FRAUD ALERT!!!!

rb7557

and its not ebay or paypal!!! I received an email from USBank stating that my account had been suspended
due to possible atm fraud. I responded to it and couldn't log in to my account, and followed a menu (very foolishly I might add) and tried to log in with my acct # and pin. Thats where they had me!! Now I really have a suspended account, overdrawn, and a fraud case started. I now get the privilege of cancelling my
check card, and this account and get to open a new one. Then I have to get what checks are out rerouted.
so people get paid. Also the fun of redoing my accounts at ebay, paypal, and the us mint, to mention a few.
If anyone here gets the same email, forward it to: Fraud_Help@USBank. Oh by the way, the individual(s)
responsible for this mess are in Romania. I sure have to go a long way to kick somebody's @$$!!!

I hope this saves the forum members here some of the grief I am now feeling!!!

rb7557

I wish I had done the same. Its getting to the point where you don't know what to ignore and what to respond to. Live and learn I guess.

ElectricEye

I get em all the time. I never had a USBank account.

coynclecter

DO NOT RESPOND to ANYONE who requests a PIN or PASSWORD. DO NOT APPLY any patches or updates sent to you. DO NOT OPEN any email if you don't know the sender.

If you want to follow up on any notices , don't use thier link but call the bank directly. These frauds are as common as Morgan Dollars.

And don't expect some rich official in Kenya to share his millions if you give him your bank account number. The Internet is getting to be a dangerous world.

rb7557

Sound advice coyn. If I didn't have an account at this particular bank the email woulda been in the trash!

Bikingnut

I received one from a bank not long ago, but I don't remember which one. Thing is I never had an account with that bank.

prooflike

Other banks are tried with this fraud scheme, don;t log in from an email!

DesertRat

If you want to follow up on any notices , don't use thier link but call the bank directly.


Great advice all around Coyn. Especially about following their links. Not hard to setup a mirror site that looks feels, tastes the same as the original but is designed to capture your info. Another good rule of thumb is this... if you dont know the sender and the e-mail has attachments..delete it without opening it. If you know the person who the e-mail is supposed to be from but were not expecting an attachment do not open it unless you have verified with them that they did indeed send it to you. ALWAYS HAVE YOUR ANTIVIRUS SOFTWARE ON AUTOPROTECT and for crying out loud...pay the fee to register it and get the regular updates.

Many of the latest worm viruses are designed to copy your address book and use your e-mail program to send replicated copies of the virus to your friends.

Myqqy

Rb7557- sorry to hear about this- it sounds like a complete nightmare. Are you going to be out any money, or is the bank going to cover any expenses rung up by the scammers??

catfish172

I never respond to any email by clicking on the links provided. Well that's not totally true, I do like to click on the ebay ones that are blatantly a scam and enter things like jojostarbuck for the ebay username and apollo for the password. Then I'll do it 20 more times and enter obcenities as both just to fill up there databases with crap. I wouldn't reccomend this on a windows box though as they tend to spew out your information without you even knowing it. The browser that loads from my email program is different from my browser that I use for my regular web surfing so there is no possibility of them grabbing stuff from my cache or history. My email program has a redirect feature in its filtering system, I like to redirect those Nigerian scams back to the last one that sent me one. That way they can send them to one another. Once I responded, I don't want to do this for less than %95 percent of the funds.... They accepted!! Of course I didn't follow through and put the email address in my filtered killfile.

Sorry to hear that this happened to you. I received the same email 3 weeks ago and I tried to find out how I got an account at US Bank. I was going to withdraw it all and put it in my credit union.

rb7557

Myqqy I don't think so, I will know more about it tomorrow when I get to my local branch. I will update this post accordingly tho. Lots of great advice here, where were all you guys at before I pressed "reply?"

jimtre

There was an article in the Oregonian about this a couple of weeks ago. I did post it here.

I forget what they callit but ph????? and in the article they mentioned citibank, us bank and one other that escapes my memory.

They are trying to get you and they do a certain percentage.

Never Ever respon d to these. No reputable businerss asks you to upgrade your account/passwor etc.

NEVER! NEVER!! I get many I mean MANY an week.

Jim

ldhair

I got one from a bank I don't even have an account with.

catfish172

<< <i>There was an article in the Oregonian about this a couple of weeks ago. I did post it here.

I forget what they callit but ph????? and in the article they mentioned citibank, us bank and one other that escapes my memory.

They are trying to get you and they do a certain percentage.

Never Ever respon d to these. No reputable businerss asks you to upgrade your account/passwor etc.

NEVER! NEVER!! I get many I mean MANY an week.

Jim >>



It's called phishing, I saw a 20/20 on it years ago. There's another insidious group out there called scanners. The 20/20 crew spied on some stylish restaurants in the northeast and caught some waiters doing it. Basically, The waiter carried a battery operated card scanner in his jacket pocket, <another one had one velcroed in his jacket> when he went back to scan at the register he scanned it into his device as well. When, he got off of work he'd take it and download it to his home computer or a laptop and trade the lists for cash. There were other creative things done as well. Such as tapping serial ports between the card reader on computer based Point of sale systems and catching live scans and putting them in a file. The perp then could go back any time and get the file from the computers hard drive and put it on a floppy disk. Some older cash registers use serial ports on the Credit Card Readers also. Bad thing is that the "extra" code from the back of the card you have to give during online payments and the like is included in the scans. So another "caveat emptor" applies NEVER EVER let your credit/debit cards be taken out of your sight when paying for anything. Don't even get me started on what an unethical employee at a hotel/motel could do <and some have done> with there "networked" POSale systems.

coinnerd

It's called phishing pronounced 'fishing'. The bad guys send out thousands of spam e-mails from every sort of financial institution e-bay and paypal. The spam looks exactly like the letter head and the linked sight exactly like the instutions sight. If they only get 1/2 of 1% response they can make a fortune and they're nearly impossible to catch.

No legitimate company will ever ask you for info through an e-mail or ask you to send them info. This includes the phone, too. It won't happen so never respond.

catfish172

Oh and another bit of advice. If you do online banking with your bank or paypal or whatever make sure you check the address bar in your browser to be certain you are where you are supposed to be. Some put you encrypted before you log in some don't., reguardless before you engage in any "secure" transaction make sure that the little lock in Netscape or Internet Explorer is closed "locked" if it isn't don't type anything.

nolimitz

RB
Don't forget to notify your ISP as well. I lost a CC and got it replaced, forgot to call my ISP and a month later no internet, no notice.
Account closed for non-payment.

rb7557

Thanks for all the advice. I went to the bank today, what fun. They didn't even follow their own policies.
There were 2 atm transactions. 1 for almost $600 and another for just under $400. Their limit on atm withdrawals is $1000 per day with a limit of $300 per transaction. There was also cents involved, which
can't be drawn out of an atm! So now the account is frozen and the investigation takes 10-60 days to complete. If fraud is found, my funds will be released back to me, if not I eat it. I was at the bank Friday
at about 5 p.m. and made a deposit. I was there again this morning at about 11 a.m. dealing with this. Is that enough time to go to Romania, run my check card, and get back???

rb7557

nolimitz I like that little cryin buddy. LOL I feel that way, and I'm so mad at myself I'm about the same color....

aem4162

i'm really sorry this happened to you! i get emails from usbank, paypal, and ebay ALL the time saying my accts are in trouble and i forward them to their fraud divisions even if i think they MIGHT be legitimate. the worst thing about the usbank emails is that i don't even have an acct with them.

billboat

I don't open anything I don't recognize--for those who click on them to enter funny responses, etc.--don't! It's a very good way to have them drop spyware into your computer--and that can cause you problems down the line.

flaminio

<< <i>Its getting to the point where you don't know what to ignore and what to respond to. >>

No, it's not. Ignore them all, and you'll be fine. No reputable institution will ever ask for personal information via email. Not anymore.

rb7557

After talking to a fruad investigator with the bank I don't think usbank even sends out emails. The guy was very helpful, and said its a problem thats been going on for a while now. I was lucky in a way. I had the majority of my bills paid for the month, so this didn't hurt as bad as it could have. Now its a waiting game for the account to be cleared and I get my money back. Now all I have to do is get my wife off my back! She already told me when that money gets cleared I can't, won't, and better not buy another coin with it!!! Hide and watch!!!