Auctionese

rwyarmch

"George III 3 Shilling Bank token 1812, S-3770, KM-Tn5, MS65 PCGS, Second bust of the Bank of England issue. Light toning appears over its very frosty fields, with a touch of 'disturbance' on the King's cheek. Estimate: $350 - $450."

British Bank Token

I've been thinking about what 'disturbance' might mean in this description but it's probably not worth flying to CA to find out. Normally, words are highlighted in this way to indicate something other than what's stated ("bargain", "expert", etc.). MS65 coins can certainly have marks but does 'disturbance' mean Heritage thinks there is rub, putty, graffitti or just something odd? Or and I making too much of grammatical nuances?

MacCrimmon

In this case, judging from the image, it appears as a frost break on the cheek. Not unusual, and fairly consistent for a PC65 from the way I've seen them grade these coins in the past (at least Victoria).

worldcoinguy

I know…buy the coin not the plastic, but a PCGS MS-65 holder speaks volumes to me about the quality of the coin. Credit to the auction house for accuracy of description, but for me personally it would not set off warning sirens.