<< <i>Not today my friend (with all due respect). 15K is a very LOW estimate. And I didn't even include cost of living/rent, etc. Near impossible unless you are Tom Cruise in "Blank tail", it just ain't going to happen...
P.S. That's wierd PSA wouldn't let me spell out the actual name of that movie. Sorry Joe! >>
I said FOR TUITION!! Did not include in that post, other expenses...Do not become one of those guys that tries to quote me out of context. It does not work!
<< <i>I said FOR TUITION!! Did not include in that post, other expenses...Do not become one of those guys that tries to quote me out of context. It does not work! >>
Sir, I promise I'm not trying to start a fight or anything. Ask anyone on this board who knows me...I'm not that guy. I understand your point. Yes, if he needed $35K or so for living expenses, spending money and tuition, I would agree with you. All I can go by is the original information that he provided in his post. What he said was that he would need to raise $15K. What that says to me is that he has his other money raised...otherwise he would have said that he needs $35K. My point was that, yes, I believe you can raise $15K by working on the weekends and in the summer. I don't think I've said anything else to the contrary. I know you've had some issues with a couple of fellow board members. I can assure you, I'm not looking to have any with you or anyone else. I'm just making what I believe is a sound argument with the information provided.
<< <i>You could certainly bartend or take a bouncer job that pays $100/night over a weekend Fri/Sat/Sun plus summer work and make $15K. To think otherwise is purely lazy. Now, would you be sacrificing some of your college experience? Yes, to a certain degree, but having college loan payments is a HUGE anchor. >>
I look at it the other way - miss out on some of the most fun years of your life to hang onto a few pieces of cardboard? Life's too short...
Fair enough Vito, sorry I overreacted. Should not have lumped you in with other board members. While I disagree with you over the possibility of making 15K while performing successfully as a full-time college student, I guess we'll have to "agree to disagree."
<< <i>Fair enough Vito, sorry I overreacted. Should not have lumped you in with other board members. While I disagree with you over the possibility of making 15K while performing successfully as a full-time college student, I guess we'll have to "agree to disagree." >>
Sounds great to me.
And Cornholio, I happen to agree with you that it's not worth it to miss out on the years that you're able to have limited responsibility. I was just presenting another alternative to having to sell cards . I'd kill to go back to college!!!!
Collector of 1976 Topps baseball for some stupid reason. Collector of Pittsburgh Pirates cards for a slightly less stupid reason. My Pirates Collection
You seem to have your head wired pretty well. That being the case, I would likely keep the cards. I don't remember what degree is in or what occupation you might be going into but it is very possible that your employer might help with any loans you have, that some government plan might come along and help pay it or that you will find paying the loan off not that hard. Also as mentioned the with tax breaks and the help to your credit rating, having the loan isn't that bad, assuming you don't add to much to it.
Anyway, I sold all my collectibles once to pay for a year in college and in the long run hurt myself I think.
And of course.....Missouri sucks! (Sorry had to throw that in there.)
Clear Skies, Mark
Collecting PSA graded Steve Young, Marcus Allen, Bret Saberhagen and 1980s Topps Cards. Raw: Tony Gonzalez (low #'d cards, and especially 1/1's) and Steve Young.
While we don't know much about your prospects for employment, let me ask you to share a bit more info. Are you in the J-school or other specialty? What's your degree? Are you currently employed or working in an internship?
My friend got his journalism degree at Mizzou. He's had to scrammble to keep working and has moved into marketing and online advertising. I think he'd advise to sell off the extra items in your life that are not essenial. There were over 1 million workers fired in the past two months. In the past 4 months the US has lost 2.6 million jobs and we are at a 15 year high for unemployment.
What makes you think you're employable?
I don't mean to ge a smart#% but the reality is there are a lot of talented people looking for work. The best situation would be if some of those same people start new businesses, but that remains to be seen.
Sell what you can and minimize the loans. You know this is the best solution.
Last of my soapbox: I posted this to another college aged collector and I hope you find it useful. A venture capitalist was on a panel discussion (I live in a college town and attend a few events each year..) and noted that as a college senior, you have a free pass to visit with any CEO COO CFO or C-level exec at any company that interests you as long as you have something meaninful to learn from them and don't waste their time. You have the opportunity to ask for an intership with a company that is the leader in business you want to work in. You can leverage your college alumni for advice and introductions now, before you graduate.
Once you graduate, you're just one of the 15% unemployed, and no one will care what you want.
What are loans right now? About 3%? That's not too far from being free money and you get to write-off the interest once you start itemizing. You'd regret selling your cards from day one.
Comments
<< <i>Not today my friend (with all due respect). 15K is a very LOW estimate. And I didn't even include cost of living/rent, etc. Near impossible unless you are Tom Cruise in "Blank tail", it just ain't going to happen...
P.S. That's wierd PSA wouldn't let me spell out the actual name of that movie. Sorry Joe! >>
He said he needed $15K in his original post.
My Podcast - Now FEATURED on iTunes
<< <i>I said FOR TUITION!! Did not include in that post, other expenses...Do not become one of those guys that tries to quote me out of context. It does not work! >>
Sir, I promise I'm not trying to start a fight or anything. Ask anyone on this board who knows me...I'm not that guy. I understand your point. Yes, if he needed $35K or so for living expenses, spending money and tuition, I would agree with you. All I can go by is the original information that he provided in his post. What he said was that he would need to raise $15K. What that says to me is that he has his other money raised...otherwise he would have said that he needs $35K. My point was that, yes, I believe you can raise $15K by working on the weekends and in the summer. I don't think I've said anything else to the contrary. I know you've had some issues with a couple of fellow board members. I can assure you, I'm not looking to have any with you or anyone else. I'm just making what I believe is a sound argument with the information provided.
My Podcast - Now FEATURED on iTunes
<< <i>You could certainly bartend or take a bouncer job that pays $100/night over a weekend Fri/Sat/Sun plus summer work and make $15K. To think otherwise is purely lazy. Now, would you be sacrificing some of your college experience? Yes, to a certain degree, but having college loan payments is a HUGE anchor. >>
I look at it the other way - miss out on some of the most fun years of your life to hang onto a few pieces of cardboard? Life's too short...
<< <i>Fair enough Vito, sorry I overreacted. Should not have lumped you in with other board members. While I disagree with you over the possibility of making 15K while performing successfully as a full-time college student, I guess we'll have to "agree to disagree." >>
Sounds great to me.
And Cornholio, I happen to agree with you that it's not worth it to miss out on the years that you're able to have limited responsibility. I was just presenting another alternative to having to sell cards
My Podcast - Now FEATURED on iTunes
Best of luck.
Collector of Pittsburgh Pirates cards for a slightly less stupid reason.
My Pirates Collection
You seem to have your head wired pretty well. That being the case, I would likely keep the cards. I don't remember what degree is in or what occupation you might be going into but it is very possible that your employer might help with any loans you have, that some government plan might come along and help pay it or that you will find paying the loan off not that hard. Also as mentioned the with tax breaks and the help to your credit rating, having the loan isn't that bad, assuming you don't add to much to it.
Anyway, I sold all my collectibles once to pay for a year in college and in the long run hurt myself I think.
And of course.....Missouri sucks! (Sorry had to throw that in there.)
Clear Skies,
Mark
Raw: Tony Gonzalez (low #'d cards, and especially 1/1's) and Steve Young.
"Molon Labe"
My friend got his journalism degree at Mizzou. He's had to scrammble to keep working and has moved into marketing and online advertising. I think he'd advise to sell off the extra items in your life that are not essenial. There were over 1 million workers fired in the past two months. In the past 4 months the US has lost 2.6 million jobs and we are at a 15 year high for unemployment.
What makes you think you're employable?
I don't mean to ge a smart#% but the reality is there are a lot of talented people looking for work. The best situation would be if some of those same people start new businesses, but that remains to be seen.
Sell what you can and minimize the loans. You know this is the best solution.
Last of my soapbox: I posted this to another college aged collector and I hope you find it useful. A venture capitalist was on a panel discussion (I live in a college town and attend a few events each year..) and noted that as a college senior, you have a free pass to visit with any CEO COO CFO or C-level exec at any company that interests you as long as you have something meaninful to learn from them and don't waste their time. You have the opportunity to ask for an intership with a company that is the leader in business you want to work in. You can leverage your college alumni for advice and introductions now, before you graduate.
Once you graduate, you're just one of the 15% unemployed, and no one will care what you want.
Good luck!
1975 mini's
1954 Wilson Franks