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Proof morgan question

where would one find the value for let's say an 1890 PR 55 morgan?
How much is the price affected by the plastic around the coin?
How much is the price affected by the plastic around the coin?
Pat Vetter,Mercury Dime registry set,1938 Proof set registry,Pat & BJ Coins:724-325-7211
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I haven't sent it in yet, but it is a 1890 and circulated.
It's in the PR 55 to 58 range!
That is a big spread in my eyes.
Also FYI the coin is white not a dark toned coin