Morgan grades

I've been looking for a nice 1885-CC in MS65. I'm not sure about other examples halfs quarters etc. but I look on an auction site and see many morgans in pcgs holders and other holders NGC, ANACS that look like 63-64 but say 65? Very few look 65 to me or at least a good example that I would want to purchase. I even see a few 65's that look the same or better than 66's.
Do people crack these out somehow and put 64's in 65 or 65's in 66 holders? Then re-submit their coin to sell again?
Not intention to insult any of the grading companies at all and I do realize there are low and top end coins in each grade.
I'm sure this has been discussed many times before. But I don't live here like some of you guys. lol
Love the 1885-CC Morgan
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Comments
When money is involved there is both the crackout game and potential gradeflation. Both have occurred and sometimes coins are altered after crackouts in an attempt to get them into a better grade holder. Also some market grades may price at 65 (and probably tombed at their highest grade) so they’ll be put into a 65.
Just like how some early gold and silver got moved from AU to MS over the years as service re-evaluated their criteria of what counts as wear.
TurtleCat Gold Dollars
I've had one open for an 1885 CC also. Most seem to run more baggy than I like.
Louis Armstrong
Can someone let me know what grey sheet bid/ask price is for a 65?
I have a GSA at home that's a 63/64 on a good day. Maybe I'll post pics and see what you guys think.
Thanks
Be patient and selective. They are out there. This is a MS66 but I looked long and hard to find one that the eye appeal was off the chart for me.

I have a couple of '85's, but they are in the GSA box still....Not interested in slabbing them. Cheers, RickO
One of my earliest discussions here relates to what you are talking about. You might find the comments interesting.
https://forums.collectors.com/discussion/973041/seeking-opinions-on-this-1885-cc-update-grade-posted#latest
Collector, occasional seller
I see some nice 65's from time to time, This is my current 85-CC. I'm looking to upgrade to a 67 but they are pricey:
Post some pics when you get around to it.
This discussuion is bringing back memories.
I was a humble recipient of the coveted “you suck” award back in 2014 for a case resembling the above discussion on an 85-cc.
Happy, humble, honored and proud recipient of the “You Suck” award 10/22/2014
Lighting is off but this is a decent 85cc GSA


Looks like a MS65+/MS66 very nice!
I think CC coins in mint state get "the benefit of the doubt" on grades....whereas if the coin were from another mint they would not receive that "bump", whether it is intentional or not, or just my imagination....I don't really know.
Top 100 VAM 4 to boot!
I remember that now that I saw my rely too. I was one that guessed a 65. Tough crowd here. lol
@ccmorgan - here is an 1885-CC in MS65 for sale for a decent price at Coast to Coast:
https://www.coastcoin.com/items/200729/
I've always noticed the grading service's are more forgiving with CC S compared to the other mint marks
Nice but I don't like the patina and or what looks to be part of a finger print at 9 o'clock-ish on the reverse.
No problem, @ccmorgan. I'll keep my eyes open for more 65's sans the big fingerprint.