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Homeowners Insurance for Card Collection

ferris182ferris182 Posts: 7
in Trading Cards & Memorabilia Forum
So I called my homeowners insurance company to see if I can put my card collection on the policy. After several days they called me back and said that it could not be covered.

I do keep my valuable cards in a fireproof file cabinet.

Does anyone else have their collection on their homeowner's policy?

Or do you have a seperate policy?

Any help is appreciated.
Favorite Set all time:
1957 Topps Baseball

Comments

  • vladguerrerovladguerrero Posts: 4,077 ✭✭✭
    If your collection is worth a lot it won't be covered and would need collectibles insurance, home owners insurance typically only covers $500-2000.
  • WalterSobchakWalterSobchak Posts: 2,096
    I recently purchased a policy with Collectibles Insurance Services. My collection isn't terribly valuable, but it's worth enough that it would be pretty annoying if something happened to it. The policy I purchased costs about $150 annually and it covers theft, any accidental loss/damage on premises, and loss/damage to cards in transit (as long as the shipping requirements in the policy are met).

    I know a lot of other board members have a policy with them as well.

    www.collectinsure.com
    'Sir, I realize it's been difficult for you to sleep at night without your EX/MT 1977 Topps Tom Seaver, but I swear to you that you'll get it safe and sound.'
    -CDs Nuts, 1/20/14

    *1956 Topps baseball- 97.4% complete, 7.24 GPA
    *Clemente basic set: 85.0% complete, 7.89 GPA
  • shagrotn77shagrotn77 Posts: 5,617 ✭✭✭✭
    Yup, Collectibles Insurance Services (collectinsure.com) is definitely the way to go. They insure more collections than anyone else I know of.
    "My father would womanize, he would drink. He would make outrageous claims like he invented the question mark. Sometimes he would accuse chestnuts of being lazy. The sort of general malaise that only the genius possess and the insane lament. Our childhood was typical. Summers in Rangoon, luge lessons. In the spring we'd make meat helmets. When we were insolent we were placed in a burlap bag and beaten with reeds - pretty standard really."
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