I'll go VF-20 on the coin. Problem is, no one will probably pay VF money for a coin like this without the horn; even if the rest of the coin looks like a solid VF. I like to buy branch mint coins like this as Fines, since there is such a quantum price jump between Fine and VF. I'm sure that I would want more than Fine money, however, once I went to sell the coin. Dan
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Experience the World through Numismatics...it's more than you can imagine.
One of my favorite dates to hoard!
Dan
a.k.a "The BUFFINATOR"