Question for ebay sellers- Paypal e-check / unconfirmed address
rhedden
Posts: 6,626 ✭✭✭✭✭
I sold a coin on ebay today to a buyer with zero feedback who payed by e-check through Paypal. Unconfirmed shipping address. Does anyone know if it is possible for a scam artist to pay by e-check and then do a chargeback to your acount after you send the item? P.S., I don't think this guy is a scam artist based on his bidding history, but you never know.
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For a small-ticket item (i.e. under $50 to $100) and a buyer with excellent feedback, I probably ship the item anyway. For a zero-feedback buyer, there's no way in hell. Use PayPal, and it's confirmed or nothing.
“We are only their care-takers,” he posed, “if we take good care of them, then centuries from now they may still be here … ”
Todd - BHNC #242
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<< <i>I always try to use an unconfirmed address (my work address) because it's a busines and the receptionist is always there to sign for packages that require a signature. I've asked a few sellers that require a confirmed address to ship to an unconfirmed address, without any luck though. I don't argue and I've never had a seller get snotty because I asked. >>
If it's not a $500 item and you have good feedback, I wouldn't have a problem with it.
Personally, what I've done to deal with the "no one home for signature" problem is set one of my credit cards to have a billing address at my home, and the other one that's registered with PayPal to have a billing address at my P.O. box. If it's something that's going to require a signature and I don't think anyone will be home to sign for it, I pay with the card that's linked to the P.O. box. That way I can sign for it at the P.O., at my convenience, and still allow the seller to ship to a "confirmed" address.
2) Send the item with delivery confirmation or signature confirmation then you have proof the coin was delivered.
<< <i>You can print a postal shipping label and pay for the postage on the item right in PayPal. That put's the delivery confirmation number with the payment if there is a conflict. But if you ship to a unconfirmed address PayPal will not warrenty the purchase. Better off requiring a confirmed address for all PayPal transactions. >>
There was a recent thread that Eric (K6AZ) started about doing this and discovering that someone at the P.O. "X'd out" the delivery confirmation section of the label and didn't put it into the system. No delivery confirmation in the P.O.'s system, no proof of delivery, no defense against chargeback.
In theory, what you're saying is 100% accurate -- but there's no way short of delivering it to the counter and getting a postmarked DC receipt of really CYAing.