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Declared value question

Looking at submitting to psa..... How do you
Determine the declared value for these under $100
Cards? Take a Henderson Rc for example...... A bird-magic Rc or a Montana Rc
How do I determine value for these raw cards?

Comments

  • I estimate the grade and then ballpark the price using VCP, if needed.
  • stanforddudestanforddude Posts: 83 ✭✭✭
    What if it's a crossover and you're expecting a lower grade to come back from PSA? Eg, you have a BGS 9.5 and you figure PSA will give it a 9. Could I declare the value based on the lower PSA 9?
  • VintagemanEdVintagemanEd Posts: 932 ✭✭✭
    So this is where I am confused...... Let's take
    A topps Ripken Rc that I feel is possibly psa 10 material ..... So if I submit it as an under $100
    Value then I am saying its not a psa 10 to psa and they would sure not grade a psa 10 then..... Or do I submit
    Under the higher value level therefore telling psa I think it is a PSA 10 and increasing the possibility of getting a 10?
  • grote15grote15 Posts: 29,713 ✭✭✭✭✭


    << <i>So this is where I am confused...... Let's take
    A topps Ripken Rc that I feel is possibly psa 10 material ..... So if I submit it as an under $100
    Value then I am saying its not a psa 10 to psa and they would sure not grade a psa 10 then..... Or do I submit
    Under the higher value level therefore telling psa I think it is a PSA 10 and increasing the possibility of getting a 10? >>



    Negative. Your declared value is for insurance purposes only; it has absolutely no bearing on the grading process. Personally, I would not estimate a raw card as a PSA 10 value no matter how nice it was. If the card grades PSA 10 and the value is much greater than the service level, PSA may contact you to add a surcharge to the submission fee.


    Collecting 1970s Topps baseball wax, rack and cello packs, as well as PCGS graded Half Cents, Large Cents, Two Cent pieces and Three Cent Silver pieces.
  • VintagemanEdVintagemanEd Posts: 932 ✭✭✭
    The monthly special is $5.75 for cards valued
    Under $100 from 1956 to present..... So again
    How do I come up with the raw value for this service level?
  • PMKAYPMKAY Posts: 1,372 ✭✭
    The two Montana RCs I've subbed were sent in with a value of 20 on each. One was an eight one was a nine.
  • grote15grote15 Posts: 29,713 ✭✭✭✭✭


    << <i>The monthly special is $5.75 for cards valued
    Under $100 from 1956 to present..... So again
    How do I come up with the raw value for this service level? >>



    Check ebay for raw card values of the cards you are submitting...for example, for an 82 Topps Ripken, I would put down $50 max, and that is higher than most would put down.


    Collecting 1970s Topps baseball wax, rack and cello packs, as well as PCGS graded Half Cents, Large Cents, Two Cent pieces and Three Cent Silver pieces.
  • I once sent in a card that received a higher grade than I expected which made it a $4000 card. PSA slabbed it and sent it to me with the rest of the order just as nothing unusually had happened. Now if that package was lost or damaged during shipping, insurance would have only covered it for the $100 maximum per card. I don't think I have ever heard of a PSA package not arriving so I would think it is pretty safe to underestimate the declared value.
  • JasonM32JasonM32 Posts: 170 ✭✭
    I called PSA and asked them about this issue a while back. I was told that the "value" that I assigned to each card had nothing to do with the grade and it was only for insurance.

    I was left with the impression that I could pretty much write whatever value I wanted on the cards.

    Bernie Kosar collector

  • flatfoot816flatfoot816 Posts: 2,194 ✭✭✭
    You CAN declare any value you want on your sub form. The trick is trying to collect your declared value from insurance if there is a problem. Your declared value means nothing for filing a claim--to file and get reimbursed you would have to prove value by other means. ie. VCP, SMR, etc
  • A few points:

    1. As has been said, declared value has no impact whatsoever on grading outcomes. If you value it like a 1, it can grade a 10. If you value it like a 10, it can grade a 1. It's a separate process.

    2. While theoretically PSA can come and collect a higher service fee if they think your card far exceeds the minimum for the special, those cases are few and far between. Overall, if you are close, you will be fine and not charged extra even if the VCP of your PSA 10 is $105 in the "under $100" special.

    3. Given the 2 things above: estimate. Guess. Ballpark it. It just doesn't matter that much. I estimate grades and usually know how much cards in each grade sell for, from background knowledge or VCP. You can also check eBay completed sales. In any regard, if you're putting more than 10 seconds thought into this, you are probably overthinking it.

    4. Declared value does matter for insurance. Personally, that is why I under-declare on my submission form. I have my own insurance and my thinking has always been that I want to keep return shipping costs down by not *also* paying for a long of insurance on return shipping from PSA.

    5. I would never declare the value of my card at the "PSA 10" level and would always opt for the value in a 9, for a combination of the reasons above.

    Hope this helps! There have been many similar questions on the board recently. PSA should probably provide more guidance about this on their submission materials.
  • What if I put a cards raw value as $10. PSA grades it at whatever grade number and the VCP/Ebay value is now $95. The shipment gets lost/destroyed when PSA ships back to me. Am I only going to get $10 in compensation?
  • grote15grote15 Posts: 29,713 ✭✭✭✭✭


    << <i>What if I put a cards raw value as $10. PSA grades it at whatever grade number and the VCP/Ebay value is now $95. The shipment gets lost/destroyed when PSA ships back to me. Am I only going to get $10 in compensation? >>



    Yes.


    Collecting 1970s Topps baseball wax, rack and cello packs, as well as PCGS graded Half Cents, Large Cents, Two Cent pieces and Three Cent Silver pieces.
  • Yes, although you can self-insure for a very cheap amount yearly. That's another conversation.
  • VintagemanEdVintagemanEd Posts: 932 ✭✭✭
    So psa would have no issue with me sending
    In a 54 Aaron Rc in condition of a psa 2-3 let's say under the
    $5.75 monthly special? That was my point of starting this thread...... I can send
    The Aaron Rc in the monthly special under $100 category if I want to gamble
    That's it's not lost in the mail is ok? I figured psa would make you bump to the
    More expensive service level for a card that we know is valued
    Raw at over $100
  • grote15grote15 Posts: 29,713 ✭✭✭✭✭


    << <i>So psa would have no issue with me sending
    In a 54 Aaron Rc in condition of a psa 2-3 let's say under the
    $5.75 monthly special? That was my point of starting this thread...... I can send
    The Aaron Rc in the monthly special under $100 category if I want to gamble
    That's it's not lost in the mail is ok? I figured psa would make you bump to the
    More expensive service level for a card that we know is valued
    Raw at over $100 >>



    No, you cannot send in a card that is worth significantly more than the special max value just to get around the rule.

    In your first example, you used a Ripken RC~that card you CAN submit under the special no matter how nice it is. (Same with Henderson RC.)

    But you can't submit a 54 Aaron or a 52 Mantle, either.


    Collecting 1970s Topps baseball wax, rack and cello packs, as well as PCGS graded Half Cents, Large Cents, Two Cent pieces and Three Cent Silver pieces.
  • If your card is obviously above the price threshold for a given category, PSA will not allow it, regardless of declared value.
  • packCollectorpackCollector Posts: 2,786 ✭✭✭


    << <i><< What if I put a cards raw value as $10. PSA grades it at whatever grade number and the VCP/Ebay value is now $95. The shipment gets lost/destroyed when PSA ships back to me. Am I only going to get $10 in compensation? >>



    Yes.
    >>



    Get your own private insurance and ship with your own fedex account. In the event that the package is lost in shipping, Once the card is graded then you can use a reliable pricing source to come up with a claim amount to deal with your insurance company.

    The only time you are at risk is if it is graded and then it is damaged before it is sent out for shipping. The odds of this happening and being acknowledged are extremely low so you are almost never at risk.
  • VintagemanEdVintagemanEd Posts: 932 ✭✭✭
    Ok so what about a bird/magic Rc?
    Raw value could be $100 or $200.
    Would psa call you and tell you that you owe
    More money for grading since it has to go through
    At the higher service level?
  • packCollectorpackCollector Posts: 2,786 ✭✭✭


    << <i>Ok so what about a bird/magic Rc?
    Raw value could be $100 or $200.
    Would psa call you and tell you that you owe
    More money for grading since it has to go through
    At the higher service level? >>



    doubt it.

    I don't know the card specifically but I would assume that a 5 is under 100 bucks which is possible in the grading process so it would probably be ok
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