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What percentage of melt should be expected for sterling silver?

291fifth291fifth Posts: 24,345 ✭✭✭✭✭
I have heard that sterling (.925 fine silver) is being discounted fairly heavily. Is this true? If it is true, why?
All glory is fleeting.

Comments

  • cohodkcohodk Posts: 19,127 ✭✭✭✭✭
    Weight x spot x .925 x (.75 to .80) = $$$.

    Dealers will tell you the discount is due to refining costs.
    Excuses are tools of the ignorant

    Knowledge is the enemy of fear

  • jdimmickjdimmick Posts: 9,676 ✭✭✭✭✭
    My guy pays 78% on jewelry, and 82.5% on flatware.

    That's percentage of weight x spot, not .925 factored in:

    he makes 4% and that's with 5k oz at a time


    weight of scrap x spot x .78 or .825 X
  • TwoSides2aCoinTwoSides2aCoin Posts: 44,293 ✭✭✭✭✭
    .8325
  • CaptHenwayCaptHenway Posts: 32,144 ✭✭✭✭✭
    Originally posted by: jdimmick

    My guy pays 78% on jewelry, and 82.5% on flatware.



    That's percentage of weight x spot, not .925 factored in:



    he makes 4% and that's with 5k oz at a time





    weight of scrap x spot x .78 or .825 X




    The key is the 5,000 ounces at one time. When I was in the shop we accumulated sterling slowly, and probably only had enough to melt two or three times a year unless we happened to buy in a load of Franklin Mint (s)crap. A 4% profit margin is not enough to cover carrying cost and market risks if you have to sit on stuff for months.
    Numismatist. 50 year member ANA. Winner of four ANA Heath Literary Awards; three Wayte and Olga Raymond Literary Awards; Numismatist of the Year Award 2009, and Lifetime Achievement Award 2020. Winner numerous NLG Literary Awards.
  • biosolarbiosolar Posts: 164 ✭✭
    spot divided by 31.1 x .925 x .90(what refiner pays) x .85 = per gram price

    20.50 / 31.1 = .6591 x .925 = .6097 x .90 = 5487 x .85 = .46 a gram
  • cohodkcohodk Posts: 19,127 ✭✭✭✭✭
    Originally posted by: biosolar
    spot divided by 31.1 x .925 x .90(what refiner pays) x .85 = per gram price

    20.50 / 31.1 = .6591 x .925 = .6097 x .90 = 5487 x .85 = .46 a gram


    That's exactly what I wrote...yet seems so much more complicated. Lol

    Excuses are tools of the ignorant

    Knowledge is the enemy of fear

  • TwoSides2aCoinTwoSides2aCoin Posts: 44,293 ✭✭✭✭✭
    Trust you get about as straight an answer around here than you will get anywhere.
    My figures were based on what a refinery (no names) pay me. And boy have I hated melting some of the sterling pieces over the years. image
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