Bulk Submission Values?

I notice that modern bulk submissions need to have a declared value of under $75. Say you are submitting a nice 85 Topps Clemens.... Isn't this telling the grader of the bulk submission that you believe it is NOT a 10 and only a 9 at best? Has anyone ever submitted bulk and received cards graded at a 10 that is valued over $75?
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Comments
you would like to be paid if the cards are lost or damaged.
I usually submit based on an PSA 8 (or 9 if it stays below $75) declared value for modern. Usually get 8s, 9s and some 10s. It usually equals out in value.
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There is a currency-grader that bases their fees on the grades they dispense!
(Not PCGS)