Collecting psa 9 or psa 10 in new sets

When you are submitting cards in for grading, everyone always hopes for all tens but that will never happen.My question is. When you are building graded sets from the last 10 years how high do you want to go? When is a 9 good enough and you don't keep buying and submitting until you get a 10. On my newer sets I will not go out of my way to replace a 9 with a 10. One thing that I have learned from reading these forums is that a grade is just someones opinion. ( today an 8 or tomorrow a 10 ) Looking at the sports card market I can't understand how people are paying what they are paying for 10's.I have a few psa 8's that someday I will try to upgrade. One little note psa 8 is a nice grade of card. I can't believe the amount of psa 8 graded non sport cards from the 60's that sell on ebay for half the price of the grading fees. Mike
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Brian
1935 National Chicle
1961 Golden Press
1962 Bell Brand Dodgers
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1957 Disney Characters
1965 Donruss Disneyland
1966 Get Smart
Brian