Photo Editing Program Question

Finally upgraded the camera, now I am looking for a good software program that will let me do all kinds of cool things, like black backgrounds, have the tag in the background between the obverse/reverse, and crop the coins as circles not squares. What programs do you suggest? Currently, I have the starter edition of Microsoft Digital editor for 06. Should I just upgrade to the full version?
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<< <i>Photoshop. >>
Photoshop Elements, about $60 or so.
Recipient of the coveted "You Suck" award, April 2009 for cherrypicking a 1833 CBHD LM-5, and April 2022 for a 1835 LM-12, and again in Aug 2012 for picking off a 1952 FS-902.