Who makes Topps card designs?

The last few years it seems Topps card designs are just terrible. All we want is a clear picture and easy to read player name team and position. How hard can this be?
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2005 Origins Old Judge Brown #/20 and Black 1/1s, 2000 Ultimate Victory Gold #/25
2004 UD Legends Bake McBride autos & parallels, and 1974 Topps #601 PSA 9
Rare Grady Sizemore parallels, printing plates, autographs
Nothing on ebay
(they did this in 1973, 1981, 1988, 1989,) or any other year that you might find HIDEOUS
I guess I'm a fan of this year's design since it looks simple and the black color really makes the pictures stand out. Last year, it was difficult to see the pictures thanks to the Carnival style lettering and bordering they used. This year, my eyes are drawn right to the photography on the front which is how it should be. (BTW, 1985 was a good design, but 1989 takes the cake as one of the worst designs from the '80s).