Ebay/Paypal Mastercard....

Wink

Wondering if anyone here uses one, and what are the pros/cons. Looks like it has a few better perks than the Visa I use.
TIA.

vintagechris

I use it. The only con is a $400 purchase limit. Buying anything more than that I have to use another card. My wife and I use it for everything because we get 1.5% back.

otwcards

<< <i>I use it. The only con is a $400 purchase limit. Buying anything more than that I have to use another card. My wife and I use it for everything because we get 1.5% back. >>



Limit depends upon credit worthiness. Additionally, I wouldn't carry a balance on it as the interest rate is far more than would be available elsewhere based upon the user's credit rating.

zep33

I think vintageshris was thinking about the debit card, not the credit card

illinifan912

i have the pp debit card and i like it with 1% cashback but the lone fault is a 3k spending limit per day

vintagechris

<< <i>I think vintageshris was thinking about the debit card, not the credit card >>



yes, sorry I was talking about the debit card.

jeffcbay

I like my debit card simply for the ease of withdrawing the cash from my Paypal account. I rarely use it as a credit card where I would receive the 1% cash back.

EDIT TO ADD: I don't get charged an ATM fee when I use an ATM associated with the bank account connected to my Paypal account.

sayheykid54

I have been using a Paypal debit card for years. It's worked out great for me.

I like to avoid using traditional credit cards and paying interest.