% of silver vs gold?

keepdachange

I have been buying silver over the last 5 months or so with the intention of holding long term (15-20 years God willing). All of the money I use for my bullion purchases is with money left over after all other investments, savings, cost of living etc. so that is why I'm looking to just keep it for awhile. Anyways the question is what percentage of silver vs. gold would be a good rule of thumb. I think there was a post on this a while back but can not seem to find it. Thanks!

jmski52

Not trying to be a smart aleck here, but - the answer will reveal itself to you as you go.

Buy some silver and keep buying it until you have a feeling that you should be buying some gold.

Intuition is based on knowledge and experience. As you get into it, you will be more attentive to the finer points and consequently you will begin to alter your percentages based on what you know and on what your intuition tells you.

I'm serious about that.

Weiss

I like jmski52's philosophy.

Here is one of the threads about the ideal ratio of gold to silver.

roadrunner

Don't get too locked into the 15-20 year thing. The 15 yrs in 1964 would have been great timing. After 15 yrs it was all downhill for the next 20.

The percentage varies with everyone. I know some people are probably close to 100% silver while others might only be 0-20%.

roadrunner

bestmr

I'm at the 100 percent mark. Unless you count the copper I have in wheaties...

Meltdown

I've got about 500 ounces of silver stashed away.
Just in the last few months, intuition and this precious metals forum has gotten me feeling a little light on gold.
So, I've aquired about an ounce & a half in the last 3 months.
I feel pretty good about it... even at $1100 an ounce. I'm in it for the long term as well. Although I wathc the daily spot price of both gold & silver, I don't sweat the up's and down's too much.

1jester

I'm about 500:1, but would probably feel just as comfortable at 100:1.

Konahead

I am currently at 3/4 silver 1/4 gold, but as others have said I am moving more to gold lately.

rodzm

Play the ratio, buy low/ sell high.

Im about 56% gold and 44% silver but the only reason for that is because I recently made a swap of silver for gold when the ratio was 59 or so. Its a little bit high but i was comfortable with my swap.

My advice to you is have two entry points, one being dollar amount entry point and another being a ratio entry point

Example:

-Silver drops below your determined target (mine is anything below $15.50) and you make a purchase
-Gold drops below a certain amount (Mine is below $1,000) and you make a purchase
-Gold to Silver ratio hits 70 or above, you make a silver purchase
-Gold to Silver ratio hits55 or below, you make a gold purchase.


You have to have your own entry stragey, and exit as well so do what works best

Justacommeman

70 gold/30 silver now.

MJ

gsa1fan

% to me is a personal comfort choice. I favor gold, silver is growing on me.

$ wise 5-1 gold

oz to oz wise 10-1 silver

Going forward strong silver buys until it breaks $20oz.

I'll buy gold at decent price when opportunity presents it self.

gecko109

I feel a little light on silver right now with my current ratio being 14-1 by weight. I plan on a nice 150+ oz purchase of silver within 1-3 months to get my ratio closer to 20-1.

jmski52

I honestly didn't know my ratios until I looked just now.

31% silver*

38% gold*

31% platinum*

* - in terms of market value, not oz.


If I figure ounces, my ratio is:

95% silver

3% gold

2 % platinum

jimq112

I never thought about it, just took a few minutes to check. I'm at around 120x in favor of silver.

My strategy is to buy what I like, when it's on "sale". Ebay bucks, Cashback and big crumbs/ebates help a lot. If I can buy a 100 oz engelhard bar at melt or close, I buy it. If it's a pamp suisse bar then I buy gold. If it's some 90% silver, then I buy that. Sometimes I get careless and pay too much.

Maybe it's a bad strategy but in the end I have shiny stuff I like looking at and hopefully it holds or gains value.

Coll3ctor

100% silver except for the gold ring on my left hand.

keepdachange

<< <i>Buy some silver and keep buying it until you have a feeling that you should be buying some gold.

Intuition is based on knowledge and experience. As you get into it, you will be more attentive to the finer points and consequently you will begin to alter your percentages based on what you know and on what your intuition tells you.

I'm serious about that. >>



your 100% right on as my "feeling" that I should be buying some gold led me to posting this thread. Right now I have a 200/1 so feel as though I may want to bump it up plus the gold is much easier on the eyes

thanks for all the responses!

Coll3ctor

I think that at current spot prices silver will be more bang for the $$$.

dino2008

Right or wrong...all in on silver

adamlaneus

Ratio?


Gold.

Tomohawk

I'm with ya, Dino...100% silver.

A more meaningful ratio for me lately is

30% 90%
50% bar
20 Eagles

Used to be 100% eagles, but I'm a Cowboys fan, so that just had to stop...

Sorry, bad joke...

dontippet

<< <i>100% silver except for the gold ring on my left hand. >>



I couldn't have said it better. My class ring may have a little gold as well.

jmski52

Used to be 100% eagles, but I'm a Cowboys fan, so that just had to stop...

Sorry, bad joke...

Continuing on with the bad joke..........

They should make gold cowboy coins: 1 oz. Lone Ranger; 1/2 oz. Roy Rogers; 1/4 oz. Gene Autry, and 1/10 oz. Marshal Dillon - for starters.

Eh?

Darin

<< <i>Used to be 100% eagles, but I'm a Cowboys fan, so that just had to stop...

Sorry, bad joke...

Continuing on with the bad joke..........

They should make gold cowboy coins: 1 oz. Lone Ranger; 1/2 oz. Roy Rogers; 1/4 oz. Gene Autry, and 1/10 oz. Marshal Dillon - for starters.

Eh? >>



I would love to see that, except with real cowboys like Charles Goodnight and Oliver Loving, who the Tommy Lee Jones and Robert Duvall characters were loosely based on in 'Lonesome Dove'.

gsa1fan

The Duke~John Wayne gets my vote.

Kd5ddo

86:1 right now. I would like to be a little closer to 75:1 but it is just easier to pick up a SAE here and there then it buy an ounce of gold. Easier to convince the wife that is...

Weiss

Right about 20:1

cladking

It depends on the reason you're buying metal and your risk tolerance.

If you wantr a hedge against disaster then it's 99% gold. If you're looking for
inflation protection then it's 80% gold. If you want protection with a chance of
profit then 50% gold. If you're looking at long term then 25% gold. If you have
very little concern for protection or inflation then 5% gold. And if youm are buy-
ing long term and can handle a little risk then just set aside 6 months expences
worth of gold and put it all in silver. If you can't afford six months worth then
accumulate it at 10 or 20% until you have that much.

Planchet

<< <i>It depends on the reason you're buying metal and your risk tolerance.

If you wantr a hedge against disaster then it's 99% gold. If you're looking for
inflation protection then it's 80% gold. If you want protection with a chance of
profit then 50% gold. If you're looking at long term then 25% gold. If you have
very little concern for protection or inflation then 5% gold. And if youm are buy-
ing long term and can handle a little risk then just set aside 6 months expences
worth of gold and put it all in silver. If you can't afford six months worth then
accumulate it at 10 or 20% until you have that much. >>



Cladking. Interesting post. Could you be so kind as to explain the reasoning you used to come up with the percentages you have assigned for each of the scenarios that you list. Thanks-planchet

cladking

<< <i>Could you be so kind as to explain the reasoning you used to come up with the percentages you have assigned for each of the scenarios that you list. Thanks-planchet >>



Gold is considered a monetary metal by many of its buyers. Even if more people start
buying they are likely to be at least partially motivated by believing that gold has some
"intrinsic" value. The danger facing us for the last few decades is one of a crisis of con-
fidence in the currency and this is more true today. In the event of a sudden revaluation
or a gradual one gold will attract more buying than any other commodity except perhaps
oil.

Silver, on the other hand, is the metal of the 21st century. More and more it will be re-
quired in various products. Even though silver is scarcer than gold probably there are
ample supplies of it for current and near future demand. But eventually it will come into
short supply since demand is (will be) increasing geometrically and supply is quite pro-
bably going to drop. At some point there will be a crisis of supply but even before this
happens speculators will push the price far higher. It's not a short term play and it may
be many years before the move happens. But it's almost certain to happen because
the metal is so scarce and so cheap.

No two investors have the same needs. We each have to assess not only those needs
and the risks but also the probability that the future will unfold in some specific way.

Planchet

<< Could you be so kind as to explain the reasoning you used to come up with the percentages you have assigned for each of the scenarios that you list. Thanks-planchet >>

Cladking, thank you for the explanation-planchet

timcoin

Historically, money the world over was based on a ratio of 15 to 1. Today, gold is trading about 60 times the value of silver, and has been higher. My opinion? Silver is cheap in relationship to gold.

coynclecter

My ratio is 60-1.

Which is why they both value about the same. Most of it I bought at 438 and 7.40 back in Sept 2005.

I put the same amount of $$ into each. At the time the ratio was about 60-1.

I wanted to buy some in 2002 but I had no money. At that time the price was like 300 and $5, a ratio of..................60-1


So, which one is best, let's see. gold at 1138 and silver at 18.76, that's hmmm..............60-1

OnlyGoldIsMoney

My ratio is 25 to 1. I expect to add more gold and no more silver through March 31st. Once that is done I expect to settle in at 20 to 1.

Overdate

If diversification is a goal, I would add some platinum to the mix.