Quick Poll: Should insurance premium be refunded on lost coin?

I sold a coin for $9.26 (inc S/H) and the buyer added $1.50 for insurance.
I booked the insurance.
The coin has been lost - would you return the insurance premium as well.

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since 8/1/6
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But this isn't logic, it's eBay, and where a potential neg is on the line, I agree with the others that it isn't worth risking over a buck and a half.