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Give me one good reason, just one!!!!

keetskeets Posts: 25,351 ✭✭✭✭✭
I hear it over and over again, "This is just a hobby for me" while in the background I hear the gnashing of teeth because some entity supposedly diminishes the enjoyment causes financial loss. That's akin to blaming the company that makes Ping Golf clubs when I have a bad round or thinking that the guy cutting the greens somehow has it in for us this week!!!!

Stupid, stupid, stupid.....................I kind of think that many here aren't really engaged in enjoying a Hobby, they're engaged in enjoying a financial vehicle that doesn't always turn out the way they like. Back to the Golf analogy again, I don't ever recall hearing any of my buddies getting upset when the sell the set of 4-year old clubs at a huge loss to buy a new set that they feel will drastically improve their game. And then we have coin collectors!!!

Give me one good reason, just one, why so many are loathe to admit they are investing money in the hobby and it chaps their ass when they post a loss, cause I just don't get it.

Al H.

Comments

  • I'm not collecting for money...i have enough of that...i just like coins, find new ones, getting good deals (because its fun) and sharing my stories with others...although i don't have many yet...i'm new.
    -Rome is Burning

    image
  • Al, I used to play golf. In 1967 I had a hole-in-one at the Great Lakes course. That was the last time I played. How could I get any better??image
  • come on now ...........

    Admit it , you feel much better now , Don't you................




    Dan
    Fishing is not a matter of life and death.......It's much more important than that........
  • bidaskbidask Posts: 14,050 ✭✭✭✭✭
    Ok, ok, I do buy for investment too. image

    And I am a big boy and can take my loss too.
    I manage money. I earn money. I save money .
    I give away money. I collect money.
    I don’t love money . I do love the Lord God.




  • rickoricko Posts: 98,724 ✭✭✭✭✭
    Keets, excellent point.. well stated. I see it at the shooting range or competition all the time. People blame the gun, the ammunition etc.. never themselves - and this is after spending a fortune on their weapon etc. I have seen a top flight shooter sell his weapon for many times it's value... and the purchaser still does not shoot as well. I have also seen the same top flight shooter take an inferior shooters weapon, and give a stellar performance with said weapon. Here, the TPG's and dealers take the abuse for the 'collectors' inability to grade, authenticate etc.... while paying moon money for toners etc. A never ending source of amusement. Cheers, RickO
  • TwoSides2aCoinTwoSides2aCoin Posts: 44,689 ✭✭✭✭✭
    Ken your humor/wisdom is impeccably timed. image

    FOUR !!!
  • DUIGUYDUIGUY Posts: 7,252 ✭✭✭
    image

    image

    Well said!
    “A nation can survive its fools, and even the ambitious. But it cannot survive treason from within. An enemy at the gates is less formidable, for he is known and carries his banner openly."



    - Marcus Tullius Cicero, 106-43 BC
  • OK Keets... I do get your point...

    ...now I would like to "run" with your golf analogy...

    I would liken using the opinion of a TPG to hiring a caddy for a round of golf...

    If the caddy is a good one and has experience with the course...then he/she will be able to tell me what club I might do best with...best place to hit the ball...point out the rolls in the green, etc...

    I do not need a caddy to simply carry my clubs...nor can the caddy take the shot for me...and, heck...I don't want him/her to...

    My clubs...my balls...my game... but sound advice from experience is a good thing...

    BUT...if this caddy can do little more than shrug shoulders and mumble "I dunno" (aka Questionable Color/Toning)...

    ...or guides me to the left side of the fairway...when it would have been best to go to the right...

    ...or tells me the putt will break to the left ( when I think it'll break to the right) ... I listen and it goes to the right...image

    ...and then when I complain...the caddy suggests that we go another round...and I should pay more money...and maybe he'll give me different advice on the next round...

    ...well...

    ...with a caddy like that... might as well carry my own clubs and decide on my own shots...
    Re: Slabbed coins - There are some coins that LIVE within clear plastic and wear their labels with pride... while there are others that HIDE behind scratched plastic and are simply dragged along by a label. Then there are those coins that simply hang out, naked and free image
  • TwoSides2aCoinTwoSides2aCoin Posts: 44,689 ✭✭✭✭✭
    SeaEagleCoins, that's an awesome analogy. On a side note, I have one question :
    How many times do we see Tiger Woods, Ernie Els, Freddie Couples, or any PRO not using a caddy.

    If they're good enough for the pros image I'd say they're a great benefit to the game.
  • RichieURichRichieURich Posts: 8,585 ✭✭✭✭✭


    << <i>Al, I used to play golf. In 1967 I had a hole-in-one at the Great Lakes course. That was the last time I played. How could I get any better??image >>



    Well, there was a guy a few weeks ago who got two holes-in-one in the same round. Here's the story The odds on that were stated at 67 million to one. Would need to play a lot more rounds to get that! From someone without a hole-in-one, except in miniature golf. imageimage

    An authorized PCGS dealer, and a contributor to the Red Book.

  • ShamikaShamika Posts: 18,785 ✭✭✭✭
    I suspect it has something to do with pride. We've all hear stories of how so and so is making a killing selling some particular coin. But then we sell one of our coins and we loose money. It's one thing when we expect to take a financial lose such as in the case of golf clubs, but it's another when it "appears" everyone around us is making boat loads of money and we are not. Pride, pride, pride.





    Buyer and seller of vintage coin boards!


  • << <i>SeaEagleCoins, that's an awesome analogy. On a side note, I have one question :
    How many times do we see Tiger Woods, Ernie Els, Freddie Couples, or any PRO not using a caddy.

    If they're good enough for the pros image I'd say they're a great benefit to the game. >>




    So true...but remember... a player/caddy relationship only works if it works... if the caddy's opinion/advice does not help or even hinders the pro's game... then onto another caddy...

    ...and also... the PGA rules "require" that the player use a caddy...NO CHOICE in the matter...

    In other words...

    ...if you don't have a caddy to hold/carry your clubs ( or a proper holder for your coins)... then you can't play in the big leagues...

    ...no matter how good your game ( or nice your collection ) ... no PGA trophies (Registry sets or record sales on Heritage) for you...image
    Re: Slabbed coins - There are some coins that LIVE within clear plastic and wear their labels with pride... while there are others that HIDE behind scratched plastic and are simply dragged along by a label. Then there are those coins that simply hang out, naked and free image
  • JRoccoJRocco Posts: 14,277 ✭✭✭✭✭
    Hey Al,
    How are you?
    I am having a hard time trying to understand how you are having a hard time understanding this concept.
    This is really a nice fun hobby for some of us.
    That's it...pure and simple.

    My wife collects statues. She has a huge collection of hand made statues from Hummel to Lladro, to old Yugoslavian glass pieces-Russian/Italian/German..., an eclectic mix of awesome stuff....really great stuff. And she never once..NOT EVEN ONE TIME..has gone online to check the current value of her pieces...SHE DOESN'T CARE if they have gone up down or sideways in their value. It is a hobby for her like coins are a hobby for me.
    I complain more about dropping $100 at a restaurant for dinner and not getting a good cup of coffee to finish it off.

    Nobody likes throwing money away, but hobby/fun money is not needed money...or shouldn't be at least.
    Some coins are just plain "Interesting"
  • ksteelheaderksteelheader Posts: 11,777


    << <i>

    << <i>Al, I used to play golf. In 1967 I had a hole-in-one at the Great Lakes course. That was the last time I played. How could I get any better??image >>



    Well, there was a guy a few weeks ago who got two holes-in-one in the same round. Here's the story The odds on that were stated at 67 million to one. Would need to play a lot more rounds to get that! From someone without a hole-in-one, except in miniature golf. imageimage >>




    I worked with a fellow that had holes in one on the same hole on back to back Saturdays. That's got to have pretty good odds also.image
  • TwoSides2aCoinTwoSides2aCoin Posts: 44,689 ✭✭✭✭✭
    Is it possible that some have just as much fun playing in tennis shoes and jeans on a public course, without a caddy, as some do on a private course with one ?
    I'm also pretty sure there are many more who are content to play with "hand me down" clubs, too image
    The investment of time/money is measured so many different ways by so many different hackers.
    The pros and the cons of the game are beyond comprehension, really.


  • << <i>Is it possible that some have just as much fun playing in tennis shoes and jeans on a public course, without a caddy, as some do on a private course with one ?
    I'm also pretty sure there are many more who are content to play with "hand me down" clubs, too image
    The investment of time/money is measured so many different ways by so many different hackers.
    The pros and the cons of the game are beyond comprehension, really. >>




    I think you just hit keet's nail right on the head...image
    Re: Slabbed coins - There are some coins that LIVE within clear plastic and wear their labels with pride... while there are others that HIDE behind scratched plastic and are simply dragged along by a label. Then there are those coins that simply hang out, naked and free image
  • NysotoNysoto Posts: 3,826 ✭✭✭✭✭
    It is a pure hobby to a very small percentage, those who use only true discretionary income, seldom or never sell, and really don't know or care what their coins are worth.

    It is a pure hobby to others who don't care about coins as an investment, but realize that prudent purchases can enable more success when trading up to better coins, or trading into another series. They do not want to liquidate their entire collection for financial gain, but they will try to maximize the amount when selling for the purposes of improving their collection.

    For most, it is a combination hobby/investment, kinda like old cars. A friend at work who has a 9 car garage told me he can have his money in banks or stocks, but it is much more interesting and fun to have old cars. Coins are much more enjoyable than looking at bank statements, rather than pure investments coins can be a fun place to park money as a form of savings.

    Then there are the pure investors who are always nervous about timing the market top, and will sell when they think it is time, with no remorse at losing their coins.

    Then there is a vanishing breed, the true numismatist...
    Robert Scot: Engraving Liberty - biography of US Mint's first chief engraver
  • JRoccoJRocco Posts: 14,277 ✭✭✭✭✭


    << <i>It is a pure hobby to a very small percentage, those who use only true discretionary income, seldom or never sell, and really don't know or care what their coins are worth.

    It is a pure hobby to others who don't care about coins as an investment, but realize that prudent purchases can enable more success when trading up to better coins, or trading into another series. They do not want to liquidate their entire collection for financial gain, but they will try to maximize the amount when selling for the purposes of improving their collection.

    For most, it is a combination hobby/investment, kinda like old cars. A friend at work who has a 9 car garage told me he can have his money in banks or stocks, but it is much more interesting and fun to have old cars. Coins are much more enjoyable than looking at bank statements, rather than pure investments coins can be a fun place to park money as a form of savings.

    Then there are the pure investors who are always nervous about timing the market top, and will sell when they think it is time, with no remorse at losing their coins.

    Then there is a vanishing breed, the true numismatist... >>



    This says it all in a nutshell.

    I have sold ONE coin in over 40 years of collecting. And that was a modern coin that didn't fit into my collection, but was worth a good sum of money (and I PM'd keets and asked for his opinion about the sale).
    Guess I know what camp I fall intoimage
    Some coins are just plain "Interesting"
  • MidLifeCrisisMidLifeCrisis Posts: 10,584 ✭✭✭✭✭


    << <i>Then there is a vanishing breed, the true numismatist... >>


    And what is that? And how does it differ from all but the pure investor in your post?
  • I've had a lot of back-and-forth over the last year or so, but after taking a pause from collecting and assessing what I've learned out here, I can say that I feel really content with my current focus, and I'm enjoying collecting Capped Bust Halves for:

    - their place in history, and to do my part in preserving a small piece of it.
    - the fascination of the many different die marriages for each year, and how they evolved and were refined from year to year.
    - inspecting the various CBHs available, and determining which Overton variety a coin is. R3 or better? Cool!

    Should they go up in value, great. Should they stay the same for the next 30 years, or even dip, okay. No matter, because I don't plan on selling a single one of them. My family can deal with that once I'm gone. So no worries on posting a loss or boasting about a gain from this corner.
    Exclusively collecting Capped Bust Halves in VF to AU, especially rarity 3 and up.
    image
    Joe G.
    Great BST purchases completed with commoncents123, p8nt, blu62vette and Stuart. Great coin swaps completed with rah1959, eyoung429 and Zug. Top-notch consignment experience with Russ.
  • LanLordLanLord Posts: 11,730 ✭✭✭✭✭
    I collect, but only on weekends, and I can quit anytime I want! It's not a problem!
  • pennyanniepennyannie Posts: 3,929 ✭✭✭
    I saw when Tiger Woods caddy made approx 1.6 million last year. Not a bad job.

    I do not collect to lose money. I have a pretty large amount of money tied up in my collection (in my little world) and do not see a bright side to losing 25k or more. Like everything you need to evaluate what you want to do, how to get there, stay there and plans to... I have cut my collection in 1/2 over the last 6 months. The profit was nice.
    Mark
    NGC registry V-Nickel proof #6!!!!
    working on proof shield nickels # 8 with a bullet!!!!

    RIP "BEAR"
  • NysotoNysoto Posts: 3,826 ✭✭✭✭✭


    << <i>And what is that? And how does it differ from all but the pure investor in your post? >>


    My opinion of a numismatist, for what its worth, is RWB, First Mint, Condor101, Pistareen, Eureka, MrHalfdime, Denga, Rittenhouse, and others. They may or may not make their living from coins, or for that matter may not even own coins.

    Golf is a poor comparison to coins, as for most golf does not involve a collectible, as skiing or other activity based hobby. Most collectibles can be compared to coins, as old cars, art, etc are all hobby/investment pastimes. Try to find an old car nut who is not concerned with the sale price of the of their cars.
    Robert Scot: Engraving Liberty - biography of US Mint's first chief engraver
  • lcoopielcoopie Posts: 8,873 ✭✭✭✭✭
    denial
    LCoopie = Les
  • edix2001edix2001 Posts: 3,388
    One of my e-pals shared his philosophy with me.
    He collects what he likes, and maybe someday when he's gone they will be worth more than he paid, but even if it don't work out like that, he was able to enjoy them and it was worth whatever he put into them at the time, for his personal enjoyment.
  • BlackborderBlackborder Posts: 2,797
    Good point but the guys at the pro shop selling clubs usually aren't class A jerks.


  • << <i>Good point but the guys at the pro shop selling clubs usually aren't class A jerks. >>




    No...but I have run into a few that might be Class B jerks...image


    ...and to reply to Nysoto...perhaps golf is not the best analogy to relate directly to coin collecting...

    ...but I do think the golfer/caddy analogy can be applied to the "game" of coins...and to the ever-growing dependancy, that many have developed, upon the opinions/advice of others...

    ...and then there is the "blame game"...when the outside opinion becomes more important than the game itself...and when "winning" becomes more important than the simple pleasure of just playing...

    ...which, I believe was the 'point' of the OP...

    Is it a hobby/game or is or a business?

    For some, it is both...

    I think keets was expressing a bewilderment ... with some folks inability or unwillingness to honestly answer that question...and then live with that answer...
    Re: Slabbed coins - There are some coins that LIVE within clear plastic and wear their labels with pride... while there are others that HIDE behind scratched plastic and are simply dragged along by a label. Then there are those coins that simply hang out, naked and free image
  • TomBTomB Posts: 22,254 ✭✭✭✭✭
    I'm staying away from the golf analogy and in fact will not directly answer the question in the opening post. However, the idea of what defines a true numismatist or their frequency is something I will address. In my opinion, it is likely that what many consider to be a true numismatist was always a rare breed. Additionally, the few folks mentioned in this thread as possibly being true numismatists appear to be concentrated within what we consider classic US coinage. Let me add a member's name who in my estimation is a true numismatist, but will break that mold; cladking.
    Thomas Bush Numismatics & Numismatic Photography

    In honor of the memory of Cpl. Michael E. Thompson

    image
  • RedTigerRedTiger Posts: 5,608


    << <i>Give me one good reason, just one, why so many are loathe to admit they are investing money in the hobby and it chaps their ass when they post a loss, cause I just don't get it. >>



    Again, I use the analogy of some other purchases such as buying a car, or expensive clothes. Virtually no one thinks "investment" when buying a car. Virtually everyone gets upset if they find out they paid $50,000 for a car that could have been gotten for $30,000. Virtually everyone cares about the resale value of the expensive car. Split the hairs where you will, but the word "investment" is a poor one to describe the car purchase situation. The difference may be that occasionally the coin buyer can sell for a profit, whereas this rarely happens with the car buyer. Do you think of yourself as a "car investor?" If yes, then many more will admit that level of "investment" interest in their coins, even if they believe it is a poor description.

    Again, I think it is semantics, and a lot of energy on a word, but a lot of folks are being honest in describing their adventures in numismatics as a hobby, not as an investment.
  • RedTigerRedTiger Posts: 5,608
    It might also be useful to look at pure investments, such as stocks or bonds. A lot of folks turn these matters over to others. Is there a single coin hobbyist that would turn over all their coin collection decisions to others? No. However, many coin investors would do just that if they thought it would maximize returns. To the investor the coins selected mean nothing, only that they go up in value. When selecting a stock or bond, the investor cares only about the monetary aspect, the risk/reward, the safety, the return, and only the financial factors. They care little to nothing about anything else. Compare that to coins, where the thrill of the hunt, building a matched set, learning about the history, appreciating the beauty are all factors. For the hobbyist, these intangible factors loom much larger than they do to the coin investor.

    Again, this is not to say, the coin hobbyist enjoys a trip to the cleaners, the example of paying $50,000 for $30,000 in current market value. No one enjoys that, not the investor, not the hobbyist. It still doesn't mean that both have the same interest, the same objectives, or same goals. For the investor the goal is to maximize gains, and hobby issues are secondary to non-existent. For the hobbyist, the intangibles of enjoying the hobby are primary, while return on money is secondary, and often only a minor consideration.

    /edit typos
  • TwoSides2aCoinTwoSides2aCoin Posts: 44,689 ✭✭✭✭✭
    TomB...
    You know I'm a layman and I know from our personal chats that you are not image
    However, I always admire the way you are able to think "outside" of the box.
  • ChrisRxChrisRx Posts: 5,619 ✭✭✭✭
    I have made SOME money off coins - BUT I am more for longterm enjoyment/investment.
    image
  • JRoccoJRocco Posts: 14,277 ✭✭✭✭✭
    Not to give Tom a big fat green head with sharp teethimage
    But I would definitely consider cladking a numismatist also and he is someone who has probably forgotten more about clad coinage than I or most here have ever known.
    Some coins are just plain "Interesting"
  • Joining the party rather late, but figured I would add my $.02 worth to the talk.
    I think most people like to believe there hobbyist first and foremost and actually believe it to an extent, that is until the market starts to correct, they they run for the doors scared to death.

    The financial markets are the same. Everyone loves to say they're long term investors, at least until the markets correct nastily to the downside and then they want out.

    Usually these situations arise when people are putting money into investments they know nothing/little about and get spooked at normal market behavior that needs to occur periodically to correct for overvaluations. The smart money is sitting on the sidelines waiting for the market to over correct on the downside, then the bulls will return and sanity returns for a while.

    That's pretty much the way I see it.
  • coinkatcoinkat Posts: 23,968 ✭✭✭✭✭
    Keets:

    I am not sure I agree with what you are saying... I say that in part because many collectors, myself included, collect many types of coins in various grades with different objectives. For example, I have been working on a set of British pennies from 1860 to 1967. I am seeking nice high end circulated examples. I am not in this series as an investment... merely fun and I will likely buy afew mistakes along the way and loose $$ and buy others that will likely make up for any mistakes. My point is... I don't care about the financial aspect of that series.

    Lets use a different example... and lets use a different series such as Jefferson Nickels. A fairly attractive set uncirculated can be assembled for a small amount if that is the direction a collector chooses. In the alternative, a collector could literally spend $50,000 to $75,000 (and even more) for Full Step examples. At some point, coins become an investment and collectors want to feel as if they have bought the right coins as well as have some sense of security about the value of the 1953-s MS65 Full Step that they just paid a tidy sum to obtain. Collectors want a level playing field as they undertake such an endeavor.

    Unfortunately, there are no guarantees in terms of value or even grading due to its subjective component. Collectors, at some level, will likely second guess TPG and that does not always make them whiners but perhaps it will make them more aware of what knowledge is really required to be a real collector.

    edited for spelling... pennies and collectors

    Experience the World through Numismatics...it's more than you can imagine.

  • halfhunterhalfhunter Posts: 2,770 ✭✭✭
    I think that many of todays collectors have never seen a real coin market collapse as occured in 1980, nor do they believe that it can happen.
    The next big numismatic bear that hits will cull the true collectors from the panic stricken investors.

    Regards, John
    Need the following OBW rolls to complete my 46-64 Roosevelt roll set:
    1947-P & D; 1948-D; 1949-P & S; 1950-D & S; and 1952-S.
    Any help locating any of these OBW rolls would be gratefully appreciated!
  • YaHaYaHa Posts: 4,220


    << <i>Al, I used to play golf. In 1967 I had a hole-in-one at the Great Lakes course. That was the last time I played. How could I get any better??image >>



    Knock a small plane out of the air with a shanked pop up.image
  • Coin FinderCoin Finder Posts: 7,494 ✭✭✭✭✭
    Give me one good reason, just one, why so many are loathe to admit they are investing money in the hobby and it chaps their ass when they post a loss, cause I just don't get it.

    Reason: This phrase in the question "investing money in the hobby"

    If they are really investing money then it is not a hobby as strictly defined An activity or interest pursued outside one's regular occupation and engaged in primarily for pleasure.

    But if you call it a hobby you can sell it to the wife or to yourself when it does not work out. ( you begin to trick your mind here)

    When it does work out and you make money, you do mentally transistion to an "investor" and think it is a hobby because you want to be right and good and want to tell your "fish story" to gain respect for yourself, from your wife and freinds. This does give one pleasure so it could be a hobby you think.

    Thus, when you lose money it does not look good to you and real or imagined, you think everyone else knows...because you have won or made money in the past as an investor the only way to express this new defeat it is to pawn the loss of mentally as just a hobby going back to the true defination like running home to mama. But you soon realized you have tricked yourself and that losing money is not fun so it really is not hobby, you are just a loser. Hence the gnashing of teeth.
  • GritsManGritsMan Posts: 2,599 ✭✭✭
    I'm going to go with CoinKat a bit here. I really have two different facets to my collection. One is high-end (for me) stuff that I strongly hope will appreciate and, if I don't have to sell it, will be a killer set for my children and grandchildren--you know, the way I'd look at a choice set of Walking Liberties or Indian Head pennies today. I may not see this set do anything in my lifetime, but I hope it will in time.

    The other part of my collection--the one I actually enjoy more--is just what I collect from coin rolls. To me, that is pure collecting. Just pursuing it for the pure joy of finding things, independent of value.

    So, it ain't black and white. Am I greed-free? No. Am I obsessed by monetary value? No. But I have elements of both. Gee, does that make me human???
    Winner of the Coveted Devil Award June 8th, 2010
  • jmski52jmski52 Posts: 23,453 ✭✭✭✭✭
    What is it that they say about golf? "It's an ill-conceived game, played with implements that are ill-suited to the purpose."

    I'm not very good at "collecting coins for money", so I limit my collecting to coins that I think are cool.

    I buy precious metals for investment and speculation, and somewhere in the mix, I started collecting various aspects of these coins as well.

    I liked David Hall's reference to that original roll of BU Barber Dimes that someone had in the '70s at a coin show. Can you imagine how much flak the guy who saved them might have encountered at the time when he put them away?

    Maybe it was just a hobby for him. Or maybe he did it as an investment. Either way, who can deny that they would like to find such a roll of dimes somewhere like that? Maybe it's not for anyone else to judge what someone else collects or why they collect it.
    Q: Are You Printing Money? Bernanke: Not Literally

    I knew it would happen.

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