutting. A little cheaper if you're just going to wind row it to replant and not burn anything, but it leaves most of the stumps and looks horrible leaving huge piles of trimmings everywhere. The property next to mine just did that........what an eyesore that I have to dive by everyday twice a day.
@ Elite CNC Routing & Woodworks on Facebook. Check out my work. Too many positive BST transactions with too many members to list.
Yes the eye sore is true but pine trees are the new cotton around these parts. Land bounces back quite fast. I dunno why stumps would be in the way of a replant it looks like they plant them every foot around here. Thin them every 5 years or so.
<< <i>Why would you pay off a mortgage with a historically low interest rate? Can you not find an investment that yields more than that rate or is it a desire to not have debt, even if that debt?
Debt on an appreciating asset is much different than debt on a depreciating one. >>
A lot of people simply don't want the burden of the payments. Most folks probably have other obligations besides that, like monthly payments on 1 or more auto loans. Of course one would pay those off first. >>
I pay all the other bills, house is on the woman. You can figure the bonus points out. >>
Obligations are obligations regardless of who is paying what. Frankly, I don't miss them one bit. It's nice to have one's spending be optional instead of obligatory.
<< <i>Yes the eye sore is true but pine trees are the new cotton around these parts. Land bounces back quite fast. I dunno why stumps would be in the way of a replant it looks like they plant them every foot around here. Thin them every 5 years or so.
I bet the OP is sick of my pine trees!
>>
If one was going to drive on the property to any degree the lower the stumps the better.
<< <i>Not that I do but I'd like to hear some ideas. >>
American Pharoah to win
Mark >>
Wow, great call Mark!!
Congrats! >>
Now I have to figure out what to do with the $437,500
Half I think in PANW or a basket of Internet security stocks
Mark
Walker Proof Digital Album Fellas, leave the tight pants to the ladies. If I can count the coins in your pockets you better use them to call a tailor. Stay thirsty my friends......
"In the absence of the gold standard, there is no way to protect savings from confiscation through inflation [...] Gold stands in the way of this insidious process. It stands as a protector of property rights." - Alan Greenspan
Comments
<< <i>Not that I do but I'd like to hear some ideas. >>
American Pharoah to win
Mark
Fellas, leave the tight pants to the ladies. If I can count the coins in your pockets you better use them to call a tailor. Stay thirsty my friends......
100k down on two rental properties (50k each @ 20% down)
50k gold in age's
50k silver in ase's
50k in a solid mutual fund (my vote would be PONDX; multi sector approach to specific areas in the bond mkt with low duration, nice stable fund for long term growth)
BST Transactions (as the seller): Collectall, GRANDAM, epcjimi1, wondercoin, jmski52, wheathoarder, jay1187, jdsueu, grote15, airplanenut, bigole
effects.
1/4 1967-72 Husqvarna bikes, pre 1969 Honda bikes <100cc & mini trails.
1/4 cash.
Liberty: Parent of Science & Industry
50K into 2015-W Proof Platinum Eagles from the Mint
50K into rolls of regular issue 1/4 oz and 1/2 oz Unc AGEs from a Mint distributor
50K into cash
50K to pay down debt and/or mortgage (adjust %'s of all of the above to eliminate all debt).
I knew it would happen.
The decline from democracy to tyranny is both a natural and inevitable one.
<< <i>Red >>
Funny, cause the first word that popped into my head was "bkack". Darn it, derryb, we just just have a hard time agreeing on anything. Lol
Knowledge is the enemy of fear
<< <i>Land - with mature pines >>
In a beetle free area?
<< <i>Mature means they are ready to cut- beetle free area now I don't think that is possible in the south. >>
what ya gonna do with all those stumps?
The decline from democracy to tyranny is both a natural and inevitable one.
<< <i>
<< <i>Red >>
Funny, cause the first word that popped into my head was "bkack". Darn it, derryb, we just just have a hard time agreeing on anything. Lol >>
Red or black?...everybody knows the most sound investment is playng the "bank(sters)" ;~)
Otherwise, pay off the house.
Maybe 20k gold
20k cash
Rest in a trading account.
<< <i>
<< <i>Mature means they are ready to cut- beetle free area now I don't think that is possible in the south. >>
what ya gonna do with all those stumps? >>
Got me there I was just going to get fast ROI- then replant. RED sounds much easier
Debt on an appreciating asset is much different than debt on a depreciating one.
Knowledge is the enemy of fear
Knowledge is the enemy of fear
<< <i>Stumps are usually bulldozed into a pIle and burned or left to decompose. People solved that problem a long time ago. >>
Did they solve the expense that it creates?
Red has no expenses, even the drinks are free.
The decline from democracy to tyranny is both a natural and inevitable one.
Too many positive BST transactions with too many members to list.
Debt on an appreciating asset is much different than debt on a depreciating one.
Because I didn't need the expense of refinancing nor the recurring payments. Finding a higher-yielding investment wasn't a consideration. Getting rid of a comparatively high interest rate payment was. Why perpetuate dependency on a bank loan?
Lastly, who can guarantee me that it was an appreciating asset rather than a depreciating one? That will only be relevant when it's sold. It's (probably) a permanent residence, so there's a lasting residual benefit in not having continued interest and principal payments.
No need for micro-management once a decision is made. My time is better spent managing and harvesting my business and buying precious metals at today's reasonable prices.
I knew it would happen.
Up to $50K in ASES. Again I'd DCA DOWN. Probably buy 5 monster boxes one at a time.
$100K in something like Apple.
The rest; $25K as $50s & $100s in CASH and some in a higher roller account at my bank and maybe some for a decent lawyer.
I would re-title as having disposable funds as opposed to income. Income usually [BUT NOT ALWAYS] suggests a repeating stream as opposed to a one time event.
MY COINS FOR SALE AT https://www.pcgs.com/setregistry/collectors-showcase/other/bajjerfans-coins-sale/3876
<< <i>Why would you pay off a mortgage with a historically low interest rate? Can you not find an investment that yields more than that rate or is it a desire to not have debt, even if that debt?
Debt on an appreciating asset is much different than debt on a depreciating one. >>
A lot of people simply don't want the burden of the payments. Most folks probably have other obligations besides that, like monthly payments on 1 or more auto loans. Of course one would pay those off first.
MY COINS FOR SALE AT https://www.pcgs.com/setregistry/collectors-showcase/other/bajjerfans-coins-sale/3876
<< <i>Stumps are usually bulldozed into a pIle and burned or left to decompose. People solved that problem a long time ago. >>
That bulldozer would KILL ~ ROI Now I been here 21 years all the stumps are lighter make super kinlin.
Greg Hansen, Melbourne, FL Click here for any current EBAY auctions Multiple "Circle of Trust" transactions over 14 years on forum
<< <i>
<< <i>Mature means they are ready to cut- beetle free area now I don't think that is possible in the south. >>
what ya gonna do with all those stumps? >>
Cut them close to the ground and stumps won't be an issue.
MY COINS FOR SALE AT https://www.pcgs.com/setregistry/collectors-showcase/other/bajjerfans-coins-sale/3876
<< <i>
<< <i>
<< <i>Mature means they are ready to cut- beetle free area now I don't think that is possible in the south. >>
what ya gonna do with all those stumps? >>
Cut them close to the ground and stumps won't be an issue. >>
Mean Machines I listen to these often around here.
Pulp wooders dream machine
<< <i>
<< <i>Stumps are usually bulldozed into a pIle and burned or left to decompose. People solved that problem a long time ago. >>
That bulldozer would KILL ~ ROI Now I been here 21 years all the stumps are lighter make super kinlin. >>
and really, is 21 years all that long to wait for a good supply of kindling wood? Naaaaa
Liberty: Parent of Science & Industry
Kindling - thanks I took wild stab at the spelling
Your 'ville is where you find it.
Liberty: Parent of Science & Industry
<< <i>This is my Baleyville
Kindling - thanks I took wild stab at the spelling >>
kinlin sounds like burning relatives.
MY COINS FOR SALE AT https://www.pcgs.com/setregistry/collectors-showcase/other/bajjerfans-coins-sale/3876
<< <i>
<< <i>
<< <i>
<< <i>Mature means they are ready to cut- beetle free area now I don't think that is possible in the south. >>
what ya gonna do with all those stumps? >>
Cut them close to the ground and stumps won't be an issue. >>
Mean Machines I listen to these often around here.
Pulp wooders dream machine >>
If I bought any ground timbered or otherwise, it would be for recreational use. I wouldn't want a commercial logger within 100 miles of it.
MY COINS FOR SALE AT https://www.pcgs.com/setregistry/collectors-showcase/other/bajjerfans-coins-sale/3876
<< <i>
<< <i>Why would you pay off a mortgage with a historically low interest rate? Can you not find an investment that yields more than that rate or is it a desire to not have debt, even if that debt?
Debt on an appreciating asset is much different than debt on a depreciating one. >>
A lot of people simply don't want the burden of the payments. Most folks probably have other obligations besides that, like monthly payments on 1 or more auto loans. Of course one would pay those off first. >>
I pay all the other bills, house is on the woman. You can figure the bonus points out.
Too many positive BST transactions with too many members to list.
I bet the OP is sick of my pine trees!
<< <i>
<< <i>
<< <i>Why would you pay off a mortgage with a historically low interest rate? Can you not find an investment that yields more than that rate or is it a desire to not have debt, even if that debt?
Debt on an appreciating asset is much different than debt on a depreciating one. >>
A lot of people simply don't want the burden of the payments. Most folks probably have other obligations besides that, like monthly payments on 1 or more auto loans. Of course one would pay those off first. >>
I pay all the other bills, house is on the woman. You can figure the bonus points out. >>
Obligations are obligations regardless of who is paying what. Frankly, I don't miss them one bit. It's nice to have one's spending be optional instead of obligatory.
MY COINS FOR SALE AT https://www.pcgs.com/setregistry/collectors-showcase/other/bajjerfans-coins-sale/3876
<< <i>Yes the eye sore is true but pine trees are the new cotton around these parts. Land bounces back quite fast. I dunno why stumps would be in the way of a replant it looks like they plant them every foot around here. Thin them every 5 years or so.
I bet the OP is sick of my pine trees!
>>
If one was going to drive on the property to any degree the lower the stumps the better.
MY COINS FOR SALE AT https://www.pcgs.com/setregistry/collectors-showcase/other/bajjerfans-coins-sale/3876
<< <i>
<< <i>Not that I do but I'd like to hear some ideas. >>
American Pharoah to win
Mark >>
Wow, great call Mark!!
Congrats!
Liberty: Parent of Science & Industry
<< <i>
<< <i>
<< <i>Not that I do but I'd like to hear some ideas. >>
American Pharoah to win
Mark >>
Wow, great call Mark!!
Congrats! >>
Now I have to figure out what to do with the $437,500
Half I think in PANW or a basket of Internet security stocks
Mark
Fellas, leave the tight pants to the ladies. If I can count the coins in your pockets you better use them to call a tailor. Stay thirsty my friends......
<< <i>That would cover 10% of the cost of the property I was hoping to buy this week. If only this week weren't over already. >>
Buying Warren's cabin are ya, hey?
MY COINS FOR SALE AT https://www.pcgs.com/setregistry/collectors-showcase/other/bajjerfans-coins-sale/3876
Menomonee Falls Wisconsin USA
http://www.pcgs.com/SetRegistr...dset.aspx?s=68269&ac=1">Musky 1861 Mint Set
<< <i>Not that I do but I'd like to hear some ideas. >>
[Link deleted]
Liberty: Parent of Science & Industry
Nice call TMIMITW.
Knowledge is the enemy of fear
Liberty: Parent of Science & Industry
<< <i>TMIMITW
>>
The Most Interesting Magazine?? In The World?
MY COINS FOR SALE AT https://www.pcgs.com/setregistry/collectors-showcase/other/bajjerfans-coins-sale/3876