Question about subbing mid 90s Topps Finest

So, I'm thinking about adding a 1996 Topps Finest to my group sub entry.
Not this one, but something similar:

The correct way to do these is to peel the coating before subbing, correct?
Not this one, but something similar:

The correct way to do these is to peel the coating before subbing, correct?
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edit: another example from '96 Finest football
Dodgers collection scans | Brett Butler registry | 1978 Dodgers - straight 9s, homie
Looks much better without it!
I peel all mine.
saucywombat@hotmail.com