my new CBH - watcha think?

Just got this in the mail today. Watcha think, accurately graded at XF45? The coin does have a little hint of remaining luster.
It is a Lettered Edge - does this one have an Overton number (I know very little, actually nothing, about CBH's)... Thanks!
It is a Lettered Edge - does this one have an Overton number (I know very little, actually nothing, about CBH's)... Thanks!


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Comments
<< <i>I know very little, actually nothing, about CBH's >>
I'm not trying to be mean or picky but...why would you buy a coin like this without knowing at least a bit about it?
Not long after I had started back collecting again, I paid much too much for a Liberty Nickel in proof 66. It was a common date, as proofs go and I ended up trading it at quite a loss. I bought the coin because it was nice looking and because I mistakenly thought that proof 66 made it a special coin. I didn't know anything about it and it cost me.
<< <i>I'm not trying to be mean or picky but...why would you buy a coin like this without knowing at least a bit about it? >>
Why, to learn more, of course!
"Learning through ownership" is a time-honored method, at least with me. (Exactly what I am practicing with my current Roman coin collection).
I don't agree with XF45 on that, either. It is an adequate coin with average eye appeal, but I fear it's overgraded in that holder. I'm more of the 30-35 opinion on it, and could say XF40 on a good day, at best. Perhaps there were some soft strike issues taken into account when it was graded?
<< <i>"Learning through ownership" >>
...can be a very expensive way to learn! But I understand what you are saying LordM.
I would employ the "Learning through Ownership" method on cheap coins for which a mistake would not matter much. I assumed that the coin in the OP did not fit that definition.
I agree with LordMarcovan's above quoted comments and observations. From the photos provided, the coin appears to have been cleaned, and also appears to be devoid of any original mint luster.
Stuart
Collect 18th & 19th Century US Type Coins, Silver Dollars, $20 Gold Double Eagles and World Crowns & Talers with High Eye Appeal
"Luck is what happens when Preparation meets Opportunity"
Who's slab?
Lane
See http://www.doubledimes.com for a free online reference for US twenty-cent pieces
I like the look of your coin and hope that it finds a happy home at your house, and if not contact me I have a blue box with a extra slot in it.
I think Lindedad may have got it right, and this one has a striking issue. Below are images of a VF30, 35 & XF40.
Looking at the VF30 & 35, there is an evident flatness on the nose, cheek, throat and breast. On the coin in question, there is just some slight wear on the cheek and breast. Also, even though the stars are flat, there is luster on the points.
As originally posted this coin has a hint of mint luster, almost over the entire surface, about AU50 worth of luster and I think that is what the graders partially based the grade on.
The coin is free of hairlines, but probably has been 'brightened' at one time.
In hand, I see the coin as wear/strike at about XF40 and market graded to 45 for luster.
VF30
VF35
XF40
OP coin
and it is, for those that asked, in a PCGS slab:
I don't know, maybe I have some faulty thinking here??
Jeff
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