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The final straw: eBay going to 100% electronic payments.

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    notwilightnotwilight Posts: 12,864 ✭✭✭


    << <i>Oh, and for those who think this ISN'T a bad move, this month alone I've deposited $4468.83 in checks and money orders. It will hurt anybody selling in the collectibles categories. Russ, NCNE >>



    I posted this the other day. Previous thread

    I've sold quite a bit of gold lately and I've deposited even more that that in checks this month. I tend to get more checks/mos on larger sales, which of course is good for me with paypal fees being constant 2.2% no matter what the amount. Well, now that I think about it some of those sales were off ebay....sorry about that ebay...NOT! Buyers are figuring out that ebay fees and paypal fees are high and they're making more and more off-ebay offers. I hope you guys don't think I'm unethical by taking them up on it.

    I called and discussed this with eBat. They said "90% of our uses already used paypal" My reply, "So you're willing to throw those 10% of sales away, I'm not." They mumbled....obviously the guy had no power to do anything but he took my user ID and logged that I had voiced disapproval of the new requirement.

    --Jerry
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    notwilightnotwilight Posts: 12,864 ✭✭✭


    << <i>

    << <i>What's stopping a seller from contacting the winning bidder and stating he/she can pay via money order or personal check if preferred? >>

    As long as a seller doen't mind the risk of somehow getting caught doing that, nothing. >>



    It is actually OK for the buyer to contact the seller and ask to send a check/mo but not the other way around. My auctions still all say check/MO in the text. They won't take action until Jan I'm told but if I don't get that language out of there by then you know how they treat their sellers: I'll wake up one morning and all of my auctions will have been poofed. --jerry
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    mrpotatoheaddmrpotatoheadd Posts: 7,576 ✭✭✭


    << <i>It is actually OK for the buyer to contact the seller and ask to send a check/mo but not the other way around. >>

    That's true.

    << <i>My auctions still all say check/MO in the text. They won't take action until Jan I'm told but if I don't get that language out of there by then you know how they treat their sellers: I'll wake up one morning and all of my auctions will have been poofed. >>

    That's why I updated all my store items to remove "checks/money orders" from the listings. I also spent the time informing my regular customers about the changes that were coming, so that they'd know I'd still be able to take their mailed payments.
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    08HALA2008HALA20 Posts: 3,066 ✭✭✭
    How would eBay know that you offer checks or money orders?

    Is someone reviewing auction descriptions to see if it includes other payment options.

    If so, do they do it before listing it or after?

    Do they have an auto search function to find out which auctions are doing it.

    It appears it would be a nightmare to enforce it.

    Joe
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    mrpotatoheaddmrpotatoheadd Posts: 7,576 ✭✭✭


    << <i>How would eBay know that you offer checks or money orders?

    Is someone reviewing auction descriptions to see if it includes other payment options. >>

    Most likely, they'll be depending on buyers to rat out the sellers who do that.
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    notwilightnotwilight Posts: 12,864 ✭✭✭


    << <i>

    << <i>How would eBay know that you offer checks or money orders? Is someone reviewing auction descriptions to see if it includes other payment options. >>

    Most likely, they'll be depending on buyers to rat out the sellers who do that. >>



    I've also caught them using bots in PMs looking for word combinations indicating offers to do business off ebay. Apparently they've taken them offline because I've been getting lots of offers lately and no communication from ebay.

    As for buyers rating them out--I think it is mostly competing sellers trying to get other auctions taken down.

    --Jerry
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    TavernTreasuresTavernTreasures Posts: 1,262 ✭✭✭


    << <i>

    << <i>

    << <i>How would eBay know that you offer checks or money orders? Is someone reviewing auction descriptions to see if it includes other payment options. >>

    Most likely, they'll be depending on buyers to rat out the sellers who do that. >>



    I've also caught them using bots in PMs looking for word combinations indicating offers to do business off ebay. Apparently they've taken them offline because I've been getting lots of offers lately and no communication from ebay.

    As for buyers rating them out--I think it is mostly competing sellers trying to get other auctions taken down.

    --Jerry >>




    The EBAY police (rats) of this forum, probably can't wait for the day, that they can squeal on sellers who try to break EBAY's sacred new rules, about mentioning checks or MO's.
    Advanced collector of BREWERIANA. Early beer advertising (beer cans, tap knobs, foam scrapers, trays, tin signs, lithos, paper, etc)....My first love...U.S. COINS!
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    mrpotatoheaddmrpotatoheadd Posts: 7,576 ✭✭✭


    << <i>As for buyers rating them out--I think it is mostly competing sellers trying to get other auctions taken down. >>

    You could be right, but still... I'd have a hard time believing that most of the posts I've read here about reporting eBay sellers for violating eBay/PayPal policies (charging an additional fee on PayPal payments, for example) have been written by eBay sellers.
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    numismanumisma Posts: 3,877 ✭✭✭✭

    You don't have to accept PayPal at all if you have a merchant account that buyers can pay through online.

    Really? I have a merchant account. How can I integrate that with eBay's checkout system? I would have thought that they would force everyone to use PayPal. It would be cool to run everything through my merchant account instead of using PayPal, although I also accept PayPal through my shopping cart on my website.
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    mrpotatoheaddmrpotatoheadd Posts: 7,576 ✭✭✭


    << <i>You don't have to accept PayPal at all if you have a merchant account that buyers can pay through online.

    Really? I have a merchant account. How can I integrate that with eBay's checkout system? >>

    I don't know. I don't have a merchant account, so I haven't looked into it. I was just going on the info posted previously on eBay:

    What's changing with payments on eBay?

    Beginning October 20 2008, checks and money orders will no longer be allowed as payment methods on eBay. All items appearing on eBay.com must be paid for using either:

    -PayPal (funded by PayPal account balance, credit card, debit card, bank account, PayPal Pay Later, PayPal Buyer Credit or eBay gift certificate)
    -Credit or debit card payment to a seller (through a seller's Internet merchant account)
    -ProPay
    -Payment upon pickup


    Sorry for any confusion.
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    mnmcoinmnmcoin Posts: 2,165


    << <i>Personally, I like the convinence of Paypal. A lot of my sales in my business are international, and not in any way ebay related...but paypal makes these transactions a breeze.

    Try getting $1300 from Poland someday...not easy. But with paypal....its a breeze. I can go to the ATM and pull it out in seconds ($400 per day that is).

    Only thought that comes to my mind is that all too soon the US govt is going to want their 'fair share' or this.

    ebay will suffer no doubt, but getting a money order is a pain in the butt....and I got ripped one time hugely with a personal check, so that wont ever happen again. >>



    Yeah, thats how I felt until they started holding my $$$ for 21 days for no reason.

    morris
    "Repent, for the kindom of heaven is at hand."
    ** I would take a shack on the Rock over a castle in the sand !! **
    Don't take life so seriously...nobody gets out alive.

    ALL VALLEY COIN AND JEWELRY
    28480 B OLD TOWN FRONT ST
    TEMECULA, CA 92590
    (951) 757-0334

    www.allvalleycoinandjewelry.com
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    notwilightnotwilight Posts: 12,864 ✭✭✭


    << <i>You don't have to accept PayPal at all if you have a merchant account that buyers can pay through online. Really? I have a merchant account. How can I integrate that with eBay's checkout system? I would have thought that they would force everyone to use PayPal. It would be cool to run everything through my merchant account instead of using PayPal, although I also accept PayPal through my shopping cart on my website. >>



    They've changed the listing forms. Just click credit card and unclick paypal. I assume you'll be prompted to enter your merchant info.--Jerry
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    notwilightnotwilight Posts: 12,864 ✭✭✭


    << <i>

    << <i>As for buyers rating them out--I think it is mostly competing sellers trying to get other auctions taken down. >>

    You could be right, but still... I'd have a hard time believing that most of the posts I've read here about reporting eBay sellers for violating eBay/PayPal policies (charging an additional fee on PayPal payments, for example) have been written by eBay sellers. >>



    I agree, buyers rat out the guys who are looking suspicious enough to get a thread started. But for minor technicalities, it is other dealers trying to thin out the competition. --Jerry
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    << <i>Hopefully, it will create an opportunity for another venue. Ebay needs to lose business for their slimy tactics. >>



    Craigs list auctions, and I have no idea why PCGS nad/or NGC hook up with teletrade to do the coin auctions online.

    Google, here is the GOLDEN opportunity of the century... Compete with Ebay, hook it in with searches ... killer app.

    Short Ebay stock, this one is getting destroyed, its a shame they had a good thing and they are killing it, leaving opportunity to have a real competitor, that takes up the slack and one day most of the business. Ebay is turning into a giant fixed price mall. Gone are the good all days when mom or pop could sell some fresh material instead of selling to a local dealer. I made some coin from that kind of stuff.
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    LincolnCentManLincolnCentMan Posts: 5,347 ✭✭✭✭
    I quit using them about three years ago for sells. The one good thing about e-bay's monopoly is that they got so greedy that it's allowed brick and morter coin shops to survive.

    -David
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    seanqseanq Posts: 8,819 ✭✭✭✭✭
    I only recently started selling there again after a layoff of close to a year. I noticed when I listed some items last week that while the option for paper payments was still there, they had deleted my payment address and removed the option to add/edit it.

    My current brilliant plan for working around this new rule is to add the following phrase to my terms: "Other options for shipping and payment are available, please contact me before the sale to work out the details." It probably would not pass muster if someone turns me in to the eBay police, but I also doubt it would pop up on any of their bot searches. If it does, I'll just keep rewording it and make it more vague until it slips under the radar.


    Sean Reynolds
    Incomplete planchets wanted, especially Lincoln Cents & type coins.

    "Keep in mind that most of what passes as numismatic information is no more than tested opinion at best, and marketing blather at worst. However, I try to choose my words carefully, since I know that you guys are always watching." - Joe O'Connor
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    notwilightnotwilight Posts: 12,864 ✭✭✭
    Sean,
    You'll be fine until Jan and maybe we'll have more guidance before then. Remember, if they decide they don't like it, they don't contact you. they just vaporize all your auctions at any time without warning. --Jerry
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    mrpotatoheaddmrpotatoheadd Posts: 7,576 ✭✭✭


    << <i>You'll be fine until Jan and maybe we'll have more guidance before then. Remember, if they decide they don't like it, they don't contact you. they just vaporize all your auctions at any time without warning. >>

    I suspect a lot of sellers are going to be lulled into a sense of overconfidence in the next couple of months by eBay's lack of enforcement of their "no paper payments" policy and end up surprised in January to find their listings removed with no warning. eBay has made it clear that they do not want sellers to even hint that they'll accept checks or money orders from bidders and I doubt there'll be any defense that a seller can present at that time that will change their minds on this.

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