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Interesting gold prices

bsshog40bsshog40 Posts: 3,907 ✭✭✭✭✭

So I was watching tv and of course commercials. The old US Money Reserve commercial came on and curiosity got to me to check their gold prices. Now all I looked at was bullion gold. So I wanted to compare their prices of a 1 oz gold Eagle to the us mints price. So why would these be soo different? I just looked at both just before I posted this. First is us mint price and second is us money reserve.

Comments

  • MetroDMetroD Posts: 2,227 ✭✭✭✭✭
    edited August 9, 2024 10:54AM

    They are different coins. The first (U.S. Mint) is a proof coin, the second (U.S. Money Reserve) is bullion.
    Reference

    This year, the Mint will release three versions of the 1.0 oz. AGE - bullion, 'uncirculated/burnished', and proof.

    The Mint does not sell bullion coins directly to the public.
    Reference

    Edited to add references, and additional information.

  • bsshog40bsshog40 Posts: 3,907 ✭✭✭✭✭
    edited August 9, 2024 11:01AM

    Oh, I didn't even pay attention to that. So I guess a proof finish is worth at least $500? Lol
    So looking at your edit, the mints Uncir is still $500 more. Still doesn't make sense to me how both can be priced soo different.

  • CaptHenwayCaptHenway Posts: 32,252 ✭✭✭✭✭

    The U.S. Mint always charges an extremely high manufacturing premium for their Proof version of the current year American Eagle gold coins.
    By contrast, they sell the one ounce Uncirculated version in bulk (500 piece lots of the current year coins) at a 3% premium over spot to licensed distributors who then sell them to private dealers in 20 coin rolls for a small markup over that, and those dealers sell singles or multiples to the public at a small markup over that. Typical retail for a current year coin is usually under 5% over spot, though that can go up if a dealer has to make a special purchase to get a current year coin for a customer who wants it for a new baby or an anniversary or whatever.

    Previous year coins (and eventually every current year coin is a previous year coin) can often be bought from dealers for around 3% over spot, but again this varies with supply and demand.

    (All pricing mentioned here assumes cash or check. Credit card companies charge merchants a percentage of the transaction, and on such low margin merchandise the dealers have to pass that charge along to the customer lest they lose money on the sale.)

    Numismatist. 50 year member ANA. Winner of four ANA Heath Literary Awards; three Wayte and Olga Raymond Literary Awards; Numismatist of the Year Award 2009, and Lifetime Achievement Award 2020. Winner numerous NLG Literary Awards.
  • BillJonesBillJones Posts: 34,075 ✭✭✭✭✭

    I would love to get a set of these coins, but the price of bullion scares me. I guess I should bought when it was $1,700.

    Retired dealer and avid collector of U.S. type coins, 19th century presidential campaign medalets and selected medals. In recent years I have been working on a set of British coins - at least one coin from each king or queen who issued pieces that are collectible. I am also collecting at least one coin for each Roman emperor from Julius Caesar to ... ?

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