Panama Pacific Expo Medal Dollar HK-404 questions

I just received this in the mail today and need some opinions. From the sellers pictures(Ebay) I judged this one to be somewhere AU or better. Therefore I bid at $90.
After looking at it in hand and imaging its not even close IMO. I am not that versed on grading medals.
Do you think that the sellers' images were a good representation of the medal?
Do you think that $90 was a fair price?
Ebay
Sellers images

My images


After looking at it in hand and imaging its not even close IMO. I am not that versed on grading medals.
Do you think that the sellers' images were a good representation of the medal?
Do you think that $90 was a fair price?
Ebay
Sellers images

My images


CoinsAreFun Pictorials Album
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CoinsAreFun Toned Silver Eagle Proof Album
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Gallery Mint Museum, Ron Landis& Joe Rust, The beginnings of the Golden Dollar
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More CoinsAreFun Pictorials NGC
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CoinsAreFun Toned Silver Eagle Proof Album
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Gallery Mint Museum, Ron Landis& Joe Rust, The beginnings of the Golden Dollar
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More CoinsAreFun Pictorials NGC
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Comments
- Marcus Tullius Cicero, 106-43 BC
<< <i>My first question would be is it silver plated bronze or just the bronze version ? >>
From the sellers information provided, it is silver over bronze. Which I would say is correct.The pictures shows the bronze below the silver. But what grade would you say?
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CoinsAreFun Toned Silver Eagle Proof Album
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Gallery Mint Museum, Ron Landis& Joe Rust, The beginnings of the Golden Dollar
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More CoinsAreFun Pictorials NGC
I wouldn't be happy with it at $90, but I sold one certified a while back that went much higher than I expected so what do I know.
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CoinsAreFun Toned Silver Eagle Proof Album
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Gallery Mint Museum, Ron Landis& Joe Rust, The beginnings of the Golden Dollar
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More CoinsAreFun Pictorials NGC
If you sent yours to NGC, I wouldn't be disappointed if they slabbed it as AU-50 or AU-53 as tmot99 suggests, but I also wouldn't be surprised if it came back as AU-58 or even MS-62.
My personal collection is mostly unslabbed. Either I like a piece or I don't, and NGC's opinion doesn't much matter to me for the ones I'm keeping. Resale is a different matter, tho...
(And yes, to get back to the original question, I think the seller's pics were a very good representation of the medal. I had to read the original post a couple of times to be sure which pics were the sellers and which were new. One set is larger, and one set is a little darker, but they both show the same medal more or less equally well as far as I can see.)
jonathan