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Ever lose an eBay auction while going through the BIN process?

An item was listed today that I was very excited to purchase. Been looking for it for over a year. On quadruple bucks day! As I am starting the BIN process it suddenly changes to auction ended. I checked with the seller and he said it had just sold.

Has this ever happened to you? Anyone know if this is possible up until payment is actually processed? I would presume so.

This really ruined my day (and night). I don't know if I will ever see an example this nice. I'd rather not discuss the details. It was a piece of sports memorabilia.
Always buying 1971 OPC Baseball packs.

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