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eBay/PayPal Seller Risk

I am sure this has been discussed before, but I cannot find the right thread.

A buyer bought a coin from me for a little less than $300 on eBay and paid with PayPal. Exact shipping was charged for USPS Priority with delivery confirmation and insurance. USPS Track and Confirm shows it was delivered in three days. The buyer is saying they never got anything. Is my delivery confirmation sufficient against a claim that would lose me both the coin and the proceeds of the transaction? I was going to use signature confirmation, which I do for slightly higher coins and up, but was trying to save the buyer money. From now on, I think I will just do free shipping to the buyer and use signature confirmation for anything over $150, assuming the cost myself.

What are other experiences? How does PayPal handle these situations?
Select Rarities -- DMPLs and VAMs
NSDR - Life Member
SSDC - Life Member
ANA - Pay As I Go Member

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    mrpotatoheaddmrpotatoheadd Posts: 7,576 ✭✭✭


    << <i>A buyer bought a coin from me for a little less than $300 on eBay and paid with PayPal.

    Is my delivery confirmation sufficient against a claim that would lose me both the coin and the proceeds of the transaction? >>

    Over $250, you need signature confirmation.
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    HighReliefHighRelief Posts: 3,729 ✭✭✭✭✭
    It shows that the coin was delivered and confirmed. This would make me wonder about the buyer trying to pull a fast one.

    I would use signature confirmation next time, it cost a few cents more, but covers you on who picked the coin up.

    Hope it all turns out OK for you.
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    storm888storm888 Posts: 11,701 ✭✭✭
    If the sale was for more than $250.00, you will
    lose the dispute unless you used signature confirmation.

    Insurance, sig/con, del/con are ALL for the protection of
    the seller.

    Since the buyer claims the package "is lost," file a report
    with your PO. You can file on the insurance, if the buyer
    still sticks to his story after the PO looks into the matter.
    Folks Who Bite Get Bitten. Folks Who Don't Bite Get Eaten.
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    123cents123cents Posts: 7,178 ✭✭✭
    I had this happen to me. Delivery confirmation is not enough. You have to check and make sure the insured slip was signed. If you have both I think you will be OK.
    image
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    al410al410 Posts: 2,435 ✭✭✭✭
    The last package I shipped was insured for over $250.00 and I did del con also, when I told the clerk I also wanted sig confirmation she said they must sign for the insured item when it is over $100.00 anyway.
    AL
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    CoxeCoxe Posts: 11,139 ✭
    I checked with eBay and since I have proof of insured delivery to a confirmed address they say I am ok. The buyer wrote back to say she will check when she gets home. Probaly is in a stack of junk mail.
    Select Rarities -- DMPLs and VAMs
    NSDR - Life Member
    SSDC - Life Member
    ANA - Pay As I Go Member
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    RussRuss Posts: 48,514 ✭✭✭


    << <i>when I told the clerk I also wanted sig confirmation she said they must sign for the insured item when it is over $100.00 anyway. >>



    That's true. But, it's also irrelevant in a PayPal claim situation.

    Russ, NCNE
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    al410al410 Posts: 2,435 ✭✭✭✭
    Yes Russ thats true and I still do the signature confirmation anyway, she said I was wasting my money but she isnt the one who would have to fight with paypal.
    AL
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    nencoinnencoin Posts: 1,328 ✭✭✭✭
    <scarcasm>I hope you already gave them positive feeback (since they paid for the item), even though the transaction obviously isn't over yet and you have no idea how it will play out.</scarcasm>

    Good luck, Coxe. As you say, hopefully it's already at her house and she just hasn't found it yet.
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    BarryBarry Posts: 10,100 ✭✭✭


    << <i>

    << <i>when I told the clerk I also wanted sig confirmation she said they must sign for the insured item when it is over $100.00 anyway. >>



    That's true. But, it's also irrelevant in a PayPal claim situation.

    Russ, NCNE >>


    Russ is correct. Paypal's excuse is they must be able to verify the signature online. Insurance and even Registered Mail signature's are not verifiable online.
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    << <i>I checked with eBay and since I have proof of insured delivery to a confirmed address they say I am ok. >>



    You should've spoken with PayPal, instead. They will rule in the buyer's favor.
    I heard they were making a French version of Medal of Honor. I wonder how many hotkeys it'll have for "surrender."

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