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Insuring your collection

digicatdigicat Posts: 8,551 ✭✭
in Trading Cards & Memorabilia Forum
What's the best way to go about this, get it on your homeowner's insurance, or go for one of the insurance providers that specialize in collectables?

What are the steps I’d need to take to establish the collection’s value? I figure they're not just going to take my word for it.
My Giants collection want list

WTB: 2001 Leaf Rookies & Stars Longevity: Ryan Jensen #/25

Comments

  • buymoviepostersbuymovieposters Posts: 36


    << <i>What's the best way to go about this, get it on your homeowner's insurance, or go for one of the insurance providers that specialize in collectables?

    What are the steps I’d need to take to establish the collection’s value? I figure they're not just going to take my word for it. >>



    www.collectinsure.com
  • CubsFan41CubsFan41 Posts: 513 ✭✭
    Price them out. I would think you could get a rider attached to your current homeowner's policy for less cost than going through a "specialist" company. I*m sure they would require some thorough documentation or pictures.
    I dont have my cards insured, but I did have to get a rider for my wife's rings because your homeowners policy doesn't automatically cover high value items in it.
    Looking for Cello packs with Bill Buckner on top
  • judgebuckjudgebuck Posts: 1,019 ✭✭✭
    My homeowners doesn't add collectibles as a rider. I had to get a separate collectables policy. Rate was $10 per $,000 insured. I would suggest a lock box or boxes for the more valuable stuff. A home safe may also be desirable.

    Always looking for Mantle cards such as Stahl Meyer, 1954 Dan Dee, 1959 Bazooka, 1960 Post, 1952 Star Cal Decal, 1952 Tip Top Bread Labels, 1953-54 Briggs Meat, and other Topps, Bowman, and oddball Mantles.

  • 72skywalker72skywalker Posts: 1,554 ✭✭✭
    I am leary on the home safe because I bought one and it said that when the door is closed it becomes airtight (the safe is water and fireproof as well) and that it could cause damage to paper. I might just be paranoid but I opted to leave out my cards and only put in SS cards, birth certificates...etc. It might be completely fine to put the cards in but I was afraid to ruin them when I was thinking I was protecting them also since they are protected now by an 85lb Australian Shepard who hates people in his house.
    Collecting Yankees and vintage Star Wars
  • buymoviepostersbuymovieposters Posts: 36


    << <i>I am leary on the home safe because I bought one and it said that when the door is closed it becomes airtight (the safe is water and fireproof as well) and that it could cause damage to paper. I might just be paranoid but I opted to leave out my cards and only put in SS cards, birth certificates...etc. It might be completely fine to put the cards in but I was afraid to ruin them when I was thinking I was protecting them also since they are protected now by an 85lb Australian Shepard who hates people in his house. >>



    to solve this problem all you need is small battery operated dehumidifier and some absorbent silicon pouches. these are readily available online and you can pick both up for under 50 bucks. i store all of my stuff in a universal 41 inch fort knox titan safe that i ordered from the nra several years back. i also use collectinsure.com for theft and incidental coverage.
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